Do you have Ontario Auto Insurance Questions?

Use the form below to ask your Ontario Auto Insurance Questions. Just like hundred's of other people have. We do our best to give a helpful answer.

This site strives to share knowledge and experience in the industry. If you ask a question below we'll do our best to give you a helpful answer. By asking a question you agree to not rely on any of the information on this site. The information on this site is general and the facts that we do not know might very likely change our answer. So get a general understanding here before you speak with a licensed insurance representative and seek out proper legal and financial advice to suit your exact situation.

Save time & money with auto insurance quotes at Kanetix.ca

Have A Question About Ontario Auto Insurance?

Go ahead and ask! We'll do our best to answer

Give Your Question A Title

Other Questions From Our Visitors

Click below to see questions from other visitors to this page...

Use of own car for psw job 
I have been offered a job as a personal support worker. I'll have to use my car to drive from one client to another. What kind of insurance do I need? …

G2 divers and insurance 
I just got my G2 yesterday my parents have insurance on the car that I will be driving. Do I have some kind of free period like 14 days until I have to …

High risk driver  
In 2010 I let a boyfriend drive my fathers sports car, turns out he had drank some and smashed into two Parked cars in a driveway. On top of that, I ironically …

son got g2 licence 
we have 3 vehicle, must son be insured as a primary driver on one if he is not allowed to drive? Son With G2 Hi Heather This is a very common …

Car Insurance 
Iam a 45 yr old female who needs to get car insurance, but its been at least 15 yr since I had insurance in my name. Is there any thing that I can do so …

Date of conviction or date of accident? 
When does the insurance company start counting the 6 years? Is it from the date of the accident or the date of conviction? Counting the Years Neither, …

car insurance 
My son is leaving Toronto for about 6 months and he is going to park his car in my garage. He's thinking of not buying insurance (he's okay if the car …

Policy holder  
2 policy holders on a policy and one no longer resides at the address, how can they be removed? Two Policy Holders It's often as simple as contacting …

Can you own a Car in Ontario without having a drivers liscense?? 
I would like to know: Can you own a car in ontario, but not have a drivers liscense? My father in law has reaches 80 yrs old - has vision trouble and …

( Father )No , licenced car owner,and (daughter) the primary driver? 
Is it possible to transfer my car to my Fathers un-licenced name,as owner, and have me as the primary & ONLY driver? I am currently going through some …

The garage door closed and hit the roof of my car 
While going inside the garage in an apartment building, the garage's door closed on the roof of my car, on the back end of the roof. It seems that there …

can i stop my auto insurance temporary 
can i stop my auto insurance temporary Stop Insurance Temporarily? Hi Mizra, This is something that you need to talk to your insurer about. But the …

Insurance company access to driving record 
Do Ontario insurance companies have access to your driving record beyond 3 years? Insurance Company Access to Driving Record Yes. The records go back …

auto insurance 
Is it possible for me to get auto insurance alone without my husband. my husband is the owner of the car.But in the past 2 years he has 2 at fault accidents …

Speeding ticket 10km over 
My daughter is 18 and class G licenced driver. She has her own car but insured under us her parents but listed as the primary driver. She just received …

Can I even get a car? I've been quoted $5999 to $9999 a year for insurance!! and not a new car-would be my first 
Hi, I am incredibly discouraged. I have started looking into car insurance prices for myself. I am a 39 year old female in Ontario, currently just started …

Removing past accident when 0% at fault. 
Nine years ago I lived and worked in Ottawa, Ontario as a Mobile Security Supervisor. During one shift, another driver ran a red light and totaled the …

Out of province license and car registration  
I moved to Toronto, Ontario about 5 years ago. I still have my car and license registered under my out of province Ministry of Transportation Dept. I finally …

Over 25 years driving, a couple mishaps equals being a high risk? 
I have been driving since I was about 18 years old, also drove school bus and currently have a class D licence. Most of my family and friends consider …

Can i get insurance on my car with a G1 license in Ontario Canada 
Can I get insurance on my car with a G1 license in Ontario Canada? Insurance with G1 No, you need to be G2 or G. FREE Auto Insurance Quotes …

Occassional driver of a different address 
As a favor to my 22yr old brother who lives in another city, my father called our insurance broker to get a quote on adding him on as an occasional driver …

cancel for non payment and one accident in 2010 
I have been canceled for non payment in October 2009 by RBC insurance i have also had an accident in 2010..can i receive insurance coverage Insurance …

Insuring a second Vehicle 
If I own two cars and my common-law husband is listed as the primary driver of the second vehicle, will the insurance be higher that if HE owned the second …

Not at Fault Accidents  
My friend got into a not at fault accident with my car. I am the only listed driver on my auto policy. Will I have any problems with my insurance company. …

Click here to write your own.

Can we get monthly basis for Car Insurance  
hey i am planning to get a car for 5 months after that i am moving to back home. looking for monthly basis car insurance. which company will offer me …

When will tickets come off my licence? 
I got 2 speeding tickets in one evening in April 2008 (so 3 years ago). When will they no longer appear on license record? Will I still have to refer …

No collision on vehicle 
I have a question about a driver with liability insurance but no collision on a vehicle. If the driver with no collision is involved in an accident in …

Do I need to insure my son? 
Do I need to add my son (17 yrs who lives with me) or is he covered already under my car insurance as an occasional driver? 17 Year Old and Auto Insurance …

Secondary Insurance on father's second car 
My father owns two cars both of which he is the primary insurance holder on. He lives alone and I don't have a car. Can I be put as a occasional driver …

G1 driver 
I've had my G1 for over a year, i got a suspension (i was driving with a person i Thought had a G license, and didn't they only had a G2 and i got a ticket …

Is there a Grace Period allowed while transferring auto insurance  
Is there a grace period while transferring license from Sask. to Ontario. Ontario license has been obtained and waiting for driver abstract info and driving …

My car was hit 
Someone hit my car in my parking garage. They did leave a note. If he claims it on his insurance will it affect my rates etc. Ontario Auto Insurance …

neighbour hits fence in snow 
My neighbours kid drove into my fence during a period of snow. I found the post broken when I came home from work.I spoke to the neighbour, who is not …

Passenger with Open Liquor 
My daughter was a passenger in a vehicle driven by another girl. The other girl had previous drinking and driving convictions, and had bought a case of …

loaning my car to my son 
I live in Ontario, Canada. My son lives in Vancouver, British Columbia, Canada. I am driving my car out to Vancouver and lending the automobile to my …

Insurance Premiums 
What is the average amount an insurance premium will go down each year with no claims? Decrease in Ontario Auto Insurance Premiums Hi Valerie, Even …

Maximum yearly increase for Auto Insurance? 
Is there a maximum increase that an insurance company can increase insurance from 1 year to the next. My wife's insurance is up for renewal and it is going …

Speeding Ticket. 
I got a speeding ticket a couple of weeks ago. I paid the fine but I haven't told my insurance company yet. Will this be an issue? Speeding Ticket …

Insurance Fraud 
My boyfriend borrows my car on the odd occassion he is insured under his parents but not under me is this fraud? Insurance Fraud Hi there, It probably …

Non Payment on Insurance Record 
How long do cancellations for non payment stay on your insurance record Non Payment Cancellation And Insurance Record A non payment cancellation …

Does my wife need insurance? 
Hi, I have a car and insurance and my wife is getting her G2 license soon. Once she gets it she will occasionally drive this car too. Does she need …

Is there a waiver form that can be signed to promise not drive a certain vehicle? 
My wife and I are currently insured as principal drivers for each of our cars and our son is insured as occasional driver(G2). We recently purchased a …

What dont you need in Ontario auto insurance? 
Do you have to have collision to be able to drive a car? Collision on Ontario Auto Insurance Hi Jess Collision is not mandatory. If you have a loan …

Canadian. car accident in US (Los Angeles, California). Not under my name. I think they’re claiming the fake injuries. 
I, 26, drove my mom’s car down to LA, California, with my friend from there, to visit some friends and take a trip; I had just finished school. I was …

BC to Ontario: Insured but not permit owner 
I am driving a BC vehicle that is owned (permit) by my father, but I'm the registered (insured) principle operator. I drove it to Ontario for a 8 month …

Accident and No Insurance 
I was stopped at an intersection and was hit from behind, the driver at fault has insurance, but I just recently found out that my insurance was cancelled, …

G1 license got into accident 
I have a car and i lent to my gf and got into a big accident where she failed to yield to a traffic and got hit by two cars from left to right, my car …

truck rental 
what insurance coverage do i have when renting a truck Car Insurance on a Rental Vehicle In general, if you have coverage for rental vehicles in …

G2 and insurance 
My 19 year old son has earned his G2 and has completed an approved driver-training course. He will also be moving out of the family home which is in Toronto, …

Click here to write your own.

How long does an accident stay on record? 
We are shopping around for another insurance company as our rates have tripled and have had no accidents in eight years yet when getting quotes they still …

Auto Insurance claim denied 
My husband and I just lent out our car to a friend of ours. Our friend had an accident in the car and it is totalled. And we found out that he was driving …

Policy Holder 
Insurance Question Can I buy a car in my name and my mother have the insurance in her name as the primary driver and myself as an occasional? …

Car and Insurance in parents name with primary driver at different address? 
If the car is registered and insured under my mother's name is it possible for me to be listed as the primary driver even if I don't live at the same address …

g2 driver denied insurance 
my 17 year old son received his g2 today but my insurance company refuses to insure him because he had his license suspended for 30 days while he was …

Can my child be covered by my insurance if child doesn't live with us? 
My daughter has a G1 and doesn't live with us. My insurance company said that they will not cover her because she doesn't live with us. Is this common …

Insuring a 20 year old car 
My car is a 1991 Acura that is certified and e- tested. an it be insured ? Insuring a 20 Year old Car in Ontario Hi Aaron, For sure! The safety …

Address for Ontario car Insurance and drivers license 
Does your insurance and license have to match addresses? Ontario car Insurance and drivers license Hi Angela Thanks for your question. The answer …

Can my son drive ny car uninsured, and he has a DUI charge 
My son only recently got his licence back from a DUI charge, and a speeding ticket. (his licence was suspended for a year). Can he drive my car regularly …

How high is our insurance renewal likely to be Not rated yet
My son who is 18 is on my insurance as an occasional driver while he only had his G2 license he was stopped for speeding over 50km he got a 30 day ban, …

I have two cars, and I am the only driver Not rated yet
I have two cars, and I am the only driver. Moved to Canada, and I have to pay full insurance on the second car. If insurance is a game of numbers then …

What's the solution if I have 4 tickets since 2008 but no point deducted. Not rated yet
My car insurance company just told me that they will not give me insurance because I have more than 3 tickets. I was shocked because none of the tickets …

Speeding on friend's insurance Not rated yet
I am a fully licensed Ontario driver. I just got a ticket for driving 72 km/h in a 50 km/hr zone but the officer marked it down to 20km/hr over. This is …

Cancelled insurance for non payment  Not rated yet
My boyfriend, 20 years old, lives in Hamilton and just recently had his auto insurance cancelled for nonpayment. On top of that he's been in one at fault …

Commerical Auto Insurance and Part time Business Ue of Auto Not rated yet
Hi Can you tell me what coverage is required if i drive my personal car part time for work? I do not do deliveries just go to meetings. Driving …

Insurance Policy Cancellation on Record Not rated yet
how long does a cancelled policy stay on your record? Auto Insurance Policy Cancellation Hi Gunter, An Ontario Auto Insurance Policy will show …

car insurance  Not rated yet
I have had a car for about 7 month with insurance but it was my boyfriends now he took his plates and I need insurance again can I insure my car with only …

non register occassional drive on insusred car Not rated yet
I have two car one is fully insured and one is only 3rd party. Can my son's girl friend drive any of our insure car occassionaly? Loaning a Car If …

Business insurance and G2 license Not rated yet
When someone has a g2 license it can only drive cars that it is insured upon, how does it work for a car or truck insured under business insurance? …

I was recently informed I am being denied auto insurance renewal Not rated yet
Hello, I was recently (20 days before renewal) informed I am being denied auto insurance renewal. we are family of 5 adults and 3 cars, all G and older …

Second Car insurance Not rated yet
Hi, I have a Honda 2007 Accord for which I am paying an insurance, my question is I am planning to buy another car and would like to know how much will …

One car parking lot fender bender Not rated yet
I was in an underground parking lot and needed to turn around. In doing so I hit a cinderblock divider and damaged the back bumper. Do I have to report …

Backing out of my driveway. Not rated yet
Am I insured if I back my car out of the driveway? Backing Car Out of Driveway ? Do you have an insurance policy? If the policy lists the car and …

What has to happen for someone to be 'uninsurable'? Not rated yet
Someone close to me recently had his demerit points from speeding in his younger years wiped clean since enough time had passed. Two weeks ago, he was …

How many vehicles? Not rated yet
I currently have 2 cars in my name. I drive 1 (as the principal driver) my daughter the other (as principal driver). My boyfriend who lives with me wants …

Click here to write your own.

Can my insurance address be different than the one listed on my license? Not rated yet
Hi there, I recently moved in part time with my boyfriend. Both my license and insurance is under my parents home address, where I have always lived. …

Fined for No Insurance  Not rated yet
I was caught in 2011 for no insurance, Lawyer just gone to court today, I was fined, given a year to pay but no mention of suspension does this mean i …

Cooperators insurance Not rated yet
How good is the service provided by co-operators insurance. Are there rating system for insurance companies in canada/ ontario? Co-Operators Insurance …

Hi Not rated yet
Hello there my name is juan and i like to know if i can get my girl friend to pay for my car insurance from her bank acount the car is on my name please, …

New Car Owner, already insured by parents Not rated yet
I live at home and am currently insured as occasional driver of my parent's car. However I recently recieved a car and registered it under my name and …

Towing for no insurance by police Not rated yet
Police tow vehicles daily in Ontario when found to be uninsured, where does this authority come from? Police Towing Vehicles Hi there, Not sure. …

cancelling insurance on a co-owned vehicle  Not rated yet
My wife and I split almost a year ago and I have given her the car we owned together. It is in both of our names. We are currently still negotiating our …

visitor Not rated yet
can a uk visitor drive my vehicle on my insurance UK Visitor You can lend your car to any driver who is properly licensed to drive in Ontario. So …

Popas insurance Not rated yet
Im 17 with a g2 my grandpa (dads dad) has a truck if I drive it alone am I ensured considering he is family ? Driving Popas Truck If he is insured …

Getting a the full license in Ontario Not rated yet
If I were to get my G2 and then G license, do I need insurance, even though I don't have a car? Need Insurance - No Car? No. You can not get auto …

car was stolen and "trusted mechanic" says its a write off with nothing more than damage to rear brake lines Not rated yet
I had my 1997 chevy cavalier stolen about 2.5 weeks ago and it was found 2 days later with 2 occupants still in it. It was towed approximately 20 kilometers …

my wife driving my car occasionnaly Not rated yet
Hi My wife has a driver licence from Ontario,Canada and we both live there. I have 2 vehicle insured with the same insurance company and I am the only …

driving a friends car Not rated yet
when driving a friends car do you need a permisson letter if getting pulled over by the police as a proof of acknowledgement to show that the cars not …

Fire 7 Theft Only Not rated yet
Can I get fire and Theft insurance only on my vehicle? I am leaving the country for six months. Fire & Theft Hi Geoff, Your insurer should let you …

Should occasional driver report hitting parked car to insurance? And if so, how are insurance premiums affected ? Not rated yet
The dilemma is whether or not we should be reporting parking lot accident where an occasional driver backed his parents SUV into a larger SUV. Other …

new driver Not rated yet
Our son just got his G1 do we need to report this to our insurance company? G1- report to Insurance? Hi Dana Yes, you should. Your rates won't be …

Insurance Rates Not rated yet
I just had an accident deemed at-fault for me, probably 100%. I live in Toronto, Ontario. I've had a perfect driving record previously and no claims, …

Auto Insurance Not rated yet
My husband passed away how do I find his auto insurance company to see if Im entitled to death benefits for his funeral? Death Benefit in Auto Policy …

primary driver or car owner, which is cheaper? Not rated yet
Our daughter currently owns her car and pays for insurance. If we buy her car from her (for the whole family to use) will her insurance as a primary driver …

Roomate Insured on My Car Not rated yet
I have a roomate who occasionally drives my car. She currently does not have a car with insurance of her own. Am I covered? Lending a car to An Insurer …

RIPPED OFF Not rated yet
somebody stole my car and set fire to it i called my insurance company and they told me i did not have fire and theft that i denied it but i only denied …

Short term driving insurance Not rated yet
My son has access to a car for two months and I was wondering is there such a thing as getting insurance on him, not the car, for just two months only? …

old policy Not rated yet
Hi. i used to have insurance on my truck for 2 years. i canceled because i sold my truck and have not had any in twenty years. i am trying to get insurance …

Hand held device Not rated yet
I recently gt a ticket for holding a handheld device while driving. Will I be affected with points or on my insurance? Driving and Using Handheld Device …

driver abstract info Not rated yet
Do tickets for driving with invalid plate sticker(ont)appear on your driver abstract search,and when you are temporarily suspended because of non payment …

Click here to write your own.

Speeding and Insurance Rates Not rated yet
Hi, I am a G2 licensed driver, and I just received my first speeding ticket. I was caught going 86km/h in a 60km/h zone. First off, I want to know …

How much would it cost for the car insurance if I'm 19 years old? Not rated yet
How much would it cost for the car insurance if I'm 19 years old? 19 Year Old Car Insurance Hi Toan That depends on a lot of factors other than …

insurance Not rated yet
im a 22 year old student. i got my my g2 back in 2007, how much would i approximnatley pay for car insurance in ontario? Approximate Price? It depends …

M2 license riding out of province and into the US. Not rated yet
I have my M2 license in Ontario. I am insured as an M2 operator. Is my insurance valid in other provinces and if I travel to the US? M2 Going Out of …

Speeding 15 over no points Not rated yet
I just got a ticket for going 95 in a Posted 80. 0 points. Will my insurance find out about this ticket. I am in Ontario. Speeding Ticket Your insurer …

CAR INSURANCE IN OMAN Not rated yet
OUR CAR HAS TAKEN NEWLY HAVE THE THE TEMPORARY INSURANCE. LET ME KNOW THAT, HOW MANY DAYS FOR THE TEMPORARY INSURANCE GIVING ALONG WITH THE PURCHASE …

driving record Not rated yet
what does a 10 driving record mean? Driving Record 10 Hi Fred Thanks for asking! Your insurer likely has a driving record from 0 to 10. 10 would …

FAILING TO YIELD TO A PEDESTRIAN IN ONTARIO  Not rated yet
IF GET CHARGED WITH THIS OFFENSE, FAILING TO YIELD TO A PEDESTRIAN IN ONTARIO, DO I NEED TO ADVISE MY INSURER? Advise Insurer? You should never hold …

FAILING TO YIELD TO A PEDESTRIAN IUB ONTARIO  Not rated yet
IF GET CHARGED WITH THIS OFFENSE, FAILING TO YIELD TO A PEDESTRIAN IN ONTARIO, DO I NEED TO ADVISE MY INSURER? Fail to Yield to a Pedestrian Your …

Son has his own policy and we have our own policy Not rated yet
My son is a G2 driver, has his own car and lives with us. He has insurance with the same broker as us, but under a his own insurance policy. My husband …

Driving a relatives car Not rated yet
I will be visiting toronto soon and will be staying with my in-laws. I have an ontario driving license but do not own a car. Can I drive my father-in-laws …

UK Driving Licence Not rated yet
I have a full UK Driving Licence and International Driving Permit. Will I be covered to drive my daughters (Ontario Resident)car by her insurance when …

Cancelled Insurance Not rated yet
What happens when you are in an accident and then find out your insurance was canceled? No charges laid and no fault just rear ended someone due to …

Parents insurance Not rated yet
I'm a 23 year old female. If I purchase a car under my name, can I still be put under my parents insurance? I have my G2 and still live at home with my …

everyone in my household need to be insured under my auto insurance Not rated yet
I have been told that my insurance company is demanding that everyone in my household that has a valid Ontario auto license must be covered under my policy …

How much is Car insurance? Not rated yet
How much is Car Insurance per month as the primary driver? MORE INFORMATION REQUIRED! lol Get a quote here: FREE Auto Insurance Quotes …

My insurance with roommate's car Not rated yet
I have my G2 but do not own a car. I will be moving into an apartment with a roommate who owns a car. He tells me that I will have to pay to have myself …

Personal Injury  Not rated yet
My younger sister was traveling with my parents to Buffalo and was struck by a lady on her cell phone in her car as they walking through the parking lot …

Multiple vehicals Not rated yet
Can a single driver with a g license insure 2 cars Insure Two Cars Hi Paul, Yes. Absolutely. Try here for quotes: FREE Auto Insurance Quotes …

tickets Not rated yet
hello, i just got a speeding ticket, i was going 137km in a posted 100km on the QEW in ontario.,i have my g2 licence but the car in insured under my girl …

Invalid Sticker Not rated yet
My car was off the road for a couple of months. When we put it back on the road, I forgot to get a new sticker. And ended up getting in an accident. I …

ownership Not rated yet
i registered a car in my name for a friend and now i would like him to resume ownership but he won't, what can i do to get him to resume ownership? …

Adding family member to your car insurance Not rated yet
Hi My brother lives in a different city and owns a car but his insurance rates are very high. Can I put him under my insurance without any issues for …

High-Risk Insurance Not rated yet
Assuming that we don't have any claims or tickets going forward, how long on average do people stay "high-risk"? I've been considered high-risk insurance …

DUI Not rated yet
will my insurance cover the costs of my totaled vehicle if I have been convicted of DUI? (single car accident) DUI and Accident Hi Chris Assuming …

Click here to write your own.

