Do you have Ontario Auto Insurance Questions?

Auto Insurance claim denied 
My husband and I just lent out our car to a friend of ours. Our friend had an accident in the car and it is totalled. And we found out that he was driving ...

Policy Holder 
Insurance Question

Can I buy a car in my name and my mother have the insurance in her name as the primary driver and myself as an occasional?

Answer ...

Denied Insurance  Not rated yet
Can a new policy holder be denied due to the fact that a second driver was on old policy with another company because he did not have that person license ...

Car accident without insurance  Not rated yet
My friend drove my car without my knowledge knowing that it is no longer insured and got into an accident. Now the other party is asking me to pay for ...

uninsured licenced driver borrowing an insured car  Not rated yet
Can I lend my insured car to a licenced driver without a car in Ontario ?

Ontario Car Insurance Question re lending car
Hi there,

Yes, you can ...

G2 Insurance  Not rated yet
Hello,

I have recently just got my G2 license and I was just wondering if I have to be listed under my Dad's Insurance policy in order to be able to ...

unlicensed owner  Not rated yet
Do I need a license to put insurance on a vehicle?

Unlicensed Owner of car and Insurance
Hi Debbie

Yes, you need to have a license to get car ...

Adding 2nd vehicle to my policy  Not rated yet
Hello
Can I insure my brother's vehicle under my policy as a 2nd vehicle?

The vehicle is registered under his name and we do not live at the same address....

Inusrance on car not registered to me  Not rated yet
Can I have insurance in mine and my sons name if he is the only registered owner of the car and is there coverage if we are doing so?

Answer re Ontario ...

Accident while driving someone else's car  Not rated yet
My husband was driving his sister's car and got in a small accident. We live in Ontario and his sister lives in Nova Scotia. How do insurance companies ...

G2 and insurance  Not rated yet
My 19 year old son has earned his G2 and has completed an approved driver-training course. He will also be moving out of the family home which is in Toronto,...

Sharing one vehicle  Not rated yet
My girlfriend and I are moving in together and would like to share one car (hers). Since we don't want to make car payments on mine. Will my insurance ...

Claims question  Not rated yet
I was involved in a single vehicle accident. The damage is around the $1000-2000 range.
The police reported the accident to my insurance company without ...

2 insurance company  Not rated yet
Is it legal to have 2 auto insurance company? e.g. 2 cars will be insured on 1 company and the other car in another company.

Insuring Two Cars
Hi ...

Can I buy two cars?  Not rated yet
I have a car on financing. Can I buy another car?

Buying a second car
Hi Sara,
If you can afford two cars, you can certainly buy two of them. You'...

Does Change of Address changes insurance premiums?  Not rated yet
When I change my address is the insurance company likely to check my driving record or change my premiums?

Change in Insurance Premiums After a Move ...

Insurance and accident  Not rated yet
I am 18 and i had an accident and i am trying to find out how much my insurance would be after an accident. how much does your insurance go up by after ...

Can I insure a vehicle that is not in my name?  Not rated yet
I will be receiving a relative's vehicle in November. We will transfer ownership as a Family Gift. The vehicle is not currently insured. I do not have ...

Is it ok to drive my mom's car even not listed in policy  Not rated yet
I lived with my parents and they have 3 cars. I am moving to my college residency soon. Can I drive their car occasionally even if I am not listed in the ...

Rates and pricing  Not rated yet
Some companies are appearing much cheaper than others how do we find out which ones are credibile and reliable these are three companies we are looking ...

Ticket without Demerit points  Not rated yet
I have gotten 2 tickets in the last three years one 8km over the other was 12 km over lost no points but my insurance went up 400 dollars and i went from ...

Primary Driver and Insurance in Ontario  Not rated yet
Can I be primary driver on two vehicles, i drive a mustang for 6 months out of the year and have put my son down as occasional driver on the policy, my ...

Sharing car insurance  Not rated yet
Can two families share car insurance policy? In my household there are two cars and in my sister's household there is one car. Can we have a joint car ...

Car Insurance and G2 license in Ontario  Not rated yet
Can you drive for a week without insurance when you first get your G2?

G2 license and insurance
Hi Mercedes, You are supposed to be added to the ...

Buying car insurance on borrowed car  Not rated yet
Can I buy insurance for a car that is being lent to me?

Car Insurance on Borrowed Vehicle
Hi there,
The insurance is supposed to be purchased by ...

South Porcupine Ontario Auto Insurance Question  Not rated yet
If you drive a vehicle in Ontario that is insured but you are not insured is this legal?

Insurance question from South Porcupine
- if anyone is wondering ...

Do I have to purchase insurance for a rental car?  Not rated yet
I don't own a car, but have a Canadian driver's license (BC). Am I legally *required* to purchase/carry any insurance to rent a car in Ontario?

Rental ...

Same Address?  Not rated yet
I am moving in with my boyfriend, but am currently under my parents insurance. My car is in my fathers name for financial reasons. Is it legal to be insured ...

Insurance required or not for daughter?  Not rated yet
My daughter just received her G2 license, is she required to be insured under my policy to drive my vehicle?

If she is required and does not get put ...

I have my g2 license in Ontario. Do i need insurance?  Not rated yet
Hi, I live in London Ontario and just got my G2. Do I need to get insurance now?

Insurance for G2 license in London Ontario
Hi Tyler, no matter where ...

How long does an accident stay on record?  Not rated yet
We are shopping around for another insurance company as our rates have tripled and have had no accidents in eight years yet when getting quotes they still ...

Can I drive my Girlfriends car?  Not rated yet
I am 20 years old and am insured on my families car insurance policy. I would like to be able to drive my girlfriends car though. Am I insured to do ...

Husband not on insurance policy  Not rated yet
My Husband had an accident in my car, he was hit by another car, my Husband is not in my insurance policy, my insurance is full cover, is our insurance ...

Car insurance - driver fault & car owner fault?  Not rated yet
Hi,

I own 2 cars & my daughter was insured by my policy as primary driver of one car. She had an accident on icy road & premium went up.

Understood....

Insure my husbands car?  Not rated yet
Can I Insure a car that is in my husbands name?

Answer
The insurance is supposed to be in the name of the registered owner. To have the insurance ...

One week car insurance  Not rated yet
My daughter wants to rent a car but she is under age 25 and the rental companies want very high fees for her to have insurance, including the underage ...

Maximum Ontario Auto Insurance Rate Increase  Not rated yet
What is the maximum increase for auto insurance in Ontario for 2010 ?
Belair direct wants to charge me 28% more this year.
No change in policy - no accidents ...

Insurance cancelled  Not rated yet
I am looking for am insurance company willing to insure my car as the one i had canceled my policy because of one ticket and one accident. please advise....

I want to buy a car for use by my sister  Not rated yet
I do not want to be insured for this car as I have my own car. We do not live at the same address. The car must be in my name for financial reasons but ...

Is it mandatory to add licensed sibling to existing auto policy?  Not rated yet
I recently asked my car insurance co to help me understand the cost (quote me) for my recently licensed (g less than one year)daughter to insure her own ...

Auto insurance in Ontario and health condition  Not rated yet
Will I have to inform my insurance company that I have had a heart attack and will it affect my auto insurance rates?

Question about Auto Insurance ...

car insurance or driver insurance in Ontario  Not rated yet
When I am getting car insurance is it for the car or the driver?

If its for the car why should I add any family member that might drive the car and ...

My Uninsured Parked Car Was Hit - Can I claim against the insured driver ?  Not rated yet
I had my car parked on the street, legally, but decided to pull of the insurance as I wasn't using it at the time. An insured driver collided with it ...

Driving experience credit for Insurance  Not rated yet
Hi!

I moved to Ontario from Europe. I was fully licensed the past 9 years back at home. I took the knowledge test and skipped g2 class and took g test ...

Driving Father's insured car  Not rated yet
I am not insured on my fathers car, however if my dad gave me permission to drive in his car for the day and say I got into an accident that was not my ...

we need insurance   Not rated yet
we cancel our last insurance they said we didn't where can we get insurance.

Canceled insurance question

I am not 100% I understand the circumstances ...

who can drive my vehicles  Not rated yet
we have a family friend visiting. Age 23 male. Can he drive our vehicles without insurance. He is not insured at home in Toronto but does have his full ...

Lending my car and Insurance  Not rated yet
Can my uncle from Germany drive my car under my insurance? Can he drive into the United States?

Answer - Lending car and Insurance

Hi Darren
If ...

Have a failing to remain accident with a commercial tow truck  Not rated yet
I was at work doing a tow job for my company and was recorded hitting a bumper in a hospital parking lot which I did not see or have any idea it happened....

insurance for familymember  Not rated yet
Does a licensed family member who doesn't and will not drive the car need insurance just because he lives in the same household?

Family Members and ...

Car insurance without owning a car  Not rated yet
Would like to know if a driver aged 19 can insure automobile without owning a car. For instance, to be a second driver for driving other's car.

Would ...

Repairs after the claim  Not rated yet
If the insurance claim was made within the first year from the date of an accident, how long do I have to actually go ahead with the repairs? Is it only ...

Appeal againt a claim car accident  Not rated yet
I paid for a ticket under "failed to report an accident". I didn't report the accident to my insurance and it was my car who was damaged and nothing happened ...

Credit check?  Not rated yet
If I am added on my dad's insurance, do they do a credit check on me?

Answer: Insurance and Credit

If your dad's insurer is doing credit checks,...

Parked car with no insurance  Not rated yet
Insurance Question :
my car was parked it was uninsured,it was hit in the middle of the night by an insured car,can i go after his insurance to pay for ...

Divided households...new drivers and Auto Insurance  Not rated yet
We are two separate families. We all live in Caledon, Ontario, but my daughter (18) resides at a separate residence with her mother, common-law partner ...

Off highway use of a vehicle  Not rated yet
I enrolled in an advanced driver education course given by an automobile club and held at a closed circuit racecourse. Would my vehicle be insured if it ...

Premiums increase for accident experience of previous insured?  Not rated yet
I held a single auto policy with TDMM from September 2008-September 2009. The policy was under my name. I was insured for the entire term, and my ex-...

Driving with no insurance  Not rated yet
I was recently stopped with no insurance for my personnel car. I went to court and got 2500 dollar fine.

I drive a truck for a living both full-time ...

Coverage not required last 5 years  Not rated yet
I have had insurance in Ontario Canada for over 30 years but have not required personal auto insurance for last 5 years.

Now require auto insurance,...

Car Insurance question  Not rated yet
How are rates set on a car? Does the colour matter?

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Answer to your question about car insurance rates:

I think you are asking: "which car has ...

Cheap insurance for 17 year old  Not rated yet
Hi, I am 17 and need cheap insurance? Where can I get cheap insurance. I want to buy a car and have my G2. Thanks

Answer

Hi Kevin

Unfortunately ...

Drunk Driving and Insurance  Not rated yet
What is the effect of drunk driving on Ontario car insurance? I was caught at a roadside checkpoint and blew .09. Will my rates go up? And how much will ...