18 years old daughter Not rated yet
do i have to put my daughter who is 18 with driving licence under my car insurance. Insuring Daughter If she lives with you or drives your car, …

Fender-Bender Not rated yet
How does fender-bender affect your insurance? Is there any limit on damage that affect your insurance? Does reporting affect your insurance or if you claim …

g2 driver not a student borrowed car. who's insurance?  Not rated yet
our son who did not go back to college is a g2 occasional driver on our policy. my question is now that he is not a student anymore and is living elsewhere …

Can I be insured under a parent or someone I don't live with? Not rated yet
Can I be insured under a parent or someone I don't live with? The car is in their name but I am the primary driver? we have different addresses.. …

How to improve a poor driver's abstract Not rated yet
I am a 24 year old female driver with one accident, and two speeding tickets. The oldest speeding ticket will not fall of my abstract until Dec 2012. …

provincial plates Not rated yet
I am wondering what the length of time is when you move your vehicle from Manitoba to Ontario. Thanks. Change to Ontario Plates If memory serves …

My step daughter is about to get her G2 Not rated yet
Hi there My step daughter is about to get her G2 - she is a good driver, took all the lessons necessary etc. My question is for her to drive my car she …

Drive Mom's Car Not rated yet
If I have a valid licence but dont own a car can i drive my moms car. The other question is I sold my car a few years ago and cancelled my insurance so …

not sure Not rated yet
If I have a valid license but don't own a car can I drive my moms car. Drive Mom's Car You can drive her car with her permission as long as you are …

Moving from BC to Ontario Not rated yet
Will Ontario Insurance Agencies use my proof of insurance from another province to keep my rates low? Move to Ontario From BC Hi Peggy, Yes. They …

Car Insurance Question Not rated yet
I was wondering if you could offer your thoughts about the following situation. it doesn't sound right to me, but perhaps I am wrong. My 19 year old …

Quebec Student/Ontario Resident Not rated yet
Hi, I am a student in Montreal and rent an apartment there. I am a permnant residant in Ontario (Ottawa), where I also have an apartment. I drive in …

Non-owner, very occasional driver Not rated yet
Until last year, my father had always listed me on his auto insurance because I did drive his car about once per month. That car has since been disposed …

car insurance/ over 180 days in Florida? Not rated yet
If my car is in Florida more than 180 days, is it still covered by my Ontario car insurance policy ?? Is there some Provincial legislation regarding this …

Driving while on vacation in the usa Not rated yet
We are planning a trip to Myrtle Beach, can someone traveling with us drive my car while in the USA? USA Driving If you don't have the right coverage …

Solo Insurance Not rated yet
SO im a 19 year old guy and i have my G2 and am trying to find car insurance but my father and sister have both been in accidents and it seems that if …

Adding girlfriend to insurance Not rated yet
I was wondering about adding my girlfriend to my insurance policy. We have been together for five years but are not common law. Was wondering if we should …

joint policy holders Not rated yet
can an ex cancel a joint policy without the other's knowledge thereby causing the other partner to drive without insurance Joint Policy Cancellation …

joint policy holders Not rated yet
can an ex cancel a joint policy without the other's knowledge thereby causing the other partner to drive without insurance Ex Canceled Insurance …

Accident coverage Not rated yet
If my son took my car with my permission and had an accident and his license was suspended (he wasn't aware that it was) would my car still be covered …

cancellation? Not rated yet
My husband has had 2 policies cancelled on him where I was listed as a driver. When I get quotes an I supposed to say that I have had insurance cancelled …

Occasional Driver ???? Not rated yet
My Ex-Husband wants to give my 17 year old twins boys that live with me a car that is insured by him, without them being listed as drivers, he has told …

Increase in auto prices Not rated yet
My agent keeps increase my car insurance every 6 months as my renewal is every 6 months - so whenever I get it renew i'll get and increase and whenever …

primary driver on my fathers car Not rated yet
how does it work if my sister (living in Ontario) becomes primary driver on a car that my father leases? Father Leasing Car, Daughter as Driver That …

insuring drivers under 25 Not rated yet
i want to add myself to my moms insurance policy, on average how much will her insurance increase. im 21 female, with g2 no tickets or infractions at all. …

Click here to write your own.

How Long does the person have to submit a claim? Not rated yet
I was in a car accident about 15 months ago and the person told me that he would be nice and not go through insurance as the damage was minimal. I left …

how many years of driving record must you need to provide to your insurance? 3, 5, 7, 10? Not rated yet
i want to get a copy of my driving record for insurance purposes, i live in toronto. do i need to let thme know about an accident from7 years ago or should …

My license was suspended for medical reasons. Not rated yet
My license was suspended for medical reasons. Unfortunately the doctor who reported me did so with incorrect information. My suspension was reviewed with …

G2 Not rated yet
SO JUST WONDERING I ONLY HAVE A G2 AND MY MOM WANTS ME TO GO ON HER INSURANCE BUT IM THINKIN ABOUT GETTING MY OWN FOR A 82 CAMARO CAN I GET CLASSIC INSURANCE …

Accident made by non-rated driver Not rated yet
Is insurance premium goes up if accident made by non-rated driver ? Accident and Insurance Premium Most likely. The answer is yes if the non-rated …

teen insurane Not rated yet
how much would the insurance be for a g2 teenager for a 2002 gmc sierra 1500 pick up truck. Insurance Quote for Dundalk Ontario Check here: FREE …

New insurance policy Not rated yet
I just purchased a new vehicle with just myself listed as the owner.I also opened a new policy with an insurance company under my name only and excluded …

Drivers license Class Not rated yet
Can insurance comp. verify your class of Drivers license? Class of Drivers License Hi Nicole, Yes they can. Are your rates too high? Check here: …

drinking with g2 Not rated yet
i got pulled over i had drank one beer with my g2 im 27 years old they said i blow o.o1 he said the equivlant of a half beer got a 24hr suspension n 110 …

high risk insurance Not rated yet
I have a friend whose insurance has been cancelled, and he is a high risk driver. He was found 100 percent at fault for an accident where no one was injured …

2 car family, 1 g2 student Not rated yet
We have a 17 year old with his G2. We have a car that if we put him on as occasional, is $2000/year. and a commercial van, that would be $600/yr. Can …

Got my g1 Not rated yet
My question is Im 24 and I finally got my g1 around the end of sept and I was wondering if to learn to drive with my dad do I have to be insured on his …

d licenced driver Not rated yet
i have a d licenced driver working for us but he requires a dz ,if he is in an accident will insurance still cover him ? D Licensed Driver Hi Larry …

On buying Used Vehicle Not rated yet
If it (the car) was in minor accident could you register it as a new owner or buyer? tnx. Buying Used Car As long as the car is safe to drive, you …

DUI at the age of 19 with only G2 licence. Not rated yet
My licence was suspended of july this year, and i know that if u complete the drivers back on track program and purchase the ignition interlock system …

Can I have insurance on a leased vehicle that is not in my name? Not rated yet
My father has a leased Honda that I am an occasional driver on. He is 74 yrs old and is up for mandatory re-testing. I practice with him but he is not …

Why does this affect my premium?? Not rated yet
In 2009, I was involved in an accident which no noticeable damage was done to either vehicle. The person I hit presented me with a fraudulent claim stating …

can i insure a financed vehicle without a valid Ontario license? Not rated yet
I have financing for a vehicle. I do not have a valid driver's license. Can it be insured to satisfy the financing requirements and not be driven? Get …

Ontario resident, in Quebec more than 1/2 the year. Not rated yet
I am a new Ontario resident but work in Quebec. I was wondering if I can get Quebec car insurance considering the amount of time spent in Quebec. …

Failure to stop at a stop sign Not rated yet
I thought I had come to a full stop, but the officer who pulled me over says otherwise, so I got a $110.00 ticket. I believe this means 3 demerit points …

can I insure someone elses car? Not rated yet
can I insure a car that is owned by someone else? Insure Someone Elses Car You are supposed to be the registered owner. In certain (rare) circumstances …

Don't own a vehicle. Do I need insurance? Not rated yet
If you do not own a car, do you need insurance to drive in ontario? No Vehicle and Insurance You can not buy insurance unless you have a vehicle to …

cancelled for non payment Not rated yet
I have no insurance and need it, didn't realize it and it was canceled for non payment, I then moved and didn't get my mail address changed. So have been …

fleet insurance/ ownership Not rated yet
I am buying a car and I wish to insure it under the company I work for. The company has fleet insurance, the dealership I am buying it from says I can …

can i drive my wifes insureed vehical if i dont insurance myself Not rated yet
can i drive my wifes vrhical if i dont have insurance if she is a passenger Drive Wife's Car? Hi there, you should be listed on your wife's policy. …

Click here to write your own.

Insurance for secondary driver Not rated yet
Hi, i am a university student around 19-20 years old. I live with my uncle in mississauga. He has a car and if he was to add me to his insurance, could …

auto insurance penalties Not rated yet
i went through some financial diffiuclties while awaiting approval on my long term disability .. through this i had two nsf's on my auto insurance.. i …

My mother-in-law from China wants to drive my my car when we are having a road-trip in us... Not rated yet
Good day! My mother-in-law is having a vacation here in Toronto and my wife and I are planning a road trip to New York city during the Christmas holiday. …

speeding Not rated yet
i got my first speeding ticket, going 15 kmh over the limit in a 100 kmh with no points. i am with Melonch Monex, what can i expect the increase to be? …

price Not rated yet
how much is insurance for a 18 year old women that has taken a drivers ed course? Price of Insurance That depends on a lot of factors. Check here for …

Short Term Policy Not rated yet
Are there any companies in Ontario that provide short term auto insurance? eg. 1 to 15 days. Short term Auto Insurance Policy No. FREE Auto Insurance …

Is left turn at an intersection always at fault? Not rated yet
Scenario - One driver was about to make a right turn into another lane and at the last minute change his mind and resume going straight. Another driver …

driving with phone Not rated yet
if i get a ticket for pickup my phone while operating my vehicle will it affect my insurance if i already have a speeding ticket from a year ago? Two …

insurance under different name than ownership Not rated yet
Can you insure a vehicle under a different name than the ownership in Ontario, Canada. Insure Vehicle Under Different Name? The correct answer is …

multiple drivers Not rated yet
Hi, I live in Ontario and I have joint family. there are two cars in our family. I own honda civic and my brother owns honda odyssey. my father and sister …

financed car Not rated yet
do you need full coverage on a financed vehical in Ontario? Financed Vehicle and Full Coverage Hi Ashley, if you want the financing, the finance co …

Wife's Accident Not rated yet
MY wife at the time got into a collision, her fault, in a car registered to me. Does my insurance go up because of that and does it follow me after a …

18 year old borrowing Car Not rated yet
My friends and I have permission to borrow a parent's car to go camping for two nights. The driver would not be the child of that parent. Would insurance …

Loaning my car to someone who doesn't have his own insurance Not rated yet
If i loan my car to a friend who doesn't have his own car insurance because he doesn't own a car, am i still covered because i have the proper insurance? …

Other Person CAr Not rated yet
Can you get insurance on a car that is leased and plated by someone else Nope Please be sure to discuss this further with a licensed insurance representative. …

Car Insurance for an 18 yr old female Not rated yet
How much would it cost for a 18 year old female to have car insurance on a red chrysler dodge neon in ontario, canada? Insurance Quote Check here: …

Whose auto insurance will cover you if driving another person's car Not rated yet
Whose auto insurance will cover you if driving another person's car Borrowed Car and Insurance The insurance of the borrowed car. Please be sure to …

Driving Abstract and Insurance Not rated yet
Recently my step-father was given a pick-up truck by his father, and has been working on transfering the insurance and title into his name. Me and my sister …

invalad driver Not rated yet
my daughter wants me to insure her car in my name.she does not have a full lisence.so my question is,in the case of an accident what can happen to me e,g. …

ASSISTANCE FOR CAR INS Not rated yet
DO U KNOW OF ANY PEOPLE WHO CAN AND WILL COVER HI RISK PEOPLE? High Risk Hi Melanie, have you tried here? FREE Auto Insurance Quotes Other …

Canceled Car insurance Not rated yet
How long does a canceled car insurance policy stay on your record? Insurance Record It could show on your record for many years. But once it is past …

older vehicles Not rated yet
has insurance rates changed for older vehicles that are mechanically fit? Insurance for Older Vehicles This is something that varies widely by insurer. …

wife with dui Not rated yet
My wife has a Dui conviction before we met, now we reside in the same home my insurance company wants to have her information, according to them all license …

Daughter going to Alberta to work Not rated yet
My 20 year old daughter has just purchased a used car from us. She is now going to Alberta to work for 6 months. Does her Ontario insurance cover her while …

Lapsed insurance cause I canceled for financial reasons help Not rated yet
I canceled my insurance back in Aug of this year afer being with the company for 4 and 1/2 years with no issues. I have never had anything on my record …

Click here to write your own.

20% down  Not rated yet
My question is, ive had my license for 7 years and just got a car. The insurance company is asking for 20% down which is fine but they are asking for it …

refund on policy Not rated yet
My husband has to stop driving. Our car is 10 years old, we're a senior couple and I am now the only driver. Are we entitled to a refund? Car Insurance …

Beginners Driving Education Discount in Auto Insurance Not rated yet
Dear Sir or Madam, Someone takes beginners driving education in Ontario and obtains G license in Ontario but does not purchase car there. Later he …

Emergency Not rated yet
I only have fire and theft for may car can I drive my car in case of emmergency Emergency Use No. FREE Auto Insurance Quotes Other Pages …

What due diligence does an insurance company need to do to cancel a policy? Not rated yet
My insurance company cancelled my policy and I had no idea this was done, I was driving literally for months not knowing it was cancelled. They say they …

business owned vehicles Not rated yet
Why do business owners have to pay for HST for vehicle repairs when they are not at fault? Would there be a link to support this from the ontario government? …

multiple cars Not rated yet
i want to have a second vehicle so i dont do as many kms on one car but was told that my son would have to be a primary driver on one , but he wouldnt …

Claims Not rated yet
My car was boosted, and a fire occurred under the hood. I put the hood down, and left the car in the parking lot. Next day I had it towed to my home. …

Suspended License Not rated yet
I had a severely inflamed iris and went to my local emergency room. The emergency room doctor refered me out to an ophtolmologist and reported my vision …

Do I need insurance? Not rated yet
Do i have to keep insurance on my parked car I'm not using. I have 2 cars the old one I am parking for 6 months or so. Parked Car and Insurance If …

Do I need insurance? Not rated yet
Do i have to keep insurance on my parked car I'm not using. I have 2 cars the old one I am parking for 6 months or so. Parked Car and Insurance If …

Does a registered owner of a car have to be the principal driver on the insurance  Not rated yet
Hi, I am planning to buy a car for which my mother will be the registered owner. She has a g2 and I have a g license. I was wondering whether I could …

Denied benefits due to stroke? Not rated yet
my father was told by his claims adjuster that he may be denied benefits if they deem his accident was caused by a stroke. First of all, no doctor can …

insurance rates Not rated yet
what tyoes of tickets increase insurance premiums. do carpool lane violations affect rates? $85 no points. Tickets and Insurance Hi Steph All tickets …

abstract Not rated yet
I have a lot of speeding tickets and a careless driving, Those happened from 1999-2003 I'm planning on buying insurance now. How far back do insurance …

INSURANCE GOT REFUSED FOR RENEWAL Not rated yet
SINCE MY HUSBAND HAD ONE AT FAULT ACCIDEN LAST YEAR OUR INSURANCE GOT HIGHER. WHICH IS FINE. BUT ALL THE SUDDEN AT THE END OF THE YEAR THE COMPANY REFUSED …

cost of being added as an occational driver Not rated yet
what is cost of being added to daughters insurance as an occasional driver..I just got an abstract done and have a perfect driving record.I have been …

Obtaining my driving record Not rated yet
A driver's abstract provides you with the past three years. If your driving record for the past six years can affect your insurance where do insurance …

What is the definiton of an underage occasional female driver? Not rated yet
What is the definiton of an underage occasional female driver? Underage Female driver Hi Dave, This varies by insurer. But the typical age used …

no demertit points Not rated yet
First i am 68 yrs old i have not had a ticket of any kind in years and years i received in the mail a ticket saying i went through a red light but i …

removing a secondary driver from policy Not rated yet
If I remove my secondary driver from my policy will my cost be reduced? My insurance is saying it will make no difference. Remove Second Driver It …

fix my car!!! Not rated yet
was hit by another vehicle from behind he is 100% at fault, unsure of amount of damage, ???? 1000, i do not have collision insurance on my policy, because …

auto insurance Not rated yet
I am considered a high risk driver, my current insur. company is not willing to renew my policy. i wanted to know when looking for a new my policy if …

fire & theft Not rated yet
Can you get just fire and theft on a van in ontario? Fire & Theft Yes, some company's will offer this. Most will only do it if you have another vehicle …

2cars 2 different insurance companies Not rated yet
can i have 2 cars insured under 2 different insurance companies? 2 Cars, 2 Insurers Yes. But that isn't very practical or cost effective in most …

Click here to write your own.

Using someone elses car Not rated yet
My girlfriend owns a car that is under her name however doesnt have insurance on it. Is it possible to insure her car under my name without changing over …

New to Ontario Not rated yet
I am a new driver and I have G2 licence. I have planned to buy Chevy impala 2011. Please let me know how much insurance ihave to pay in total? 2011 …

what happens to the car if I get stopped driving with only a g1  Not rated yet
does the car get impounded if i drive with only a g1 Driving With A G1 Look Glen, this is against the law, don't drive if you are in contravention of the …

Personal Injury Not rated yet
Hi I was driving my friends car and i got into an accident and i got injured with bodily pains i was wondering I know that my injury is covered under his …

Children away at school with a different address Not rated yet
If I have a child who is away at school and has my car, do they still have to be on my car insurance even though they aren't living at home and have a …

Speeding ticket in uncle's car Not rated yet
Hi, i got a speeding ticket in Markham, Ontario in my uncles car which i am not insured on but the car its self is insure under my uncles name. I am a …

help please!!! Not rated yet
i just got my G2 license 7 months ago and got a car and insurance from belair. and now i got 2 tickets for stop light inraction and 15 km speeding but …

Borrowed vehicle in Ontario Not rated yet
I borrowed a friends car and got into an at fault accident which I reported to my insurance company and she reported to her insurance company. Her insurance …

Rear ended. Not rated yet
I was rear ended and pushed into the vehicle in front of me. The vehicle that hit me fled the scene. A police report was done and I wasn't at fault or …

G2 driver paying own insurance Not rated yet
My son got a fine for no seatbelt and also two of the other three in the vehicle were were under 19. He will get 2 demerit points for seatbelts.When or …

i have 2 at fault accidents how can i get insurance Not rated yet
I have 2 at fault accidents. Where can I get insurance? 2 At Fault Accidents Hi Kasmira, you will have to get high risk auto insurance. Have you tried …

I hit a parked car in a parking lot Not rated yet
I hit a parked car in a parking lot (no damage to my car but damage to other car). I left a note for the owner with my contacts and offered to pay for …

insurance if not the owner of the car Not rated yet
Can I get insurance if the car is not under my name but I will be the only one driving it. Insurance On Non-Owned Car Hi Grace, The owner of the …

coverage for seondary driver with G2 licence living at another address Not rated yet
Hi my daughter's common-law spouse just got his G2 licence and asked if I could add him onto my auto insurance policy as a secondary driver to save them …

Failure To Surrender Your License Not rated yet
Does this affect my insurance rates? Failure to surrender License Hi Teresa, All tickets issued under the Highway Traffic Act affect insurance rates. …

insurance Not rated yet
i'm 16 I was recently under my moms insurance as a secondary driver, but I now have my own car and would like to be a primary driver on it but apparently …

Minor Ticket Not rated yet
Does getting a ticket for driving on the HOV lane affect your insurance premium? This is the first time the driver has ever gotten a traffic ticket. …

cancelled for non payment and have 3 tickets Not rated yet
cancelled for non payment and have 3 tickets which is cheaper insurance Where to Get Coverage Hi Joanna Try here: FREE Auto Insurance Quotes …

How long will my past accidents effect my life? Not rated yet
Hello, I have a few concerns and am wondering if anyone can help me out. Here is my driving history: When I was in grade 12 (2006-2007) I purchased …

factors affecting auto insurance rates Not rated yet
does a four cylinder auto get a lower rate than a six or eight when all other details remain the same? is gender a factor in calculating a rate? Factors …

Can one person insure a car that is owned by someone else? Not rated yet
Hi ok I have a problem my insurance is way too high and so I can't afford insurance so my ex's father will do it but I need to know if this is allowed? …

Insuring a financed vehicle in husbands name Not rated yet
We are currently buying a new vehicle. I was authorized for financing, but my husband is not on the loan. However, I do not have a license so he would …

car insurance Not rated yet
how much is car insuranse in ontario for single person? Car Insurance For a Single Person That depends on the car and several other factors. Get …

Am I covered Not rated yet
If I don't have my own car or insurance am I covered if I borrow a car from my parents or a friend? Borrowed Car If you are properly licensed in …

can you insure 2 cars in the same name Not rated yet
can you insure 2 cars in the same name. Insure 2 Cars yes. Please be sure to discuss this further with a licensed insurance representative. Oh, …

Click here to write your own.

Insurance too high. Is it possible to get insured by a company in Quebec? Not rated yet
Hello, I am a resident of Toronto, Canada. I have a G class license although my license has been suspended a few times from not paying fees and I do …

parked car Not rated yet
I have a second vehicle parked in my driveway; not being drived. Do I still need to have it insured? Parked Vehicle and Insurance You should see if …

drunk driving charges Not rated yet
i was charged in nov 2008 and loose my license for 1 year suspension and another i year under breathlizer.got my license back without the condition of …

police checks Not rated yet
hi i was wondering if police in the GTA are now able to check for valid auto insurance or not? Police Check Insurance I believe they can. FREE …

2nd Driver Accident Not rated yet
I am the second driver on my stepdads insurance policy I had an at fault accident... How will it affect me and how will it affect him ? Accident in …

transferring insurance to another vehicle Not rated yet
i bought a vehicle this summer, and removed the policy from one vehicle and put it on this one. now that winter is upon us, do i have to get another safety …

bf driving my car, got into accident, fighting ticket, who goes to court? Not rated yet
six months ago my bf was driving my car when we were hit by another car. The officer on scene failed to ask us any questions at all, including if we were …

Rear ended Driving friends car Not rated yet
I am driving my friends car that I have partially purchased and I get rear ended. My back was sore and I cannot get to work. How does the insurance …

CLASSIC CAR INSURANCE Not rated yet
CAN YOU GET CLASSIC MOTOR VEHICLE INSURANCE IN ONTARIO? Classic Car Insurance Hi Rick, Yes you can: FREE Auto Insurance Quotes Other Pages …

Changing adress to get cheaper insurance??? Not rated yet
I am wondering if I change my Ontario licence and Ontario insurance over to my relatives house in Newfoundland will help my rates. This is complicated …

speeding on 401 Not rated yet
got ticket speeding 401 at 132/km hr.near Brockville last ticket 2008 march for 115 in 100 km similar area of 401. not sure if it will affect insurance …

16 with a G1, but my moms insurance is 25 and up Not rated yet
my sons 16 and got his G1 and is looking to get on the road and drive with me, but my insurance is under 25 and up. How much would it be to change my insurance …

Using own vehicle for work Not rated yet
Is there a mileage threshold for when Business Auto insurance would became necessary? Ontario Business Auto Insurance This varies by insurance company. …

Will a no insurance conviction effect my insurance rate? Not rated yet
So, I have a no insurance conviction against my record and I'm buying a new car and insuring it for the first time, How will my unsightly conviction effect …

driver coverage Not rated yet
Is a driver's insurance coverage affected if they are in an accident, are at fault, and have a cast on their arm? Cast on Arm ummm yes. Not sure …

no insurance Not rated yet
I had an accident in 2009 other driver charged and didn't realize that my policy had been cancelled just prior due to non payment, as I was on vacation. …

no drivers license Not rated yet
OK so my mother for some reason has been insured to drive my father?s car for the past eleven years yet she has no license and no intent to drive. Does …

ADDRESS AND NUMER OF VEHICLES REGISTERED. Not rated yet
IF 3 OR MORE VEHICLES ARE REGISTERED AT ONE ADDRESS, DOES THIS AFFECT THE INSURANCE RATE AND WHY? Three or More Vehicles and Insurance Hi Rebecca, …

mandatory for secondary drivers?  Not rated yet
If my mother uses her car for work everyday, and I get my G2 license, is it a law that I must get car insurance even if I will not drive? The car insurance …

License Suspended, insurance impacts? Not rated yet
Received a ticket back in Nov 2007 for not having my license on me and was unable to pay the fine and my license was suspended in Jan 2008. I was able …

Insurance for cars out of Canada more than 59 days Not rated yet
Do you need to get additional coverage if your car is out of Canada for more than 59 days? Car Out of Canada Your time period seems very specific. …

who legally owns a car Not rated yet
my wife and I separated. I am the owner and paying the insurance. My wife still thinks the car is "her's and mine". In Canada, who is legally the owner …

G1 driver without a full G driver Not rated yet
Hello *Im a G1 driver and i got a ticket for driving without a Full G driver even tho i thought she did.. the cop said that it wouldnt take any demerit …

cancellation for non payment Not rated yet
my car insurance was cancelled for non payment and my boyfriend's name appeared on the contract because he co sign for the car.I want to know if he is …

High risk automobile insurance Not rated yet
I had three minor at fault accidents , no injuries at all. I can't afford the premium and the two month down payment. I have a good salary, work full time …

Click here to write your own.

with 3 minor tickets  Not rated yet
i have 3 tickets on my record do i get a cheap auto insurance to get a car...? Auto Insurance Rates 3 tickets will make your rates higher. Try …

experience AND CHILD SUPPORT Not rated yet
I received my license in 1978. I lost my license due to non payment of child support(not drinking and driving ,or killing anyone,or anything you can dream …

insurance rates for revoked licence due to non payment of child support Not rated yet
Are there any Ontario auto insurance company's that give reasonable rates to drivers that have had their license taken due to non payment of child support? …

Moving within Ontario Not rated yet
I am moving once I retire, but haven't decided where to make my home base. It will be within Ontario. Where is the cheapest area to live in for car insurance …

Name is on the front but not listed as a driver? Not rated yet
I have a G1 licence in Ontario and I will be going for my G2 in a few weeks. In the event I pass I have a vehicle lined up. The question is My ex and …

Borrowing Car Not rated yet
Hi there, I borrow my bosses car from time to time. I currently am insured under my moms insurance policy but I do not live with her. If I were to get …

Occasionally, I drive my boyfriend's car. Not rated yet
Occasionally, I drive my boyfriend's car. We don't live together. I own my car and have insurance for it. he owns his car and has insurance for it. We …

licenced but uninsured driver driving uninsured car Not rated yet
My car was left at my daughter's in order for it to be repaired by boyfriend. There was no insurance on the vehicle and without permission he and a friend …

Living in Quebec and planning to move permanently to Ontario. Not rated yet
Living in Quebec and planning to move permanently to Ontario.I had a DUI in 2006 provincial court and a second DUI early 2007 in a federal court. I was …

Motorcycle insurance and license plates for 17 year old. Not rated yet
Hello I'm 17 years old and I want to buy a motorcycle. I just want to know if I can insure the vehicle and get plates all under my name. Thanks Motorcycle …

Can 17 year old son be considered occasional driver Not rated yet
Family has one vehicle insured. Husband has a company vehicle which is not insured with the insurance company. I would like to buy a vehicle for my son, …

waiver as excluded driver  Not rated yet
I have a valid driver licence in ON but I don't have a car and don't have car insurance. Is it illegal in this province? There are other members of my …

policy cancellation and extremely high monthly premiums Not rated yet
My son had his insurance policy cancelled due to non payment (he became unemployed ) He's now working and wanted to re-instate his policy but was told …

can't get insurance Not rated yet
My car insurance got cancelled last year, and I have a ticket from 2010 and another from 2008 on my record. I am trying to get insurance but everyone keeps …

car registered to business Not rated yet
I have a personal car on my name. I have a incorporated business and bought a car on business name. Planning to give the car to drive to someone else who …

teen with G1 Not rated yet
If my 16 year old granddaughter gets her G1, do I have to insure her to enable her to drive my car with a licensed driver? G1 Driver You should notify …

driving someonE elses car Not rated yet
If I have my own insurance on my car and I borrow a friends car that is also insured do I need to get insurance on that vehicle? Borrowed car When you …

Insurance on cars Not rated yet
Hi, I currently have a car which I would like to park for Winter and am thinking of purchasing another used car to drive through the winter months. …

To own a car in ontario do you need ontario driving license ? Not rated yet
I have my driving license from saskatchwan can i own a car in ontario without having to change my driving license to ontario Insure a Car In Ontario …

Addtional driver Not rated yet
Can I be added as an occasional driver to a friends car that doesn't live with me? Occasional Driver Hi Mike Yes, you can be listed as an occassional …

Uninsured driver Not rated yet
Hi, If our daughter drives our insured vehicle is the vehicle still covered under insurance if she were in an accident? Daughter Driving Vehicle …

canadian insurance while in the US Not rated yet
How long Canadian (Ontario) auto insurance cover me while in the US Ontario Car Insurance in USA I am not aware of a specific time limit. I do recommend …

Motorcycle Insurance Not rated yet
Can you get insurance for Yamaha r1 1000cc on a monthly basis? thank you Gagan Monthly Payment on Motorcycle Insurance If it is available, you …

G1 learning driver Not rated yet
My grandson wants to learn to drive. He will take driver education but also will drive with me for practice. Is he insured on my insurance automatically …

6 Month car insurance Not rated yet
I only drive my car for 6 months in Ontario per year. The rest of the year I am out of the country. Is there a car insurance company that offers a …

Click here to write your own.

secondary driver  Not rated yet
i have my g1 will be getting my g2 this november im 30 years old and a single mom. I tried to get insurance but it is over 600 a month i have been driving …

26 yr old with G2..primary driver Not rated yet
I am 26 yrs old. I just got my G2 in August and I had my G1 since 2003. I live in the GTA and we just purchased a 2009n Jeep Patriot I was wondering an …

I only received a ticket for a DUI I didn't get demaret points or charged or a court date. So why can't I get innsurance Not rated yet
Hi I received a ticket for driving under some influence. The officer told me that she was going to give me a ticket. I paid it off within two days. I never …

getting my own car insurance independent of my husband Not rated yet
My husband has just informed me that our car insurance coverage has been suspended since unfortunately it has been cancelled 3 times in 3 years, one of …

we want 3 vehicles why do i have to have 3 princpal drivers ontario Not rated yet
if we get a 3rd vehicle can my wife have 2 in her name and i 1 in my name, and have my step daughter as a casual driver on her 2nd vehicle with out haveing …

renewal time frame?? Not rated yet
Hi: Is there a mandated time frame, prior to renewal in which I should receive this new info from my insurance company for auto and house insurance renewal? …

borrowing a car Not rated yet
My son is a licensed driver in Ontario. He does not own a car, or have his own car insurance. He is not listed as an additional driver on my policy. …

Car accident without insurance Not rated yet
I got an accident in the parking lot my insurance was expire and we didn't call the police. And try to make settlement ourself but few days later the other …

re safety Not rated yet
do i need to re safety a car that has sat in my driveway for over 1 year or is the original safety still valid? Safety Time frame A safety is generally …

car insurance for hyundai Not rated yet
im a 16 year old male living in hamilton ontario and am going to get my g2. i have taken drivers ed. my mom has 2 cars and she lives alone. firstly does …

6 month policies Not rated yet
what company does 6 month policies? 6 Month Policy Hi Yash, you can find several here: FREE Auto Insurance Quotes Other Pages of Interest …

Lending my car to a British citizen for a day Not rated yet
If my good friend is visiting from UK, can I lend him my car for a day. He has insurance in UK and my car is fully insured in Ontario. Lending Car …

occasional driver Not rated yet
If I added my daughter to my policy as an occasional driver, does she have to be added to her mom's policy in order to drive her mom's car? BTW, I am …

will my insurance rate go up after my first at fault accident Not rated yet
Will my insurance rate go up after my first at fault accident in ontarirt.? At Fault Accident and Ontario Auto Insurance Yes. Substantially. Unless …

Can someone just report an accident with out a police report...? Not rated yet
My dad hit a car by mistake, my dad gave the person the insurance info and all of that. It was only a small dent so we pay him cash and sort things out. …

Insurance for G2 Driver Not rated yet
My son got their G2 about a year ago, but I couldn't afford to add him to my insurance policy, if I do now what will happen? Will they not allow it? …

HAD A NO FAULT ACCIDENT IN A BARROWED UNINSURED CAR AND WAS INJURED AS A RESULT Not rated yet
HAD A NO FAULT ACCIDENT IN A BARROWED UNINSURED CAR AND WAS INJURED AS A RESULT WHAT HAPPENS NEXT HOW DO I GO ABOUT RECOVERY FOR MY INJURIES AND THE COST …

Does the address on insurance and registration have to match? Not rated yet
Does the address on insurance and registration have to match? Car Registration and Insurance It is supposed to. Some insurers might not do anything …

Liability Insurance  Not rated yet
do i by law have to put liability insurance on a leased vehicle even when it is stored in my house garage over the summer? Coverage for Leased Vehicle …

Insurance in BC but Ontario License Not rated yet
I have insurance for my car in BC but I still have an Ontairo licence....I have been trying to get it switched for two years but somehow there is always …

3 month term policy Not rated yet
I am looking for short term policy 3 to 6 month term. 3-6 month policy Hi Jawad Try this link, you should find several quotes: FREE Auto Insurance …

DUI someone else driving my vehicle occasionally  Not rated yet
I was recently convicted of a DUI and license will be suspended for 3 months(reduced suspension)...I have a friend who has offered to give me a lift in …

why do i have to obtain commercial car insurance policy? Not rated yet
We are a household of one car with 4 drivers. My husband is the primary driver, I am the secondary driver and my two children (24 years old--G licence, …

moving to bc Not rated yet
my daughter just moved to bc, and after 39 days got into an accident, when she made a claim it was denied, saying she was only covered for 30 days, but …

Temporary Driver Insurance Not rated yet
I'm recently moved to Toronto, and I have had to change my address, thus I had to change my Ministry of Transportation (drivers license) and Ministry of …

Click here to write your own.

Common Law Partner At Fault Accident on my insurance Not rated yet
My common law partner and I shared a lease on a vehicle. We were both listed on lease. We used my insurance company although, he was listed as primary …

Split time in two provinces Not rated yet
A car will be drive about half the time in one province, and half in another. Is there a need to get insurance from two provinces or is it enough to get …

Borrowing Car Not rated yet
My girlfriend is insured on her car, and I am insured under my parents. We don't live together, but I occasionally borrow her car. Is this legal? Borrow …

tickets and convictions Not rated yet
At what point does an insurance co deem an insured high risk and remove that insured to facility? What combination of charges and at faults. My record …

Am I Uninsurable? Not rated yet
Our daughter used our car 4 years ago and had a minor accident. The police were not called and no claim was paid out by my insurance company. She shows …

PRINCIPAL/OCCASSIONAL DRIVERS Not rated yet
My 18 year old son just bought a car. Can i be principal driver on my car and his and he just go on as occassional driver on his car? Son as Occassional …

how can my son insure his 1979 Chevy K5 Blazer? it is safetied Not rated yet
My son bought a 1979 chevy K5 blazer and im finding it difficult to find a carrier to insure him. Why? Insuring a 1979 Blazer Hi Evelyne, Thanks …

quote after dui? Not rated yet
i'm an ac-z driver with 4 years of clean drivig abstract ang a few mounths ago i had a dui conviction...no accident but impaired...i was wondering if …

automobile insurance Not rated yet
For 18 year old female living in ontario, what is the average cost of insurance driving a 2008 toyota yaris? She has formal drivers education classes, …

Friend wants to borrow my car, can she insure it? Not rated yet
I have full ownership of the car with my own insurance. A friend of mine would like to borrow the car for a month or two (full G license) for a little …

Occassional Driver age limit Not rated yet
At what age (and/or circumstances - student/no longer a student) can you no longer cover a child living with you as an occassional driver? Occassional …

non moving violation tickets Not rated yet
i have a fail to surrender insurance ticket on my abstract due to mismatch of address between it and ownership. will this ticket affect rates even though …

Coverage for automobile while out-of-country for 6 months Not rated yet
My husband and I spend the winter months in Florida. Does our automobile retain full coverage while we are out of Canada for six months? Ontario …

Deciding to stop driving for winter Not rated yet
Hello I am possibly going to decide to take the bus for the winter here in Ottawa if i decided to just put fire and theft on my vehicle when i decide …

Farad Not rated yet
I am FT student in US as a Canadian citizen. I can drive with my Ontario driver's license and also Ontario plate in there. I back and forth to visit my …

Auto insurance with two different company Not rated yet
Can I insure my car under two different company , one of them in Canada and the other in US, at the same time? Two Insurance Policies, One Car Hi …

New Arrival to Canada Not rated yet
Where can we get affordable insurance as we just arrived from New Zealand with over 10 years driving experience? New to Canada Car Insurance Hi Karen, …

Where can i get cheaper insurance Not rated yet
My son has two accidents driving our car. He has been accident free and ticket free for 3 years is there anywhere we can get cheaper coverage. Gary …

single mom with teenager Not rated yet
My son needs his own car, but as a single mom I can only have one car on my insurance which means he has to pay full insurance. Is there a company that …

Joint Auto Policy with Ex-Spouse Not rated yet
My ex-husband and I live separately but have a joint auto insurance policy that has our two vehicles on it and each of us is a primary driver for one vehicle …

Work Auto Insurance - How will it be affected? Not rated yet
Hi there. I was wondering if I can be given information regarding the situation I am currently in with my work auto insurance. I have been given a …

living at home car insurance Not rated yet
If you live at home does your parents car insurance cover you? Parents Insurance Hi Lahlah You need to be listed on their policy. Please be sure …

Car insurance question Not rated yet
I'm 51 years old and have car insurance. i will cancel it soon as i sold my car. How long can i go without insurance before I'm considered a new driver? …

Pink slip has not arrived - new insurance provider Not rated yet
I changed insurance companies last week. My old providers insurance expired today and my new provider started today. I was given a policy # and told …

i lost job can i temporary stop my car insurance and parked insurance only Not rated yet
hi, i lost job and want to study, currently i have third party coverage. i want my car on comprehensive parked fire and theft coverage, as i cant pay …

Click here to write your own.

Would my insurance be affected? Not rated yet
My sister borrowed my car for the first time and got into an accident and she is at fault. Whose insurance cover the damage, mine or hers? and would my …

No Insurance Ticket Not rated yet
Can an officer give a no insurance ticket in a parking lot in Canada? Ticket for No Insurance Hi Craig, I'm not sure. But I'm guessing that if it …

drivers education course Not rated yet
Will insurance rate (Ontario) decrease if my teenage daughter takes a driver's education course? Teenage Car Insurance In Ontario Hi there If your …

Do I need car insurance if I sell my car? Not rated yet
I would like to understand the implications for car insurance if I sell my car. I may not buy another car for a while, but both my son and I may occasionally …

high risk driver? Not rated yet
My husband and i had auto insurance with a company for 3yrs. recently we decided to switch to another company as the rate was lower. we made the move and …

Using Car of My Ex Whose License in Suspended Not rated yet
My Ex just had his license suspended due to medical conditions and this is expected to last for some time, possibly up to a year. I have a car and I am …

18 yr old son with a 50km over speeding ticket Not rated yet
A couple of questions about this. My son who is 18 received a speeding ticket for 50 k over. Can I wait to tell insurance company at renewal or should …

rate change Not rated yet
After a mini stroke, TIA, I stopped my car insurance leaving only Fire, Theft,and Vandalism on the premium, until I was reinstated and able to drive. Will …

g2 insurance Not rated yet
if you are a g2 license holder, must you have insurance even if u do not possess a car? if u just have the license, must you still pay? G2 License …

17 year old speeding 31 over Not rated yet
Hi there, My daughter is an occasional driver under our policy. She just got charged for driving 31 KM/over. It's her first speeding ticket. How …

3 vehicles Not rated yet
Hi we are a family of 5 and have three vehicles and 2 g1 drivers and 3G drivers can one of the vehicles be insured by a different ins company to cut down …

Blame game Not rated yet
I was driving west on a 4 lane road. Traffic flow was extreamly light. I was in the left lane preparing to make a left turn. I had my signal on and there …

Rate increase after an Accident  Not rated yet
I have rear end someone, There was no damage to their car however about $5000 to mine. I was charged with Careless (Which I will fight). I just wanted …

Insurance slip Not rated yet
Is it legal to carry a photo copy of the insurance in the vehicle? Photocopy of Insurance Slip Hi Dave It's supposed to be the original pink slip. …

not on the insurance yet.. just wondering Not rated yet
i have just received my g2 licence, i am 17 years old. i have not yet been put onto the insurance yet, so i was just wondering, what would happen if i …

Drivers ratings in Ontario Not rated yet
My insurance company told me I have a 9 star class 2 driver rating. What does that mean? Insurance Rating Question Hi Mary Thanks for your question. …

Can a privately owned but not to be used car without insurance Not rated yet
I live in Ontario. For some reasons I intend to discontinue the insurance of a car which I am not going to use for several months. Can I legally do that? …

Speeding tiket Not rated yet
Hi, I live in Ontario, I just got a speeding ticket in Quebec. My friend lives in Quebec and informed me that she never got affected on her insurance …

insurance for grandson Not rated yet
my 18 year old grandson does not live with me but needs to drive my car to school. Can I add him to my insurance. 18 Year Old Grandson Borrowing Car …

Drinking and driving Not rated yet
hi. i got 3 fines for drinking and driving (all at once). one for consuming alcohol under the age of 19, one for drinking with a class G2 license, and …

daughter Not rated yet
under the law if my daughter drives my car that is insured for me and my wife will she be covered if not named as an occasional driver and will she be …

Cost of Car Insurance Not rated yet
HI I just came from India about 8 months back . and I want to know how much a car insurance will cost me My age is 19 years and i live in Toronto. …

Can insurance companies check all drivers in houehold Not rated yet
Is it LAW in Ontario that auto insurance brokers can check ALL driving records of resudents of a home living under the SAME roof, and have ONE persons' …

G2 speeding ticket Not rated yet
I'm a G2 driver and I just got a speeding ticket for going 20 over, how badly will it affect my insurance? G2 Driver and Ticket Hi Mandee, One …

ticketed in another province Not rated yet
I got a ticket four years ago in another province. It was for going 20km over the speed limit, but in that province they automatically suspend your license …

Click here to write your own.

commercial vehicle insurance Not rated yet
How old do you need to be to be insured to drive a commercial light duty vehicle? For example, a company owned passenger vehicle? Commercial Auto …

history of auto insurance Not rated yet
inception of auto policies History of Auto Insurance Hi Nia Thanks for visiting Canada Insurance Source. A quick internet search leads me to believe …

car insurance Not rated yet
i got a ticket on my ebike for no helmet it was put into the system as improper breaks wrong code act my car insurance has been raised cause of it now …

Borrow Not rated yet
Can i borrow my mothers vehicle as a full licensed driver but do not have insurance. My mother is insured on the vehicle. Borrow Mothers Car Hi there, …

suspened for child support Not rated yet
my ex-husband is driving with a suspended license for non-payment of support..will he still have insurance coverage?? Ex With Suspended License Hi …

driving my friends car Not rated yet
My friend told me to drive her car for an errand. Would I be able to drive the car? If I get stopped by a police enforcer, could I use the insurance of …

My husband has died and his son is driving his car under his name Not rated yet
My husband has died and his son is driving his car under his name. Deceased Husband, Son Driving Hi there, I am sorry for your loss. I'd like to …

Charges for violating law Not rated yet
Driving with a G1, without an experienced driver, and without insurance. What are the consequences? G1 Driver Without Experienced Driver in Car …

Hand Held Device, Fight it or not? Not rated yet
I was stopped by a police officer on his bicycle for having a hand held device. I had it on the couch but he said I picked it up while at a red light. …

Father is financing car. Not rated yet
Hello my father wants to buy and finance a car for me and my wife, can we put the insurance in our names. Car Financed by Family Hi John Your dad …

g2 14 day insurance Not rated yet
is it legal to drive without insurance for 14 days after you get your g2 Driving Without Insurance Hi Emily It is never legal to drive without insurance. …

Two motorcycle drivers in one house Not rated yet
My husband has insurance for his Harley. I am going to get my bike license and a bike of my own that will be insured in my name. Will this affect my husband's …

will my insurance replace my personalized plate damaged in the accident? Not rated yet
will my insurance replace my personalized plate damaged in the accident? Personalized Plate Hi Syed No. Try asking though ... Please be sure …

teen insurance Not rated yet
approximatly how much is car insurance for a 18 year old female living in ontario 18 year old and Insurance Too many unknown variables here: license, …

Do I need to change my car insurance information Not rated yet
My daughter is on my car insurance as a primary driver. If she moves to another address and continues to drive the same car can she remain on my insurance? …

2 insurance cancellation for non-payement Not rated yet
my insurance has been cancelled twice for non- payement with 2 different companies.Does it mean i a can no longer be insured again? 2 Non-Pay Cancelations …

obtaing insurance while under suspension Not rated yet
can you still get insurance if your licence is suspended for a month Insurance Suspension You will have to wait until your license is reinstated. Please …

Common-law has DUI Not rated yet
I have 2 vehicles and want to insure them both. A few of the companies that I contacted tells me I must put my boyfriend on my policy because he does have …

Insurance quote  Not rated yet
I want to buy a car 1997 Chrysler Sebring Convertible and i am a visitor in Canada want to know how much would be the insurance I pay every month …

renters and car insurance Not rated yet
a relative is staying with me and is looking for car insurance. the application has requested a list of liscenced drivers in the house. since she is …

Should I Collect my License Plates while negotiating settlement offer Not rated yet
My car was totalled by someone and the insurance company wants me to collect my license plates from the auto shop while I negiotiate a settlement offer …

How does the insurance company calculate the value of a car in a total loss settlement in Ontario? Not rated yet
My adjuster offered me a settlement. I wanted to make sure it was accurate and fair so I asked her to explain how the vehicle valuation was done. All …

Cancel for son at fault accident Not rated yet
Our son was added to coverage in 2007. He had at fault accident in 2011 and one no seat bealt ticket. We are canceled. can,t get even high risk insurance. …

Granddaughter as occasional driver Not rated yet
My 16 year old granddaughter stays with me weekdays during the school year but her address is still her mother's home. She occasionally drives my car …

Can I insure a vehicle in someone elses name? Not rated yet
I want to know if I can insure a vehicle if it is in Someone elses name? Insure car In Someone Else Name? Hi Debbie, You are supposed to own the …

Click here to write your own.

Car accident at parking lot Not rated yet
Somebody parked at curb side of a plaza. I backed into it. Would that increase my premium? We have reported to the police. Thanks. At Fault Accident …

Rear ended another vehicle ontario insurance but in quebec Not rated yet
I am from ontario. i was travelling to quebec and ended up rear ending someone in a rental car it was due to my brakes failing and i couldnt stop it was …

Company Vehicle Who Gets the Ticket? Not rated yet
If my employee is driving my company vehicle with an expired sticker, who do the police charge, my company or my driver? My employee has still not shown …

Temporary stay in USA Not rated yet
Hi am a medical student and I'm going on a 4 month educational seminal in Ohio. I'm planning of taking my Ontario plated car with me. Will my ontario car …

1995/1996 Nissan Skyline Not rated yet
Are these vehicles insurable in the province of ontario? Nissan Skyline Maybe not with all insurance companies. But you should be able to find coverage …

How will a 3 day dui suspension for my 18 yr old daughter affect my insurance Not rated yet
My 18 yr old daughter was charged for blowing over 50mg and charged $110 dui with a 3 day suspension on Aug 4. Being afraid of the repercussions she did …

Is the Premium for Occasional Drivers mandatory in Ontario's new law? Not rated yet
I am the only driver of my car--no one else because I am a single. Is the Premium for Occasional Drivers mandatory in Ontario's new law? Thanks …

Insuring multiple cars in Ontario Not rated yet
We now have 3 cars. I'm looking for the cheapest method of insuring them. Do I : a) put me as primary driver on all and my wife and son as 2ndary …

Need car insurance for 6 months only. Not rated yet
I need car insurance for 6 months. Is there a company that provides this service. 6 Month Car Insurance in Ontario Get 6 month quotes here: …

running a red light Not rated yet
i was driving my brothers car just to go to the bank and i think i accidental ran a red light. I'm not insured, so what will happen to me and/or my brother? …

Older woman needs to use her parents car occasionally? Not rated yet
I am a 49 year old woman who recently had surgery and moved in with her parents for recuperation. Do I have to be added to their insurance policy to occasionally …

should my g license history affect my m license insurance Not rated yet
i have a seat belt ticket on my g license that wont come off till next year. state farm says it affects my motorcycle insurance even tho my motorcycle …

Insurance company not renewing my policy, is this the same as cancellation, and do I need to declare it when getting quotes Not rated yet
Over 2 years ago, before my present insurer I had a weather related accident in a company vehicle and a minor speeding ticket 10KM over posted limit, I …

paying Not rated yet
Does a g2 driver have to pay insurance? G2 and Insurance in Ontario That depends Dallas. If the G2 driver owns a car, then yes. If the G2 driver …

Different address of insured parties Not rated yet
I am the registered owner of two cars and I have an existing policy that covers me, my mom and my brother. I am residing separately in one location whereas …

first days after G2 Not rated yet
how many days can i drive without insurance after i first recieve my G2 Driving without Insurance? Zero. You can not drive without insurance. Please …

auto accident Not rated yet
I borrow my nephew car I got into a accident can I make a claim for my injuries on his car insurance since it was his car. Borrowed Car and Injured …

Insurance hike Not rated yet
Young girl involved in 2 accidents but they were aquitted in court so she has NO convictions.....should insurance go up? 2 Accidents, No Convictions …

Double coverage Not rated yet
Do you need to have insurance on a tow vehicle as well as the vehicle being towed? Tow Vehicle The vehicle doing the towing must be properly insured. …

How to insure an out of province car? Not rated yet
I will be borrowing my Mom's car for two months while she is away on vacation, but her car is registered in Quebec and I live in Ontario. How do I insure …

licence suspended till court ordered payment paid Not rated yet
my grandfather was in an accident 25 years ago he was making a left turn when the driver behind pulled out to pass him and hit him. my grandfather was …

Claim coverage Not rated yet
My son got into a car accident and only has a G1 licence. Does my car insurance cover a claim if I have $500 deductable on collision. The damage was about …

car insurance for only two months Not rated yet
Can I find car insurance for only two months in Ontario Canada??? 2 Month Insurance Hi there, The shortest policy period that I am aware of is …

Question about g1 Not rated yet
Hi, I have a g1 license. I want to drive with my dad, who has a full g license. He is the one with the insurance on the car. Does my name have …

My 17 yr and insurance on his dads second vehicle Not rated yet
My 17 needs insurance on his dads second vehicle but he does not reside with him. Can he be considered an occasional driver because he does not live with …

Click here to write your own.

A car backed into mine in a parking lot. Not rated yet
I was sitting in my car waiting for another car to finish backing up when she hit my car despite my many warning honks. My car sustained obvious damage …

Friends Car  Not rated yet
I just got my license and I dont have insurance whatsoever can I borrow my friends car and drive it? Borrow Friends Car In Ontario, you can borrow …

Weekend vehicle insurance Not rated yet
I just used my vehicle on the weekends, I was wondering if there is a vehicle insurance for just weekends. Thanks. Insurance for Weekends Hi Hong, …

30 day policy Not rated yet
Is there any insurance companies that offers a 30-day policy? 30 Day Policy Not that I know of. The shortest with most insurers is six months. There …

speeding ticket 137 in 100k zone Not rated yet
I got a speeding ticket 137 in 100k zone, a couple of months ago and have hired a firm to fight it. I have one other seat belt ticket on my record that …

Driving someone else's car Not rated yet
If i get into an accident in another person's vehicle, and i'm not at fault, would it affect my own policy? Accident in Borrowed Car If it was not …

temporary driver Not rated yet
Does my car insurance cover another driver while using my car for a two week period. This is a fully licensed driver who does not have their own vehicle? …

At fault accident but do not need to file a claim on my car Not rated yet
If I'm at fault, but have no damage to my car so will not need to file a claim, will my premiums still go up as the other driver wil be placing a claim …

Do I have to be on my wifes auto insurance policy Not rated yet
My wife is looking to buy a brand new car. Right now I have a company car and she does not have a car. I have had one 3 month license suspension almost …

does a DUI affect my auto insurance Not rated yet
does a DUI affect my auto insurance DUI and Auto Insurance Yes. Most insurers will not offer coverage. Leaving you with high risk coverage. …

Car owner as a secondary driver Not rated yet
My boyfriend was recently bankrupt so i am getting the car financing under my name. Unfortunately i am a newcomer to Ontario so my insurance premium is …

Insurance Not rated yet
My husband borrowed my car and totalled it and recieved a dui. We had 2 different policies. He had his own I had mine. Insurance didnt cover us, didnt …

No fault Not rated yet
My question is, I was parked in a parking lot legally and I didn't even have the keys in the ignition, car was not running, I just got in it when a guy …

Can I have 2 cars insured under one name Not rated yet
Good Afternoon, I wonder can I gat two cars insured under my name and add my wife on one as the second driver, or I can have both cars under my name, …

80 year female car insurance increase Not rated yet
Is it generally the case that car insurance for an 80 year old female living in Toronto increase by a significant amount? 80 Year Old Car Insurance …

House or Auto Not rated yet
If my vehicle was hit in my driveway do I go through my house or auto insurance? Auto Insurance Claim or House Insurance Claim Hi Paula, Auto …

Rates for someone with 2 at fault accidents Not rated yet
22 year old has had 2 at fault accidents in under 6 months. Located in Hamilton. What approximate auto insurance rates could he be facing now? 22 …

Cancellation of policy due to nonpayment Not rated yet
I have not been driving for about 4 years. I had a policy cancellation because of nonpayment, husband was on policy and when we broke up he would not sign …

Adding son to policy Not rated yet
My 32 yr old son is living with us for a while. My insurance company is saying that I have to add him to the policy because he has a driver's license. …

Occasional use vehicle Not rated yet
I know that you can insure a second driver on a vehicle as an occasional driver. Is it possible to have a vehicle which is occasional use? For instance …

Principal driver - two cars Not rated yet
Can there be one principal driver for two cars? One Driver, Two Cars Yes. Please be sure to discuss this further with a licensed insurance representative. …

University Student Car Insurance Not rated yet
Do you have to pay car insurance for your child while away in University residence in Ontario Canada Child Away at University Many insurers will …

insuring 2nd vehicle for my daughter Not rated yet
My daughter recently got her licence and is looking to buy a used car. Would it be cheaper on insurance for me to buy the car (as a 2nd vehicle) and insure …

rent a car, do I need car insurance Not rated yet
I would like to rent a car from a company for a day or 2. Do I need personnal car insurances or I can buy their coverage if they offer it? Rental Car …

Student-Confused about how to purchase a car.. Not rated yet
I was just wondering if it would be possible to buy a vehicle and it be in my name, but still be under my parents policy. We all (mother, father, me) …

Click here to write your own.

Help, I want to insure a driver who does not live with me? Not rated yet
My common law husband and I are separated, and he is not living with me, but we both reside in Toronto Ontario Canada. However, I want to continue to …

50% at fault and no ticket Not rated yet
I had an accident where I did not receive a ticket, but my insurance company charged me 50% at fault! what am i supposed to do? 50% at Fault This …

occasional driver Not rated yet
I am a fully licensed driver in Ontario and I have my own vehicle... I borrow my dads truck occasionally with his permission. Do I need to keep his insurance …

2nd speeding ticket Not rated yet
how much of a rate increase can i expect with a 2nd speeding ticket 2 Speeding Tickets and Insurance It varies widely depending on the insurance …

forgot to renew insurance  Not rated yet
i accidently forgot to renew my insurance. what should i do Car Insurance Renewal Call your insurer right away and see if they have a grace period …

how long does dui conviction reflect on ontario drivers abstract Not rated yet
I was charged with driving while disqualified and imposed an Interlock until Nov 2011. My rates have skyrocketed as i checked. I am planning to wait 2 …

how long does dui conviction reflect on ontario drivers abstract Not rated yet
how long does dui conviction reflect on ontario drivers abstract DUI and Abstract It will show on the abstract for years. I have seen 5 years and …

Non-Resident Family Member Not rated yet
Can I add a non-resident family member to my insurance policy so they can drive my second vehicle in another province? Adding Other drivers If you …

Owner and insurance in PROV. of Ontario. CAnada Not rated yet
Can my wife and I be registered owner's of the same car which we have insured ? Two Owners of Car? Hi Harry. Yes, you can.Please be sure to discuss …

M licence affecting insurance rate Not rated yet
Hello, I'm listed under my parent's car insurance policy and would like to know if getting an M2 or M licence, BUT NOT purchasing a motorbike, will affect …

NSF Cancellation Not rated yet
How long a NSF cancellation stays on the record? Does NSF cancellation is subject to increase the rates on re-issue of policy? What is the impact of …

Insuring a three wheeled car. Not rated yet
Currently have a 1987 lomax registered as fit/un-plated. Am having problems now getting insurance, any suggestions? Insuring a 1987 Lomax You will …

Non-resident auto insurance Not rated yet
I am a Canadian citizen living abroad, my Ontario drivers expired about 25 years ago, I have a Swiss drivers licence. I have a cottage in Ontario, I own …

Claims Forgiveness for Trivial Fender-Bender Not rated yet
The other day my wife was involved in a minor fender-bender. She was turning left on an amber and a southbound car passed through the intersection and …

family member intoxicated after borrowing vehicle Not rated yet
A family member asked to borrow our vehicle. He was sober when he picked up the vehicle, however, without us knowing, he then went home, had a few drinks …

Ownership of two cars.... Not rated yet
As I am already a primary driver of my old pick up truck, can I also be a primary driver of a car that will be transferred to me by the death of my parents? …

impaired charge vehicle damage Not rated yet
If charged with impaired after an accident in Ontario- will the driver's insurance company pay for damage to his vehicle? DUI and Accident It is …

Ownership of car different from person taking out the loan Not rated yet
My son is taking out a loan to buy a car, that he and I will both be using. My husband and I also have a van, currently in my husband's name. If I put …

My insurer refuses to remove my son who has a G2 from my insurance Not rated yet
This morning I called my insurance broker to remove my son from my insurance, as he is moving away and therefore he will not have access to my car. He …

g1 insurance Not rated yet
do i have to put my son on my insurance, who just got his g1? G1 Driver You need to inform your insurer. But it does not affect your rates until …

Moving from BC to ONT Not rated yet
hi, my friend moved from BC to Ont ,he had two accident in BC ,one with fault and another without fault ,do my friend need to inform the Insurance companies …

Insurance Not rated yet
My bf had to move his new car from a parking spot to another parking spot, and he hit another car. He doesnt have insurance yet as the car is brand new …

Insurance on someone else's vehicle Not rated yet
In Ontario is it possible to insure a vehicle that someone else owns? The situation with the vehicles is that the owner has two vehicles, a Jeep Liberty …

Insurance Premium Not rated yet
Will my insurance premium go up after getting a speeding ticket over 10km/k. Speeding over 10km/hr If this is your only ticket the increase should …

22 year old car Not rated yet
where can i get insurance on a 22 year old car 22 Year Old Car and Insurance Hi Jenn It will be tough. Check the link below as well as calling around …

Click here to write your own.

Occasional Driver Not rated yet
I have a 17 year old ready to get his G2. He lives with me but his father is going to buy a second car. (different address). Can he be listed as occasional …

Buying a car with no license.  Not rated yet
Can I own a car and my wife with a G2 get insurance on the car I own? Buying a Car With No License Hi Randy A lot of the insurers will want the …

insurance Not rated yet
can i insure a car in someone else's name in Ontario Insuring a Car in Someone Else Name Hi Ford Usually no. But some insurers allow it if the people …

Insurance coverage for G2 driver over 25 in Ontario Not rated yet
Is a person over 25 holding a class G2 license automatically covered by your insurance the same as a class G driver? G2 vs G Hi Brian You have to …

geting insured under another person's insurance Not rated yet
I bought a car in my name but was wondering if I can get insured under a friends insurance who has her own car? We will be driving our cars separately …

Licence Suspencion Affecting Renewal Not rated yet
Hello, If I was convicted of driving without insurance well over three years ago, and my licence is suspended this year because of failure to pay, will …

what should I do after a minor accident? Not rated yet
I just had a minor accident this morning. My car hit the car in front of me when her car suddenly stopped while making a right turn. The her cars' rear …

Someone dropped a basketball net on my car Not rated yet
I was parked in a "friend's" driveway - he went to move a basketball net that was in his driveway and he dropped it on the hood of my car - he told me …

Motorcycle insurance Not rated yet
Can I insure my son under my car insurance as he wants to get a motorcycle? He is 18 years old. Motorcycle Insurance for Son Hi Nancy, It depends …

The law stating that you cannot hit a parked car. Not rated yet
Where can I find the legal document that states a person cannot hit a parked car? Legal Document Stating That You Can Not Hit a Parked Car Hi Cynthia …

Can my insurance company stop covering me? Not rated yet
I've been driving with a G2 license and I've been in two accidents over the last six months, in the first accident I lost control of my vehicle during …

Expired license while out of country Not rated yet
I received my Ontario driver's license in 1999 and while I was out of the country, it expired. I was away for 6 years as a non-resident and upon return …

OCCASIONAL DRIVER Not rated yet
Can the same person be listed as an occasional driver on 2 different policies? Occassional on Two Policies? Yes, they can and should be if that is …

Occasional Drivers more than 1 car in family  Not rated yet
Son is 22 drives his own 2001 Chev under my insurance, while I drove 1993 Acclaim if I buy a 2007 car is he insured under his or does he have to drive …

waiver Not rated yet
can my insurance company request that my common law spouse sign a waiver to not drive my car because of his driving record Excluding Common Law Spouse …

Insurance  Not rated yet
Hi, My mother recently past away, I am insured under her insurance, but not sure how this works... Can I still drive her van legally until I get the money …

changing my ontario licence to a BC licence Not rated yet
I got a DUI 3 years ago in ontario, and i did my back on track course, and paid my fine. I have had my licence back since august of 2010. and i just recently …

Collision Not rated yet
We have a second car that is only insured for fire and theft. Can we still drive this car if it is not insured for collision?? Second Car, No Collision …

19 year old female Not rated yet
Hi, My 19 year old daughter had a fender bender several months ago. She's an occasional driver on our (mum and dad)'s insurance. Our renewal is coming …

Driving a relative's car with whom i don't live with Not rated yet
Hi, I am 18 and my family doesn't own or a car or never did since the time we arrived at Canada. My aunt has been driving in Canada for 5 years now and …

Motorcycles and adding extra drivers to an auto policy Not rated yet
My question is our daughter is considered an occasional driver on our auto policy. My husband and I have 2 vehicles so she is just occasional. If my …

Lost Auto Insurance Record Not rated yet
Recently I decided to change my auto insurance provider and they ask me how long I was insured in Canada? I told them from 1986 to present. The agent called …

Secondary Drivers Not rated yet
Can the secondary driver on one of your vehicles live in a different City from the Primary driver and keep the car at their residence? Secondary Driver …

cancelled insurance Not rated yet
I live in Quebec. I just called my insurance to make a claim and was told that my ex, who was secondary on my insurance, cancelled my policy without my …

ticket for expired auto  Not rated yet
going to court for expired auto insurance. officer made mistake on ticket. i am poor. do i have a chance? Mistake on Ticket Hi Emily I will be interested …

Click here to write your own.

is car insurance cheap if ownership is in parents name? Not rated yet
is car insurance cheap if ownership is in parents name? Car Ownership Hi Britt What matters is who the drivers are. By the way, are your rates …

G1 ontario licence  Not rated yet
My son got his G1 licence. Can I insure him on my car (mother) as an occasional driver? He is 19 and a full-time student at the U of T. G1 as Occasional …

Suspension  Not rated yet
I am very close to getting my license back from a medical suspension and am looking at getting a car... Will this affect my insurance rate? Medical …

One driver - two cars Not rated yet
Wanted to buy another car. Just received a quote from my broker: $1400 (my current car), getting rid of current car and buying the other one - $1700 (although …

Non Insured Not rated yet
I was co-signer on a lease for a car. The car was involved in a accident, it was rear ended (not at fault) but the person that leased the car let the insurance …

Insurance Not rated yet
I recently got a speeding ticket and I'm secondary driver will this impact the primary driver on the insurance Secondary Driver Getting a Ticket …

High risk driver Not rated yet
Hi, my wife was dropped from her insurer because of 3 tickets convictions, she was the owner and primary driver and I was the occasional(clean record) …

Insurance with no licence Not rated yet
Can you insure a vehicle without having a driver's licence? Insuring a Vehicle With No Drivers License No, you need a license. Please be sure …

Private vs Commercial Car insurance, ON Not rated yet
Hi, I am operating a Carpet Cleaning business from my home. My activities are both at home and with customers. I am driving a 2011 Ford Edge which is currently …

does my 17 year olds dui affect my rating Not rated yet
My 17 year old had a DUI and blew over .80 when driving just before I could list him as an occasional on my policy does it affect my insurance? 17 …

one owner with 2 cars,auto insurance for each Not rated yet
can one owner with 2 cars insure each car with separate insurance company i.e. one insurance company for 1 car another company for the next 2 Cars, …

Oldie but goodie Not rated yet
We are purchasing a 1977 Chevy Silverado pickup truck from Alberta and so far the insurance quotes are unbelievable in Ontario. All we want is to get PL …

insurance Not rated yet
Is there any car insurance company in kingston Ontario who gives a break to a driver with a blowing over charge not impaired? Canada Insurance Source …

Will my son have trouble getting insurance Not rated yet
Hi There, About a year ago my son was working on his car and drove it around the block. He didn't have insurance yet and got stopped and fined for not …

minor accident Not rated yet
My car's door made a small dent on the car door next to mine. The owner of the car got in contact and I suggested paintless dent repair for his car which …

Ticket forgiveness Not rated yet
If I get a speeding ticket (say going 140 in a 100 zone) and I have first claim forgiveness on my policy will my rates go up or does this only apply to …

teen insurance question Not rated yet
hi, I am a student have my g2 currently, i was wondering if i can have a car under my name, but my insurance under a family members name? Teenage …

Primary Insurance Holder Not rated yet
Can I be the primary insurance holder on a vehicle that is not mine, but have the vehicle owner as my occasional driver or secondary driver? My friend …

Estate of deceased owns the car Not rated yet
My uncle died. In his will, he left his car to my uncle. Can my uncle just take the car and drive it? Doesn't the ownership of the car have to be legally …

only 17 Not rated yet
I'm seventeen years old, and i want a vehicle from '66 to present, something like a '79 trans am, or '66 firebird, a camaro would be cool, maybe even the …

Father driving my car Not rated yet
Is it o.k. for my father to drive my car on occasion? Say an emergency? I live with him and he already has his own coverage for his own car? Father …

No Insurance Of My Own Not rated yet
My friend's auto insurance is not up for renewal until August 2011. Back in February (2011) he received a DUI and was completely discharged except that …

Laws around Permissive Driver Not rated yet
If I have full insurance coverage of my vehicle and my sister who is 30 and does not live with me wants to borrow my car every now and then maybe once …

Insurance after G2 Not rated yet
What is needed to get insurance after receiving my G2? Insurance With G2 You just need to know what car you are going to buy and go for quotes on …

principal driver Not rated yet
If I go on my husbands auto policy with my vehicle, will I lose my status of how long I have been insured on my own policy. Listed on Husband's Policy …

Click here to write your own.

Three cars, two parents, one young driver Not rated yet
Hello, If we have three cars in one household, can one parent have two cars under their name and the other have the third car or does each licensed driver …

Drink Driving Conviction Not rated yet
Is it mandatory for me to inform my insurance of a drink driving conviction and that I have had an ignition interlock installed. If I don't tell them …

Impact of changing companies after a not-at-fault accident with health issues Not rated yet
My wife was hit from behind while sitting at a red light and has not worked since. She is a nurse - a job requiring heavy lifting - and it may take her …

Does G2 licence holder needs his own insurance Not rated yet
I have a son who is turning 19 years old and have a G2 licence for a year now. My questions would he be allowed to drive by himself in highway or even …

Old, Modified Jeep Not rated yet
I have a 1988 Jeep YJ with a 2" lift (springs) and 31" tires. I went to an 'expert' broker and she couldn't find a single insurer. She really tried. I'm …

do i phone my insurance if someone hits me gave me there information for there insurance what do i do with it. Not rated yet
what do i do with information on insurance given to me by the lady who hit my car do i phone my insurance or phone theres. Insurance Claim Because …

I have G2, can I drive my dads car, but I am not on the insurance?  Not rated yet
I am going to Ottawa from Toronto on the weekend and I wanted to take my dads car. I have a G2 licence. Can I take my dads car (which is insured) but I …

speeding ticket Not rated yet
i received a speeding ticket last night in the province of quebec and it states i've lost 2 demerit points. do i need to call my car insurance to advice …

G2 driver 2 speeding tickets/ no demerits Not rated yet
How will my sons insurance be affected with two speeding tickets in one year... he has a G2 license and the tickets were for going 10 km over the limit. …

demirit points and how does it affect insurance premiums Not rated yet
Driving Under the Influence. Police knocked on my door after I was in my house and brought in my groceries. I had had 2 beers at a friend's home 5 minutes …

Car insured in BC moved to Ontario Not rated yet
I gifted and shipped a car from BC to my step son in Ontario. It had to be insured for the shipment and so it remained in my name. How long has he got …

ontario registered car without driving licence Not rated yet
i have ontario registered car insured in ontario, i moved to bc and got bc driving licence. I left this car in ontario and my father drive it. i keep ontario …

outrageous insurance rates Not rated yet
I was pulled over and charged with driving while under suspension and thus dropped from my insurance company as of the end of my term. I have been shopping …

teenage driver Not rated yet
Does my friends 19 year old son have to be automatically insured with their insurance if he will not be driving their car? Teenaged Driver and Insurance …

1978 Pontiac Trans Am Not rated yet
What are the limitations on driving a classic car in Ontario? Classic Car Insurance in Ontario Hi there, With respect to insurance, if you are with …

Dropped by Auto Insurer and can't get new insurer Not rated yet
I have been notified by State Farm that they no longer wish to continue my auto policy with them. They still want to provide insurance for my household …

one family (2 parents 2 kids) 6 cars 2 owners how to assign coverage  Not rated yet
I own 5 cars (3 summer 2 winter) child adding one will total 6 at residence (1st child will own that one) I have 2 kids that live at home. At any one …

unpaid tickes Not rated yet
does my unpaid tickes on my g effect my m licence Unpaid Tickets Yes. FREE Auto Insurance Quotes Other Pages of Interest car insurance …

Is my car insured on a frozen lake Not rated yet
if my car goes thru the ice is it covered by insurance? Car Insurance on frozen lake Hi Ed, I'm not 100% sure. It would be under comprehensive …

Insurance to Get License Plates? Not rated yet
do you have to have insurance in order to plate car? Getting License Plates Hi Krystal, Thanks for asking. Yes, you do. You can get quotes here: …

Ontario Belair Insurance Premium Increase Not rated yet
Just got a speeding ticket for 27km/h over (worth 3 demerits) first time offence. Currently have a G2 liscence, driving for year and a half now. If I plea …

Rules for policy coverage when borrowing vehicles Not rated yet
My boyfriend who is 21, has his G licence & his own vehicle & insurance & doesn't live with me. Is he covered to borrow my car on occasion? If he got into …

rate hike - failure to provide breath test Not rated yet
If i was arrested and my license for 90 days was suspended for failure, not refusal, to give a breath test, would my rate go up if proved innocent in court. …

Can I drive my frends's car if I don't insured? Not rated yet
Can I drive my Friend's car if I am not insured? Driving Friends Car Yes, if you are licensed, you can drive your friends car. IF they have insurance …

Single car accident... how will my rates increase? Not rated yet
In February of 2011, I was in an accident on a highway after an 18 wheeler swerved into my lane, forced me onto a shoulder full of ice and than I lost …

Click here to write your own.

Summer usage only - how do i insure? Not rated yet
I have a 96 camaro which is only driven from May - Oct. do i need to insure it while it is in a garage for the winter months? Summer Car and Insurance …

what happens if somone under your insurance gets a ticket while driving another vehicle Not rated yet
what happens if someone under your insurance gets a ticket while driving another vehicle in Ontario? Tickets and Insurance This will affect that …

Driving Conviction Not rated yet
I received aa driving conviction for following too close, paid a fine and lost 4 points, for a period of two years. This following too close resulted …

older car Not rated yet
if your vechile is older than 15 years do you need a safety check even if the car is in your name without an etest Older cars and Auto Insurance …

Am I allowed to drive? Not rated yet
I am a G2 driver in Ontario, Canada. I do not have my own insurance, but I've been told for example as long my mom has insurance and the car is insured …

CREDIT CHECK Not rated yet
Hi, Can an auto insurance company check your credit rating? I have car insurance only, and not home insurance. Thanks, Sarah Ontario Auto …

Need to cross-list as occasional drivers? Not rated yet
Right now myself and my fiance are living together. We both have our own cars and our own insurance, although they are with the same company and we're …

2 or more cancellations in the past two years Not rated yet
How do I obtain auto insurance if I have been cancelled 2 times for non payment? 2 Auto Insurance Cancellations For Non Payment of Premium Hi Bob, …

parents as primary and occasional 16 year old Not rated yet
we are grey power drivers 5 star needing to add teenage 16 year old daughter as occasional driver with our vehicle. she lives with us. what should it cost …

20 over Not rated yet
how much will a ticket for 20 over affect my insurance? 20km/hr over Speed Limit and Insurance Hi there If it is your only ticket on record, the …

cancellation for non-payment Not rated yet
Is their any insurance company who will give me insurance on a monthly basis, after I have been cancelled for 3 non payment Payment Plan After Cancellation …

Cancelled for non payment Not rated yet
My policy was canceled for non payment. I was issued a new policy on Sept.30th, the Agent advised me that my monthly premium due on the 30th of each month.However, …

G class driver borrowing my car Not rated yet
When our daughter visits us occasionally, has a G class licence (Ontario..which is where we live) and no longer has her own car and not ready to buy one......can …

Ticket for Driving with a Hand Held Communication Device Not rated yet
My 18 year old son, who on the same day he passed his "G" license, received a ticket for Driving with a Hand-held Communication device. I had looked forward …

Removing road coverage for an short period Not rated yet
My mother-in-law is in the hospital and we don't know how long she'll be there. She is on a fixed income and we were hoping to save her some money. Would …

Primary driver is not the same as ownership Not rated yet
Hi, My sister has a car in Toronto, and she wants to give it to me. I live in Cambridge. Can I buy the insurance as the primary driver without changing …

Having a driving without insurance conviction. Not rated yet
Is there insurance that you can still be a secondary driver even though you have a "driving without insurance ticket"? just to dodge the high premiums? …

transferring car ownership for lower premium Not rated yet
Can I transfer ownership to my son to avoid high renewal premium? Avoiding High Premiums By Transferring Ownership Hi Jack, If you are still driving …

cheaper insurance as seconadary driver Not rated yet
I have been paying about $150 a month on my 2009 Hyundai Accent.I have 5 speeding tickets in the last 2 years. My insurance company says they will not …

female occasional driver premium Not rated yet
Hello, Just received my renewal and my company is now charging an occasional operator premium for my stepdaughter (over $1000!) who is under 25, driving …

1 car 2 parents 1 teenager with a g2 Not rated yet
We own 1 vehicle... 1 parent has full G Other parent has G2 Son (17 yrs) just got G2 How do we insure? 1 car 2 parents 1 teenager with a g2 Hello, …

1 car different residences Not rated yet
My Father just purchased a truck for me in Ontario, he will be insuring it in his name as he is the one who got the loan for it, We don't live in the same …

Do I need Insurance? Not rated yet
I have my driver's Licence, and I want to borrow my brothers truck for a few weeks. I have no insurance of my own. Am I covered to drive his vehicle. …

australia ticket Not rated yet
does a speeding ticket from Australia affect my Ontario license? Speeding Ticket in Australia Hi Carly, I don't think anyone in Ontario will ever …

Transferring car to my dad Not rated yet
Hi, I own a car and my dad owns his. We live in the same house. My dad's car is very old and I want to give him mine. Is he able to be the primary driver …

Click here to write your own.

Can I drive my brother's car as 2nd driver and get insured?  Not rated yet
My apartment is walking distance from my brother's house. Can I drive my brother's car and get insured as second driver? I may drive occasionally as I …

reinstatement of insurance Not rated yet
I have missed a payment on my insurance, I have received a letter stating that I have to pay before a certain date or insurance will be canceled. I did …

Am I obligated to get insurance under these conditions? Not rated yet
My parents both own and pay insurance for multiple vehicles. I am interested in driving one of these vehicles on rare occasion (safe roads). Do I need …

Premiums for wife skyrocket after husband has accident and loses license Not rated yet
My mother's premiums have just tripled, since her husband (a senior) had an accident last year (blamed on medical reasons), resulting in him losing his …

Business Use Not rated yet
Is traveling from home to work considered business use? Business Use and Ontario Auto Insurance Hi Sai, No, it is not. By the way, are your …

SEF 4B Not rated yet
How do I cover my 20 year old in a car with a radioactive device? Radioactive Device and Ontario Auto Insurance Hi there, I have never been asked …

3 drivers 2 insurance companies Not rated yet
Can you have insure 1 car with one company and 2 other vehicles with another? 3 Vehicles, 2 Insurance Companies Hi Mike, You can do this, but …

Auto insurance Not rated yet
Can auto insurance be transferred from an old car to a new car in Ontario? Thanks Old Car to New Car Hi there Yes, you keep the same policy when …

does the address have to match Not rated yet
does my auto insurance address have to match my license License on Drivers License and Insurance Hi Robert Yes, you are supposed to keep both up …

Can I drive my parent's car and not be on their insurance? Not rated yet
I have my G2 and my own insurance, can I drive my parent's car or do I have to be on their insurance as well? G2 Driver on Parents Insurance? Hi …

Primary to occasional driver complication Not rated yet
Hi, I was involved in a at fault accident. I was the primary driver on my truck. I live at home with my Mom and brother. I have sold my truck and there …

SUSPENDED LICENCE  Not rated yet
Would I lose my insurance if I got a 3 day suspension for drinking and driving? Suspended License Hi Raymond Some company's would not renew your …

primary drivers Not rated yet
we currently have one vehicle, my husband is primary driver, and i only have my g2. he wants to go for his m1 and buy a bike. will this put him as primary …

parked car insurance Not rated yet
Can we have a park parked in drive way with just a minimal insurance. do not want to sell just park it for a while Parked Car and Insurance Hi Loretta …

Suspension Not rated yet
Does your insurance go up if your license has been suspended for Section 48- Driving 50 mgs of alcohol for 3 days? Suspension for Driving With 50mgs …

G1 Learner's License Not rated yet
My 17 year old has a G1 license. If I give him written consent, will he be allowed to drive to school by himself or does an experienced driver need to …

Insurance question Not rated yet
I'm planning on buying a car very soon, and thinking of getting the insurance under my name rather than my parents, I just wanted to know what the benefits …

does your fathers driving record affect my insurance Not rated yet
If members of your family have their own cars and their own insurance policies, will that effect my insurance premium on my own car? Other Drivers …

17 Year Old Female Casual Driver Car Insurnace Not rated yet
I bumped another car. How much will my insurance go up? Insurance Rates After At Fault Accident Hi there Unless you have accident forgiveness (claims …

2 vehicles, 1 leased, 1 owned, single parent Not rated yet
I have a leased vehicle and just bought a second vehicle. I am a single parent with 2 kids, eldest has her G2 youngest his G1. I thought I would just add …

Policy holder driver rating affected by insuring teenage driver. Not rated yet
My insurance agent told me that when I insure my teenage son who has a G2 not only does he have a premium associated with his insurance but my rating drops …

owner doesn't drive Not rated yet
can someone own and insure a car without a license? Own and Insure a Car Without a License? Hi there, You need a license to get insurance, and insurance …

impaired driving Not rated yet
does insurance cancel your policy immediately if you have been charged with impaired driving. Impaired Driving and Insurance Hi Steve Changes in …

Will I be insured on another car if ... ??? Not rated yet
Will I be able to drive my mother's car if I am insured under my father and step mother? I am insured on my mother's car as well, because I am already …

licence plate suspended? Not rated yet
How does your licence plate get suspended? License Plate Suspension There are lots of reasons including non payment of fines, not renewing the tags, …

Click here to write your own.

Insurance Rates are Too High in Ontario Not rated yet
We recently moved back to Ontario after working overseas for a number of years, and were shocked by the rates in Ontario when compared to a few years ago, …

Not At Fault Not rated yet
I had an accident almost 2 years ago. I was not at fault for this accident. Can the other party sue me for injuries if it wasn't my fault? Can you …

Two cars in the family by two separate owners Not rated yet
A husband has an auto that is insured and then his wife buys her own car. How best to insure her auto? Can she be added to her husband's even though he …

Insuring a vehicle used primarily for business Not rated yet
There are three licenced drivers in our home. Currently, we have two vehicles. I am looking at purchasing a third vehicle to be used for my small business. …

Can I force the transfer of title from my ex? Not rated yet
My ex husband will not transfer me title of our shared vehicle - what can I do in Ontario to compel him (besides getting the lawyers involved) Husband …

Accident in borrowed car - G1 license Not rated yet
Hi, I am new in Canada and I have a G1 license + that my license from my home country is still valid a few more days. Today I borrowed a car from a friend …

Out of province speeding ticket- will it effect my insurance rates in Ontario Not rated yet
I got a sppeding ticket in Saskatchewan but I am living and insured in Ontario. Will this ticket effect my Ontario insurance rates? Out of Province …

I hit a parked car.  Not rated yet
I hit a parked car parked in front of my driveway, i have a hard time getting out of my driveway street is very narrow. how my driveway is , i hit it …

visitor auto insurance Not rated yet
What is required for a visitor from Australia to purchase auto insurance in Ontario Purchasing Auto Insurance In Ontario Hi Don Thanks for your …

Expired licence plate tag Not rated yet
I was in an accident which was not my fault and i just found out that time my tag expired. My insurance is up to date, do i get covered for my losses. …

rate hike Not rated yet
will my insurance go up if my license is suspended for 4 days for unpaid ticket. $50 warning ticket for texting while driving. no points License Suspended …

cancellation of insurance Not rated yet
Can insurance co. cancel policy if 3 accidents in 3 years? Cancellation of Insurance Hi there. Yes they can. You can still get coverage, but it …

Insurance Rate Not rated yet
my daughter was involved in a collision which wrote off the vehicle, i am not the registered owner but gave her permission to drive the vehicle. Will …

moving within toronto and its impact on car insurance  Not rated yet
a friend of mine, is moving temporarily to Etobicoke from west hill, (Scarborough) and her car insurance company wants to charge her an additional $400. …

Does a teen need insurance or can he drive under his or hers parents insurance? Not rated yet
Does a teen need insurance or can he or her drive under there parents insurance on occasion? somthing like permissive driving Teenage Car Insurance …

why am i denied insurance on a vehicle that was previously insured Not rated yet
why was my insurance company able to. not insure my vehicle that they insured previously. I was told that because the car is an old police car they will …

Suspended License Not rated yet
My License is suspended. Can I still insure my car? Suspended License and Car Insurance Hi John, No. You need a valid license to buy insurance …

Living in the same house Not rated yet
I live at my mom's house. I have my own car and own insurance. My insurance company would like to know my mom's insurance information. Do I have to …

G license co-driver Not rated yet
I have a G license and insurance on my own car. My mother's car has a different insurance policy. I was wondering whether it would be permissible for me …

drunk driving and insurance rates Not rated yet
my brother-in-law got charged with drunk drinking. He has that blow into bar in his vehicle he seems to think that his rates will not go up because he …

register Not rated yet
i am non licensed can i finance a car in my name and give it to my spouse to register and insure? Financed Car Hi Jay, You might need to be a co-signer. …

DUI charge Not rated yet
How much will a premium increase after a DUI charge. DUI and Insurance Increase Hi Tia The answer is: lots. Most insurers will not offer coverage. …

Oh Dad! Not rated yet
My father was dropped from his insurance company because of 7 demerit points and 6 convictions for speeding x 3, no seatbelt, no insurance card x2. His …

Charged but not Convicted Not rated yet
My husband was coming home from a baseball game. He was stopped by an officer and admitted that he had been drinking. A breathalyzer test showed that he …

Expired car insurance Not rated yet
My insurance card says it expires the 28th but my brother received a letter saying its the 23rd, how is that possible if my insurance card says the 28th. …

Click here to write your own.

Auto Insurance Address Not rated yet
Hi Can i have a different address on my License from the address on my Auto Insurance. Both are my rented places. Address on License and Auto Insurance …

re insuring a G2 in Ontario Not rated yet
I have a regular car license for Ontario but my friend age 59 has a G2 because he is from Europe. If i buy a car in Ontario is he allowed to drive it …

G2 driving 14 days Not rated yet
Can you drive 14 days after getting your G2 without insurance if the car it self is insured? G2 and Insurance If you live in the house with the owner …

Suspended Driver Not rated yet
My step-son has a suspended license. He drove his wife's car and their insurance got canceled. Can/should we insure her car? What if he drives it again? …

Coverage while in the u.s Not rated yet
I live in Florida, someone from Ontario hit my parked car. They admitted fault to their insurance company and a claim has been filed. Their insurance agent …

ticket for talking on a cell Not rated yet
hey got a ticket yesterday for talking on my phone. yes my fault, it was $155 and I kind of just want to pay it off, but i dont want to if my insurance …

Occasional UnderAge Driver Not rated yet
My 17 year old grandson recently got his driver's license. He has been added to his parent's car insurance (Ontario) on both of their cars. Can he …

upset as to what to do first Not rated yet
About 3 years ago had a fender bender in London, Ont. No one was hurt, but I had no car insurance, since it had expired, and I lost my job. I also have …

does teenager need to be put on insurance? Not rated yet
i live with my mom and she is a primary driver on her truck. what happens if i am caught driving her truck without being put on as an occasional driver. …

2 insurance companies Not rated yet
can you have insure 1 car with one company and 2 other vehicles with another company 2 Auto Insurance Policies Hi there, You can do this, but it's …

Can my driving record affect my fiance's premium even though I have my own car and my own insurance?  Not rated yet
I had insurance with a company and had my boyfriend change over to the same company because they were cheaper, and shortly after, they wouldn't renew my …

G2 graduates automatically have to be add onto a policy? Not rated yet
My brother recently got his G2 license. The car insurance company insists he is added onto the policy effective immediately when my dad was calling in …

Boyfriend has DUI Not rated yet
If my boyfriend and I share an insurance policy, will his DUI charge affect my insurance rates and record? DUI and Car Insurance Yes, absolutely. …

Insurance for new driver Not rated yet
My son is about to get his G2. He lives with his father and is not currently listed as a driver on any policy. If I lend him my car occasionally do I …

Cancelling my insurance Not rated yet
I don't drive my car anymore. Do I have to get rid of my car (sell) in order to cancel my insurance or can I own the vehicle, uninsured, but not drive …

Is it legal? Not rated yet
i moved to BC but still have a car under my name with insurance in Ontario...my drivers licence from Ontario was converted to the one in BC...what should …

Can we keep existing insurance on a deceased persons vehicle? Not rated yet
My brother recently died and his car is insured. His spouse does not have a drivers licence. Will we be able to carry on with the insurance in his name …

Can i get insurance with g2  Not rated yet
can i get insurance coverage with a g2 at age 37, first time driving,(no record) G2 at age 37 and no Prior Insurance Hi Blair Yes, you certainly …

Can my son drive my car if he does not live with me and has no insurance? Not rated yet
Can my son drive my car if he does not live with me and has no insurance? Can Son Drive Car Hi Jeff, If you have insurance on the car, you can lend …

Insurance while a spouse is DWI and unlicensed Not rated yet
I lost my license (driver's) and arranged to change my life so I don't require driving anymore. My wife uses our van to go to work and drive the kids to …

Insurance on a motorcycle not registered in Ontario Not rated yet
Hello, I recently purchased a motorcycle in the USA. I would like to fly down and ride it back. I looks like I cannot get insurance on the bike if …

primary insurance holder but doesnt own the car Not rated yet
Hello! My mom will buy a car under her ownership but will not drive it and will not buy insurance for it. Is it possible if ill be the one to buy the car …

casual usage Not rated yet
hello i currently live in Brampton and i have my car listed as the main purpose to drive to work in Toronto. I am going to be moving to Toronto and my …

can i be covered after being suspended from two policies Not rated yet
can i be covered after being suspended from two policies?? Can you get Auto Insurance? Hi Ben, suspended from two policies? Not sure what you mean? …

changing my insurance policy Not rated yet
I called my insurance company to have my daughter taken off my policy as an occasional driver as she has a car and is insured under her father's policy. …

Click here to write your own.

no drivers licence Not rated yet
can i still put the ownership an insurance in my name even if i have no drivers licence? an do not intend on driving it until i do? No Drivers License …

can i get auto insurance with a g2 licence? Not rated yet
Can I get insurance with a g2 license? Insurance in Ontario with A G2 Hi Mike, Yes. The answer is yes. Why don't you get quotes, right here in …

Group Insurance Discount (still applied but no longer with group) Not rated yet
I am receiving a group insurance discount for car insurance that I no longer work for. I had an accident a few years ago and all benefits were paid out …

Insurance increased over 400%? Not rated yet
Hi Everyone, I feel like I am being taken. My husband and I have been with our insurance company for over 10 years- all of which have been FREE of at …

Got two tickets in one month Not rated yet
Hi I am new driver with G licence I am in Ontario I got two tickets of change lane & fail to signal I am worried about insurance how much will it effect …

Insurnace Not rated yet
Hello, we currently own a car and my son is under the insurance as a occasional driver and he wants to get his own car, so we will have 2 cars. I was wondering …

16 year with his own car Not rated yet
Hi I am 16 year old and I have a Toyota Corolla VE 2000 that my aunt gave me. I have my G2 and I was wondering if I could get my own insurance or do I …

Insure my car for a friend to drive Not rated yet
Trying to help a friend out that has an international license for Canada, US and England. I have a second vehicle and want to know if I can leave it in …

policy Terms Not rated yet
Is it possible to buy short term auto insurance to go with the MTO short term permit? If you can't get that, can you get a minimum 30, 60 or 90 day policy …

Auto Insurance after returning to canada Not rated yet
My son and his wife plan to travel to Japan and be there for 3 years. They will get a Japanese drivers licence while they are there. What are the effects …

Experienced Driver... New License  Not rated yet
I am a 63 yr old male that has had my driver's license, with a good driving record, from age 16-54 years. I moved to another province in my 30s and was …

Young Driver Imact on Insurance. Not rated yet
We currently own two vehicles in the family. Our 2007 Honda Odyssey is insured in my wives name @ $966 and the other vehicle, a 2000 Chev Silverado Extend-a-cab …

Does private insurance affect my commercial insurance Not rated yet
Hello; I have a 18 year old with G 2, both my vehicle are under commercial insurance. If i was to buy a pleasure vehicle a put it threw as personal vehicle …

Borrowing car with G2 Not rated yet
Hi, I got my g2 yesterday and I have a job interview tomorrow. Am I able to borrow my mother's car to drive to the interview and back? There is insurance …

Can I cahnge my insurance only for 2 months Not rated yet
Hi My daughter is currently secondary driver on my vehicle.She want to do use the vehicle for 2 months in Halifax while she's doing uni summer courses. …

AutoPlus Information Not Updated Not rated yet
I cancelled my previous auto insurance in 2009-12 (policy was from maybe 1994 or before that). I have purchased another vehicle and tried to obtain insurance …

Getting uninsured car to mechanic for safety inspection Not rated yet
Since purchasing a newer car, about a year ago, i canceled insurance policy on my older vehicle which has sat in my driveway ever since i purchased newer …

New G2 Driver, can I drive anyone's car? Not rated yet
I am 20 years old, my dad added me onto his car insurance policy here in Hamilton. Am I able to drive my friend's car? Driving other People's Cars …

Cost of insuring new driver with older car. Not rated yet
My son is 25, with a G2. He wants to buy a 1998 GMC Jimmy. Will this be expensive for him to insure? G2 Driver and A GMC Jimmy Hi there, It's all …

lending your insured veh to a licenced driver with no ins Not rated yet
is anyone insured to drive my vehicle if they have a valid drivers license, but no insurance of their own?? in Ontario Lending your Car Yes, that's …

Secondary Driver Not rated yet
does my wife must be added as secondary driver Secondary Driver on Ontario Auto Insurance Assuming she is licensed, yes. By the way, are your …

Vehicle Inurance for 20 year old vehcile Not rated yet
Where do I find an insurance company that will insure a vehicle that is over 20 years old plus I have 3 speeding tickets and an accident? Bad Driving …

Will a speeding ticket of 10km over limit affect my insurance? I have a clean driving record. Not rated yet
Will a speeding ticket of 10km over the limit affect my insurance ? I have a clean driving record. Speeding Ticket and Ontario Auto Insurance Hello, …

Driving with no insurance Not rated yet
I have my G2, but I'm uninsured. Would I be able to drive like when i had my G1 if a family member who's had their license for over 5 years? Driving …

Small business operator and commercial insurance Not rated yet
I'm owner of a small business. My license is under suspension due to a medical condition, can I insure a company vehicle and have one of my workers as …

Click here to write your own.

Missing Front Plate Ticket Not rated yet
My friend did not realize that his front Ontario plate had fallen off until he was stopped on the highway by the OPP and given a ticket for missing the …

Driving in city Not rated yet
do I need insurance for only deriving in city ? Is this a serious question? Hello, if you live in Ontario, Canada, then the answer is yes. FREE …

Claims under fleet insurance Not rated yet
I've had 3 claims in the past 6 years while insured under my employer's fleet insurance. Will these claims show up in my claims history? Claims on …

Drivers License Not rated yet
Can I insure and title a car in my name if I don't have a drivers license No By the way, are your rates too high? Check here: FREE Auto Insurance …

Cancellation Policies Not rated yet
How long do I have to cancel a policy after purchasing it? I heard you have 5 to 10 days? Canceling Auto Insurance Hi Jessica You can cancel your …

Road Trips - Sharing the Driving with a Friend Not rated yet
If I share the driving responsibilities with a friend for an extended road trip, is my friend covered under my insurance policy since we will be driving …

Best option out there??? Not rated yet
So my mother in law passed away and left her car for my 17 year old son. His father and I are not together. I have a vehicle in my name already and his …

Pre-Inspection Not rated yet
Due to Ontario's pre-inspection law in order to get car insurance I am told I need to send pictures of my vehicle to document existing damage. I agreed …

license class change Not rated yet
Do we have to let the insurance company know if we change our license class. For example, my wife is working on obtaining her Ontario class "B" License. …

Expired tag ticket Not rated yet
Will a ticket for expired tags affect my insurance rates? (Ontario) Ticket for Expired Plates Hi there, every ticket you get (aside from parking …

Damage after a claim. Not rated yet
My husband was hit from behind by another pickup truck in august. It was her fault and damage was repaired and pd by her insurance. Six months later we …

Can I hold my Auto Insurance as I am moving out of country for few months Not rated yet
I had bought my auto insurance in Feb'10 and then had to move out of country in Sept'10. So I had canceled my auto insurance from Sept'10 till Feb'11. …

Occasional driver insurance Not rated yet
I am 47 and my spouse is 44. I have my own car with insurance. He has his own truck with insurance. If I drive his truck or if he drives my car, do we …

Partime driver is charged for impaired driving Not rated yet
My son who is listed as a partime driver had an accident with my vehicle and was charged allegedly with impaired driving.The insurance company refuses …

Non Owner insurance coverage Not rated yet
Can a person insure himself to drive a vehicle owned by someone else? Insured but not Owner Hi Bryan No, you need to own the car in order to buy …

Primary Driver and Insurance? Not rated yet
Can you be the primary driver of a vehicle for insurance purposes but not be the registered owner? Primary Driver Hi Pete, Yes. This is often the …

Driving my wife's car. Not rated yet
Hi, I have a bad driving record due to which my car insurance has gone too high. Currently I do not have any insurance. Can I legally drive my wife's …

Does a 16 year old driver have to be put on parents insurance even if he's not driving their car? Not rated yet
I have a 16 year old who has his G1- I wanted a quote from my insurance co. and they said they needed a driver license # to process the quote. I specified …

Reinstating Policy after Cancelation  Not rated yet
If my insurance policy was canceled due to a late payment, will they reinstate me once I send in my payment and any late fees? If I am short but still …

Hit from the car from behind: Not rated yet
Hi, I hit the car in front of me which did not give right signal and stopped abruptly in front of me. There was no police , but the person has reported …

Why is my car insurance $600.00 for a 1983 car. Not rated yet
Received my g licence in winnipeg while studing there. Went back home to another country. return to canada and was told i had to do it over again. I …

expired license  Not rated yet
i was driving with an expired license and got into accident, will the car still be covered for damages? Driving With An Expired License Hi there …

Family insurance increase with new G1 driver Not rated yet
Hi I was wondering how much increase I should expect in our family auto insurance now that my son, turning 16, wants to get a G1 drivers license. Currently, …

Driving a friend's car? Not rated yet
If you are a licensed g2 driver that is insured under your parent's insurance policy, are you allowed to drive other people's vehicles, such as a friend's …

names Not rated yet
does the insurance and vehicle registration have to be in the same name in Ontario, or can one person register and another insure? Named Insured and …

Click here to write your own.

Quebec plated vehicle used 10 days per month in Ontario by secondary driver Not rated yet
can my Quebec plated vehicle be used 10 days per month in Ontario by our son who is a secondary driver Quebec Plated Vehicle In Ontario Hi Ajbernath …

can you get insurance to drive any car? Not rated yet
Hi, I'm listed on my dad's insurance but every time I rent a car I have to pay $20/day for car insurance. I was told that I can get insurance for $25/year …

Principal Driver Not rated yet
i owned 2 car and i am told i can be the principal driver for both vehicle, i also have 20 year old daughter who is home one day of the week, can i have …

Son left licence at home. Not rated yet
My 21 year old son was charged with failing to provide a license. He is insured as a casual driver on my insurance. Because of this serious conviction …

Ontario Demerit Points and Insurance Not rated yet
How 3 demerit points affect my insurance Ontario Demerit Points and Insurance Hi Carol It's not the demerit points that affect your insurance. It …

can i be insured if im under 16? Not rated yet
can i be insured if im under 16? Insurance Under Age 16 You can not get a license before you are 16. Therefore you can not get insurance FREE …

Can I STOP INSURANCE AFTER ACCIDENT Not rated yet
Can I stop my policy if after no fault accident written off condition and not buying another for health reasons for few months? Canceling a Policy …

grace period/expiration Not rated yet
my auto insurance card says my insurance has expired and the broker cont's to take payments from my bank account. i was recently charged in ontario with …

Cancellation Mid-Term Not rated yet
My insurance company initially sent me a registered letter saying that on the renewal date they were not going to insure me anymore due to my poor driving …

Can I ask insurance company to write off the car instead of fixing it? Not rated yet
Hi, I have a 2011 Siena brought in May 2010. I got into a car accident on Feb. 4, 2011 and the other driver was charged passing the red light. …

No Insurance Not rated yet
My Car was hit by someone backing out of a driveway, my neighbour witnessed it and the person drove away. They said they would pay me without going through …

Primary driver on 2 vehicles with my sons as secondary drivers Not rated yet
Hi, I just purchased another 'old' newer vehicle and kept my 2001 vehicle as it's still a great car for driving around with the dogs and camping, etc. …

26 year old son insured as principle driver on my car Not rated yet
Would like to give my son my old car and insure him as the principle driver. He does not live at my address and I want him to make sure I'm not liable …

Insurance for Young Drivers Not rated yet
Why is insurance cheaper for a G1 license than a G2? G1 vs G2 Insurance Rates Rates for a G2 are more than a G1 because a G1 driver never drives …

G1 accident at fault Not rated yet
G1 driver found at fault for fender bender-no tickets issued,policy had accident forgiveness on parent's insurance but wasn't applied to him, had driver's …

Driving without insurance Not rated yet
What would happen if a person, not covered under any insurance policy, is driving a car that is insured and gets stopped by the police? Would it affect …

employee (with expired licence) accident in company vehicle  Not rated yet
I was recently in a car accident with a company vehical. I lost control do to ice and hit a hydro pole. because i was the only vehical involved i was …

can i get cheap auto insurance even if if had non payment Not rated yet
can i get cheap auto insurance even if i had non payment Cheap Auto Insurance Yes you can Debra. Cheap is all relative. But check here FREE …

Suspended licence Not rated yet
Can you register a car in your name if your licence is suspended? Suspended License and Car Registration Hi there, You need to be licensed to get …

Hit Snow Bank Not rated yet
Teaching my daughter to drive, she hit a snow bank - really ice - that damaged the car. 3k in damage. She has a learner permit? The accident was not …

denied insurance for NSFs Not rated yet
Have had 4 NSF's due to timing problem - paycheck in and payment out. Have covered all payments due - plus fees charged. Company has denied insurance …

Two cars/the same primary driver on both? Not rated yet
I am considering a second vehicle to be used only if my primary vehicle is being used and my 17 year old needs to get to work (we live in the country). …

Boyfriend driving my car involved in car accident, not at fault Not rated yet
My boyfriend was driving my car 2 days ago and he was involved in a car accident that was unavoidable. A woman swerved into his lane to avoid her hitting …

Want to maintain daughter on policy after she moves out Not rated yet
My 23 year daughter who is an occasional driver on my policy has just achieved a 6 star rating and I added a driver record protector for her so her first …

need insurance... Not rated yet
need insurance but only have g2? who will insure me? also older driver. Older G2 Driver and Insurance Hi Fab, It's not a problem to get insurance …

Click here to write your own.

older vehicles Not rated yet
Will most insurance policy's cover 25 year old vehicles, or do you need a special policy ? 25 Year Old Vehicle Hi Wendy, Most will not cover a 25 …

Bad Weather Accident-Single Car Not rated yet
While driving a bad weather system came over the area. The car lost control and slammed into a snow bank on the right shoulder. I was curious if the auto-insurance …

Black ICE, hit a sign, minimal damage Not rated yet
Hello, I recently lost control of my car on some black ice. I slid into a ditch and hit a road sign on a wooden post. My car suffered minimal damage …

insurance question. Not rated yet
i live in Ontario and have a car which i dont often use. If i sell my car to my mother who already has her own car and she gets insurance for that car …

Stunt driving Not rated yet
I had a road side suspension related to stunt driving/street racing. It went to court and was not convicted of this offense. The final outcome was a speeding …

registering vehicle Not rated yet
How do I register a vehicle that was registered to a deceased person who died without a will or estate administrator? Vehicle Registration No idea. …

can a vehicle be in my 16 yr old sons name Not rated yet
can a vehicle be in my 16 yr olds son name 16 year old and Auto Insurance Hi Brad, If your son can get his own insurance policy, then he will be …

Primary Driver Insurance Denied for a G2 Driver? Not rated yet
I was given a call from State Farm and everything went well up until the insurance broker asked me what level licence I held, I told her G2 along with …

Insurance rates DUI five years ago this March Not rated yet
Hi, I am a 26 year old male who had a DUI five years ago this spring. I have paid the 700 dollar fine and taken the 500 dollar course and exited it. I …

can i get insurance with just a g1 licence in Toronto? Not rated yet
i have my g1, i have a vehicle but i would like to know if i can insure it in my name? how much would that be? G1 and Buying Ontario Auto Insurance …

i want to be primary driver for 2 vehicle, but whife also drives. Not rated yet
I one person be the primary driver as my whife will not be using the other vehicle at all? 2 Vehicles, 2 Drivers and Ontario Auto Insurance Hi Fazil, …

Not insured Not rated yet
my stepson was involved in a minor fender bender. To my surmise I found out that my now exwife did not properly ensure him under my policy. What can happen …

not charged in accident does insurance go up Not rated yet
If I am in an accident and not charged and have not put in a claim does my insurance go up? Accident, no Ticket, No Claim Hi Ann, If your insurance …

Auto Insurance, three vehicles 4 drivers Not rated yet
Hi, I would like to know how the insurance would work with having 4 licensed driver in the home, with wife owning one vehicle and I would own the other …

moved to toronto from bc Not rated yet
must i change car insurance from bc icbc to toronto car insurance but ido not to do it is it legal Move From BC to Ontario and Insurance Hi Daniel …

Suing for losses Not rated yet
I was in an accident and was at 0% fault. The other driver was charged. I did not have collision on my car insurance because I bought it for $3000 almost …

No insurance, and in a 'no-fault' accident Not rated yet
My coverage lapsed (I know it's bad but my former boss owes me pay checks dating back 9 weeks now...), I need to work and my new job isn't on a public …

Car write-off as secondary driver? HELP NEEDED! Not rated yet
Hi, I recently got into an accident, not at fault. I drive a 2007 BMW 323i with 50K under my dads name and insurance as secondary driver. I have …

License suspension for unpaid fines Not rated yet
I had an unpaid ticket that put my license into suspension. I paid it and the license was restored. My license was not suspended for anything to do with …

G2 Insurance Not rated yet
Is insurance mandatory for my son on my vehicle even if he will never drive my car, just because he now has a G2 drivers license? Son with G2 and Ontario …

Residence Not rated yet
Do you have to have a physical address to acquire car insurance or is a PO Box sufficient Residence for Ontario Auto Insurance Hi Paul, The insurer …

new insurance after cancelation Not rated yet
if my insurance got canceled because of non-payment can I get new insurance? Cancellation of Ontario Auto Insurance Yes, you can still get insurance …

Insurance increase cause of spouse speeding conviction? Not rated yet
can your insurance increase if you add your spouse as primary driver to one of your vehicles on your car insurance? Adding a Driver and Increased Premium …

Am I insured on friends car Not rated yet
Am I insured on friends car? Insured on friends car Probably. In general, if you have a license in Ontario, and someone who has a car lends it to …

Single Car Accident in Ontario Not rated yet
I had single car accident on icy road hitting the fence of the road the fence had no damage but just my car the cost of repairing my car is hitting 9,000 …

Click here to write your own.

Speeding tickets Not rated yet
Will one speeding ticket affect my insurance rates? One Speeding Ticket In most cases, not by much, maybe 5%. If it is a major ticket, then it could. …

No insurance for 4 years -policy cancelled for no payment but have been licensed for 35 years Not rated yet
How is it going to effect me if I need car insurance as the car has been in my garage for almost 5 yrs now but need to get it on the road soon. I had …

insure a parked vehicle? Not rated yet
If i take my vehicle off the road and store it on my driveway, do i have to have insurance on it? Parked Vehicle and Insurance Hi Fraser, I believe …

Ontario Auto Insurance - Hit from Behind Not rated yet
what happens when a driver hits me from behind and cops put it off as bad weather conditons? will it affect my insurance or it will all go on his insurance?? …

Is there a car insurance company in Ontario that will do this? Not rated yet
hey guys, i was wondering if there was an insurance company in Ontario that will not look at tickets or accident two years back.. i know that some companies …

my parked car was hit but I don't have insurance.  Not rated yet
My car was parked and a car backed into it. I don't have insurance and the person that hit my car said he will pay for the damage. I got an estimate how …

occasional driver Not rated yet
can i add my son as an occasional driver if he lives elsewhere Son as Occasional Driver Yes, you should be able to do that. By the way, are your …

Insurance cancelled due to speeding tickets Not rated yet
My Auto insurance company canceled my insurance stating too many Convictions(i.e. speeding tickets), I asked if this was stated in my policy and the insurance …

G2 driver Ontario  Not rated yet
I hit a car in a parking lot and got a ticket for not having a clearing view within 10 days of having my license. Will i be insurable? G2 and Accident …

How does my record get affected? Not rated yet
I was driving a friend's car and had an accident (I hit a pole). There is significant damage to the car. If he claims it to his insurance will it affect …

2 cars but have only 1 primary and 1 occasional Not rated yet
Can I have 2 cars registered under my name and be primary driver on both and then insure my partner as an occasional on one of them? Two Cars and Car …

Adding my vehicle to my brother's insurance Not rated yet
Hello I just recently moved from US. I have to register my car and when i called to make an insurance the rate is extremely high. I wanted to know if I …

suspended licence in ontario,insurance possible Not rated yet
I have recently had my licence suspended can i still get insurance on a vehicle Suspended License Hi Leigh, Not likely. You are supposed to be licensed …

suspended license and accident Not rated yet
Hi I was driving my dad truck which he has insurance on but I'm not names as an insured person on the policy. I drove his truck and got into an accident …

G2 insurance? Not rated yet
Just got my G2 license today....can I drive right away? Am I covered for a grace period on my parents' cars/policy (up to a few days) or do I need to arrange …

Am I covered? Not rated yet
I am 22, I own a car and have my own policy Can I legally drive my girlfriends car? -I am not listed as a driver under her policy -we reside together …

insurance rates after husbands DUI Not rated yet
If my husband and I share an insurance policy, will his DUI charge affect my insurance rates and record? Husbands DUI and Insurance Hi There, It …

Hit a Bird Not rated yet
hit a bird and there is damage to my car. Do I need to report to police or only my insurance company. Damage From Hitting a Bird Hi Sharon, You …

auto insurance for a g1 holder Not rated yet
I have my g1 and working on obtaining my g2 asap,in the process of buying a car and to get it home while i wait for my g2 i need to have it insured. how …

Accident in Borrowed Vehicle Not rated yet
I was recently helping a friend move. She borrowed a minivan from one of her friends and asked me to drive it full of her belongings to her new house. …

Car Insurance Cancellation  Not rated yet
I recently received a notice in the mail that my car insurance is cancelled due to non payment. I called my insurance broker to make payments and reinstate. …

Adding name on a registraion  Not rated yet
MY friend bought a car for me. His name is on the registration. I am going to drive that car. Can I add my name on the registration as I have to add that …

Adding name on a registraion  Not rated yet
MY friend bought a car for me. His name is on the registration. I am going to drive that car. Can I add my name on the registration as I have to add that …

Ontario Auto Insurance Not rated yet
My brother and I both live in Ontario, but I am moving back home to Saskatchewan. So, I am transferring my Ontario vehicle over to my brother and I also …

Putting a child on insurance as 2nd driver Not rated yet
can I insure a car under a business then insure two cars personally and have a child as a second driver Second Driver Question Hi There, The answer …

Click here to write your own.

occassional driver Not rated yet
Is there a limit as to the number of kilometres an occassional driver is allowed to drive per day, and can they drive to and from work. Occassional …

Accident with charges but wanting to avoid insurance claim Not rated yet
I was in an accident yesterday I was deemed by the police officer to be at fault and she laid a charge for $85 and 2 demerit points. My car had $500 damage …

Remarried Couple  Not rated yet
I recently got remarried. Her car and insurance is in her name and my car and insurance is in my name. Since both vehicles are legally covered is there …

Ex-husband Accident from 4 years ago Not rated yet
I recently missed 2 payments on my insurance and when i called to make arrangements to catch up the payments. i was told they wouldn't reinstate me but …

Auto Insurance Without Licences Not rated yet
Do I need a license to have auto insurance? Yes, but feel free to check here: FREE Auto Insurance Quotes Other Pages of Interest car insurance …

How to Prevent Having to Pay High Premiums now? Not rated yet
I have been a G2 driver in Ontario for nearly a year and I got 2 speeding tickets in this time period. I never paid attention to it and actually paid of …

Can You Drive the Same Day You Get Insurance Not rated yet
can you drive the same day you get insurance Driving on day you get insurance Hi Sue It depends on what the effective time and date is on the policy. …

Is someone covered on my policy if their license is suspended Not rated yet
Is someone covered on my policy if their license is suspended? Suspended License Since it is illegal to drive with a suspended license, insurance …

Daughter has own car and own insurance, but drives my car also Not rated yet
Even though my daughter has her own car and her own insurance, she also drives my car at times. Do I need to list her on my policy as a second driver? …

Can it be both of our faults?  Not rated yet
I was backing out of my mutual driveway, I looked and nobody was coming. I put it in reverse and looked over my right shoulder. The neighbor, driving …

Insurance Premium After Winter Condition Accident Not rated yet
my wife skidded and hit the guard rail, she had been driving at 30kmph and the police did not lay any charges. would the insurance premium go up? Increased …

Would my daughter be covered if Not rated yet
our daughter moved out a month ago and she is on our policy still. if we take her off would she still be covered if she was to drive our car occasionally? …

Accident Negotiation and Insurance Not rated yet
hi ; my 22 years old daughter who is insured under my policy had a small accident my car is not damaged at all but other car's bumper is broken i don' …

My step son is 28 and just got his drivers license Not rated yet
Is he covered on my car insurance? Is Step Son Covered? Hi Susan You should notify your insurer that there is an additional driver in the household. …

Shouldn't accident forgiveness mean insurance rates don't increase? Not rated yet
During a bad winter storm my husband went off the highway in northern Ontario. The shoulders are at most only a foot wide (honestly) so he ended up sliding …

Car not in my name, can i get insurance in Ontario Not rated yet
if i was to have a car not registered in my name can i get insurance? And can i get insurance without affecting the owner if there was ever an accident? …

Insurance Quote Not rated yet
Hi there, I am 20 years old n recently got my G2 license. I am a student too and was just curious to know how much the insurance is gonna be on an year …

Lending car to son Not rated yet
Can my son legally drive my car in Ontario without being on my insurance policy. he is 21 years old Lending Your Car Hi Steve You can lend your …

Car insurance Not rated yet
I have submitted an invoice for a pre-approved treatment plan and would like to know how long the insurance company has, by law, to submit payment? …

3rd and 4th vehicles g2 Not rated yet
Hi, if I have 4 vehicles insured, can I remove my g2 17 yr old son from the 3rd and 4 th vehicles? I'm trying to get him on as a secondary or occasional …

3 years back Not rated yet
I am looking for a car insurance company in Ontario that looks back only 3 years at minor driving convictions such as speeding and car accidents 3 Year …

Insurance Not rated yet
Is a new driver over the age of 25 years covered under my insurance. New Driver and Insurance Hi Bruce, Your policy should allow you to let any licensed …

change of vehicle Not rated yet
If a change of vehicle is made at a time when the broker is not available, is there a grace period during which the existing policy coverage will apply …

2 DRIVERS, 2 VEHICLES, 1 POLICY Not rated yet
I am the registered owner of my car and my bf is the registered owner of his truck. i recently had him put under my insurance, is he automatically considered …

Single Car Accident and Insurance Not rated yet
who is at fault in a single car accident when the weather is bad? Fault for Single Car Accident Hi there, When you have a single car accident, you …

Click here to write your own.

Accidents. Not rated yet
Accidents can be small or big. How do they increase your policy? Accidents: Big and Small Good question. No matter how big or small the accident …

Borrowing my dads car Not rated yet
Can I borrow my dads fully insured car if I don't have insurance? Borrowing a Car Hi Chris, You can borrow your dad's car if he gives you permission. …

My First Accident Not rated yet
hit ice and slid into a snow bank. the vehicle got wreaked. im 23 yrs old and have a clean record. not even a speeding ticket or anything. i currently …

Cancelling a claim Not rated yet
I was in a minor accident,I called my insurance company to let them know that an accident has occurred. I explained the situation to them and they told …

Car Accident Not rated yet
If you're in a car accident and your license was suspended, But you have insurance will they cover the cost of damage. Driving with a Suspended License …

which cars have high insurance rates Not rated yet
Is there a list of cars that have high insurance rate? Is there a list of cars that have the lowest insurance premiums? Highest and Lowest Insurance …

Who can drive my car? Not rated yet
If my friend is insured on other vehicles and he wants to drive my car but the car is not insured can he borrow it? What if he wants to switch licence …

Wife's driving experience and insurance rates Not rated yet
My wife got her G license about 5 years ago. We live in Toronto. She has been on my policy since she got her G1 license in 2003. She is currently an occasional …

Auto Insurance without a car Not rated yet
I like to get auto insurance without a car. Insurance without a Car Hi Jack, You must have a car to have a policy. If you are trying to build …

Policy Transfer From Ex Not rated yet
how do I take my ex's name off the car policy? He won't sign the back of the policy car. Taking ex off of Auto Policy I'm not sure that I understand …

Insurance with G1 Not rated yet
Can I get insurance with Ontario G1 license G1 and Insurance Hi Mohiul, No, you need a G2 or G FREE Auto Insurance Quotes Other Pages …

Insuring cars Not rated yet
I do not have a driver's license, can I own a car and insure it in my name have my boyfriend be the principal driver? Boyfriend as Principal Driver …

insurance increase Not rated yet
I went into the ditch due to very bad road conditions and black ice. The cops came and did not charge me and wrote on report it was due to road conditions. …

Short Term Car Insurance Not rated yet
can i rent a vehicle if i am not insured? Car Rental and Insurance Yes, you can rent a car if you don't have auto insurance. But you'll need to get …

Drive to work and still get classic or antique rates Not rated yet
Can I drive to work and still get classic or antique rates? Classic Car Rates Hi there, Most specialty classic car companies typically expect little …

Borrowing someone's car  Not rated yet
In Ontario, can I drive someone's car who is fully insured, if I am not insured myself? Borrowing a car Hi Jen If you are licensed to drive, then …

parents own three cars, i may drive one occasionally Not rated yet
my parents currently own two cars, i believe they are listed as my mom as primary on one and my dad as leisure on the other, they are planning on buying …

International drivers licence insurance? Not rated yet
Can I get insurance on my car with a g1 ontario drivers licence? ( I have a full drivers licence from Barbados for the last 4 years with insurance from …

Car ownership under my name, Not rated yet
My husband bought a vehicle for me and it is in my name. Can he be the sole insured? I will not drive the car until one of my accidents (5 years ago) …

Insurnce cancelled, need new policy Not rated yet
Hi I had my insurance canceled a year and a half ago for non-payment. I am looking to get insurance and I have a G2. Will I get insurance or will I be …

LOANED MY CAR TO FRIEND Not rated yet
I LENT MY CAR TO FRIEND AND HE HAD AN ACCIDENT HIS FRIEND WAS WITH HIM AND SHE GOT HURT AND THEY WERE NOT AT FAULT CAN WE SUE Accident in Loaned Car …

Change of address Not rated yet
My son moved into his own apartment, actually 2 miles from his workplace, instead of 20. His insurance went up $400 a year. How can that be? Increase …

Auto Theft Coverage Not rated yet
My son attended a party and chose to sleep at the residence instead of going home that night. Another party attendee woke up in the morning and looked …

Insurance for friends car? Not rated yet
Can I insure my friends car? The ownership is under her name but she has only a G1 license. Insuring a Friends Car? Hi There Not likely. You don't …

Occasional Driver Not rated yet
how much is it to add an occasional driver in Ontario on average. Price of Insurance for Occasional Drivers in Ontario Hi Andre This is a tough …

Click here to write your own.

Insurance Price for a Seconday Driver Not rated yet
I live in Thunder Bay Ontario and am planning to go under my grandparents insurance plan since I live with them. I am a male that is 18 years old, took …

Do I need to call my insurance Not rated yet
I rear ended a car in front of me. There is no damage to my car but the car in front of me does have some damage. With no fault insurance, he will call …

Insurable Interest Not rated yet
Scenerio: I am the registered owner of a car. The policy is in my common law spouse's name. Do I have an insurable interest and will my claim be denied …

Insure Wife's New Car Not rated yet
Can i insure my wife's car? The ownership is under her name? Insuring New Car in Your Wife's Name? Hi Mike, If you list her on your policy, you …

Student needs to ensure a car  Not rated yet
Hi My family lives back in Vancouver, BC, and I am studying at university here in ON. I am 18, and have had my license since i was 17, with no tickets …

Can my wife get an insurance if a car permit is registered to my name? Not rated yet
I will be out of the country for an entire year of 2011. My car will be idled so am planning to drop my insurance by then. My wife is currently in the …

BINDING without Signatures Not rated yet
How is it that some companies, such as RBC Insurance, did not require me to sign Home and Auto applications when I applied? They simply issued the policies? …

Insuring a Right Hand Drive (RHD) Van Not rated yet
I'm moving back to Ontario from BC and I'd like to bring back a older Japanese RHD import van. The particular model would be either a 1992 Mitsubishi Delica …

Removing a Policy Holder who no longer lives at residence Not rated yet
My girlfriend's son was living with us and she insured him under her policy for a vehicle he owns. She is telling me that she is unable to remove him …

Is it illegal to drive without insurance Not rated yet
Is it illegal to drive without car insurance with a G or G2 license? Driving Without Insurance Yes, it is certainly illegal. Get auto insurance …

Suspended license for child support payments. Not rated yet
Can i still get insurance on a car and have my son as a secondary driver? Suspended license Hi Steve If your license is suspended, you will have …

Expired license Not rated yet
I had my license expire about 2 1/2 months ago and just had it renewed but i cant call and inform my insurance company of the renewal because they are …

Driver's Licence is under suspension for DUI Not rated yet
I have lost my driver's license for DUI does the insurance expire? I wanted to have a friend drive me around would that be alright? Canada Insurance …

Car in my name insurance in his Not rated yet
My boyfriend wants me to put ownership of his car in my name but the insurance is in his name. We don't live together what would I be on the hook for. …

Insuring 2 cars Not rated yet
Do I have to insure both my cars with same insurance company? Question About Car Insurance From Kingston, Ontario Hi Al, Thanks for your question. …

Insure 1 car with people who live at different residences? Not rated yet
My husband and I are separating and will be living in different residences. He holds the registration on the car and the insurance policy is listed under …

License Suspension Not rated yet
I have 4 weeks to go until my license suspension ends - Can I obtain insurance on a vehicle prior to my license reinstatement? Reply re Suspension …

Seperated parents, does child need to be on both policies? Not rated yet
My wife and I are separated and we have a 17 year old daughter. The question is does the 17 year old have to be insured at both addresses as an occasional …

High Risk Insurance In Brantford Not rated yet
I hit a parked car and failed to remain do you know of any high risk cheap insurance companies. High Risk Insurance in Brantford Hi Susan Your …

Adding a Child to my Policy Not rated yet
Do i have to pay a premium to add my child to my policy as an occasional driver? Child as Occasional Driver Hello, In most cases a new driver will …

Adding a Child to my Policy Not rated yet
Do i have to pay a premium to add my child to my policy as an occasional driver? Child as Occasional Driver Hello, In most cases a new driver will …

Affected Coverage Not rated yet
Same address 2 people different policies, if one person gets into an accident does it affect the other persons policy? Accident Affecting Two Policies? …

G1 Not rated yet
My daughter just received her G1. In order for her to drive my car, do i have to add her on my insurance? Daughter with G1 Hi Kevin, You are facing …

How much of a hike in insurance Not rated yet
How much of a hike in insurance should we expect once I get my g 2 license? I am a 27 year old married mother of 2. I have had my g1 for 2 years. I did …

Insurance on G2 Drivers Not rated yet
If I have my G2 and have insurance on my car as particial driver with my parents, do I have to ask for permission to take teh car because of legal reasons? …

Click here to write your own.

Spouses who are separated and not living together Not rated yet
My spouse and I are separated and not living together, do I have to list her on my car insurance as a second driver?I have two cars insured. Separated …

Insurance Change After Driver Training Course Not rated yet
By how much can your insurance change if you have taken a young driver's course? Driver Training Course and Insurance Hi Candice If you are a new …

Insurance without owning a car Not rated yet
I don't have my own car, I've been borrowing my girlfriends' car that is insured. I am 37yrs old, I've been trying to get my own insurance quotes but …

Wife drives only 2 or 3 times a month.. Not rated yet
Hi My wife drive a car 2 or 3 time a month only...DO I HAVE TO INCLUDE HER IN MY INSURANCE... or can she be cover in my insurance.......... PLZ REPLY...THANKS …

Parked car Not rated yet
Hello, I have my car parked in my driveway for winter. Do I need to have it insured in any type of way, in Ontario? Parked car and Insurance Hi …

New place of residence Not rated yet
How long do I have before I have to change my insurance over to my new home in a different province? Change Auto Insurers When Moving From One Province …

Insurance and Vacation Not rated yet
My insurance policy is valid up to November 5, 2010. I have a plan to go oversea's for a month vocation. I will not be here in Ontario from December …

G2 LICENCE Not rated yet
WHAT IS THE RATE FOR A G2 LICENSE G2 and Insurance Rates Hi Andrea That depends on a lot of factors. Your age, your car, your address, your driving …

Car Insurance for old Car Not rated yet
I want to reinstate my car insurance on an old car that's been sitting in my driveway, do i need to get the car certified to get an insurance policy? …

Primary driver but not owner of vehicle Not rated yet
My dad is the owner of a vehicle but has an expired driver's license. Can I be put down as primary driver of vehicle? He does not want to transfer ownership …

Son got G2 Not rated yet
My son just got G2. I am not sure if I will allow him to start driving. If not, Do I have to add him to my insurance policy and pay for the high insurance? …

Insuring my daughters car? Not rated yet
can I insure my daughters car? or do i have to put her car under my name? Insuring Daughters Car Hi Gary, If she lives with you and you list her …

Can Another Person Drive A Car Not rated yet
Can my son drive my car without his own insurance? Second Driver Hi Mohammad, If your son lives with you he is supposed to be listed on the policy …

denied Not rated yet
if i am denied insurance on my car because i have to many tickets for speeding is there insurance companies that will still provide insurance on my car, …

Suspended License and Insurance for Secondary Driver Not rated yet
My license is suspended can I get insurance to have someone else drive my car? Suspended License Hi Eric You should be able to get your car …

Insurance for a car that is in someone else name. Not rated yet
Is it possible to place an insurance policy on a car that in anothers name? If the car is bought and registered to a person who has no licence, can …

Insurance. Not rated yet
Hello. I am a G2 licensed University student. My school is an hour drive away from home and is it okay to drive without insurance? I have had my g2 for …

Vehicle Over 20 Years Not rated yet
where can i find insurance for an 22 year old van? Insure a 22 year old Vehicle Hi there, Try here: FREE Auto Insurance Quotes …

licence revokes Not rated yet
Hi I had my license suspended for unpaid fines and now my husband wants to add my car to his policy. Is this possible as the car is in both our names and …

heart attack Not rated yet
What are the rules for driving after having a heart attack? Driving After a Heart Attack It would be best to check with your doctor and your insurer. …

Leaving My Car with my Grandson in Another Province Not rated yet
I live in Nova Scotia. I am getting a new car and I want to give my cuurrent car to my Grandson in Ontario. Because of Insurance costs etc. he is

2 occasional drivers Not rated yet
I have 2 daughters, both with a G2 license. Can they both be classified as occasional drivers as they drive very little or does one need to be a secondary …

Am I Obligated to inform Insurance Co of Demerits? Not rated yet
I was recently convicted of Stunt Driving, given 6 demerits and fined $1000. Am I obligated to inform my Insurance Company of the conviction/demerits? …

Not driving, do I need insurance? Not rated yet
Hi there, I am licensed with my G2 but I DO NOT drive.. EVER..our insurance company keeps calling insisting that I get registered. A while back, I learnt …

3 cars - 3 drivers Not rated yet
Hi - I have a company vehicle, in which only my wife and I are allowed to drive. We have another vehicle, in which my wife is the principle driver, and …

Click here to write your own.

Car allowence paid can they demand I add the company name on my personal policy.  Not rated yet
My employer has given me a monthly car allowance for the past 8 years, they now want me to name them on my personal automobile certificate of insurance. …

Sudden Occasional Driver Premium Not rated yet
All of a sudden I have an occasional driver premium in more than one place on my Fall 2010 Ontario car insurance renewal, and since I don't have a child …

Driving to work. Not rated yet
My wife and I own one car. What happens if I or my wife has a accident,while driving to or from work & the distance is OVER the insured kilometers? Example:I'm …

Driving with no Insurance Not rated yet
If I have a car and insurance in only my name can my boyfriend, who has no insurance, no car, full license and is over 25, drive my car? Thanks, Amber …

My father owns a vehicle but no longer has license.  Not rated yet
My handicapped 83 year old father has an insured vehicle but no longer has a license. can he get another vehicle for his family to drive him Father …

Car insurance Not rated yet
If a car is not registered in my name, can I still get insurance on it under my name? Insuring a Car Not in Your Name You are supposed to have an …

Manitoba Licenced/Insured Driver borrowing Ontario car? Not rated yet
I currently hold a Manitoba license and insurance policy and will in Ontario for 8 months for school. While in Ontario I plan to borrow my parents vehicle. …

How long does a accident stay on drivers licence in ontario Not rated yet
How long does a accident stay on drivers license in Ontario? Accidents and Ontario Auto Insurance Hi Jack, An accident will show on your drivers …

Owning 2 cars and insuring a secondary driver Not rated yet
Can I own 2 cars and have my son listed as a secondary driver on these cars? 2 Cars, 2 Drivers Hi Sue In a situation like this, the insurer is probably …

Move from BC Not rated yet
My son has recently moved to Ontario from BC. His vehicle was licensed and insured in B. C. Now he is living in Ontario with me. Due to finances at this …

Moving back to Ontario Not rated yet
Hello I'm moving back to Ontario in the new year after living (with a clean driving record) in BC for 2 years. I have a very minor "driving in excess of …

Unlicensed driver takes car without permission Not rated yet
My child took a car, registered and insured in my name without permission. They have a G1 license, which I believe may be expired due to not taking the …

Group Insurance Change Not rated yet
I previously belonged to a professional organization that had an agreement with a large insurance company to provide preferential rates to their members. …

Not my fault accident Not rated yet
If I was in an accident and didn't cause it, does my insurance go up? also, do I have to pay my deductible? Not at fault accident and deductible …

Statistics Not rated yet
Where can I find the info on young driver stats in Ontario or Canada? Trying to explain why a young male is assumed a higher risk than young females …

How will I be fined for driving without insurance? Not rated yet
I got in an accident earlier this week, I hit a car from behind but the accident itself was put under weather conditions so not my fault in the end. I …

Park the car on the road without insurace? Not rated yet
We have an older car that we are saving for our son when he gets his G2. For the time being we don't drive it. Can we legally park it on the road without …

Kid Drive  Not rated yet
Can my daughter drive my car? Daughter Drive Car Hi Dacian You haven't given much information. Her age, marital status, license status (none, G1, …

Lending my car Not rated yet
will I continue to have insurance coverage if I lend my car to a licensed driver under 25 years old in Ontario? Lending a Car and Ontario Auto Insurance …

Use of Personal Vehicle for Occasional Work Use Not rated yet
If I use my personal vehicle to drive people (with special needs) from my work to the mall or some other place close by a couple of times a week, do I …

Denied Insurance Not rated yet
Can a new policy holder be denied due to the fact that a second driver was on old policy with another company because he did not have that person license …

Parking lot and Insurance Not rated yet
If you back into a car parked illegaly -- in the fire lane with no parking on the pavement -- are you totally at fault? Parking Lot Fault Hi Sharon, …

Car accident without insurance Not rated yet
My friend drove my car without my knowledge knowing that it is no longer insured and got into an accident. Now the other party is asking me to pay for …

uninsured licenced driver borrowing an insured car Not rated yet
Can I lend my insured car to a licenced driver without a car in Ontario ? Ontario Car Insurance Question re lending car Hi there, Yes, you can …

G2 Insurance Not rated yet
Hello, I have recently just got my G2 license and I was just wondering if I have to be listed under my Dad's Insurance policy in order to be able to …

Click here to write your own.

unlicensed owner Not rated yet
Do I need a license to put insurance on a vehicle? Unlicensed Owner of car and Insurance Hi Debbie Yes, you need to have a license to get car …

Adding 2nd vehicle to my policy Not rated yet
Hello Can I insure my brother's vehicle under my policy as a 2nd vehicle? The vehicle is registered under his name and we do not live at the same address. …

20 yr old son lives with Dad and visits Mom Not rated yet
Hi My 20 year old son currently lives with his Father and has obtained his G2. He is planning to stay with me, his Mom, to attend University then return …

Inusrance on car not registered to me Not rated yet
Can I have insurance in mine and my sons name if he is the only registered owner of the car and is there coverage if we are doing so? Answer re Ontario …

Accident while driving someone else's car Not rated yet
My husband was driving his sister's car and got in a small accident. We live in Ontario and his sister lives in Nova Scotia. How do insurance companies …

Sharing one vehicle Not rated yet
My girlfriend and I are moving in together and would like to share one car (hers). Since we don't want to make car payments on mine. Will my insurance …

Claims question Not rated yet
I was involved in a single vehicle accident. The damage is around the $1000-2000 range. The police reported the accident to my insurance company without …

2 insurance company Not rated yet
Is it legal to have 2 auto insurance company? e.g. 2 cars will be insured on 1 company and the other car in another company. Insuring Two Cars Hi …

Can I buy two cars? Not rated yet
I have a car on financing. Can I buy another car? Buying a second car Hi Sara, If you can afford two cars, you can certainly buy two of them. You'll …

Does Change of Address changes insurance premiums? Not rated yet
When I change my address is the insurance company likely to check my driving record or change my premiums? Change in Insurance Premiums After a Move …

Insurance and accident Not rated yet
I am 18 and i had an accident and i am trying to find out how much my insurance would be after an accident. how much does your insurance go up by after …

Can I insure a vehicle that is not in my name? Not rated yet
I will be receiving a relative's vehicle in November. We will transfer ownership as a Family Gift. The vehicle is not currently insured. I do not have …

Is it ok to drive my mom's car even not listed in policy Not rated yet
I lived with my parents and they have 3 cars. I am moving to my college residency soon. Can I drive their car occasionally even if I am not listed in the …

Rates and pricing Not rated yet
Some companies are appearing much cheaper than others how do we find out which ones are credibile and reliable these are three companies we are looking …

Ticket without Demerit points Not rated yet
I have gotten 2 tickets in the last three years one 8km over the other was 12 km over lost no points but my insurance went up 400 dollars and i went from …

Primary Driver and Insurance in Ontario Not rated yet
Can I be primary driver on two vehicles, i drive a mustang for 6 months out of the year and have put my son down as occasional driver on the policy, my …

Sharing car insurance Not rated yet
Can two families share car insurance policy? In my household there are two cars and in my sister's household there is one car. Can we have a joint car …

Car Insurance and G2 license in Ontario Not rated yet
Can you drive for a week without insurance when you first get your G2? G2 license and insurance Hi Mercedes, You are supposed to be added to the …

Buying car insurance on borrowed car Not rated yet
Can I buy insurance for a car that is being lent to me? Car Insurance on Borrowed Vehicle Hi there, The insurance is supposed to be purchased by …

South Porcupine Ontario Auto Insurance Question Not rated yet
If you drive a vehicle in Ontario that is insured but you are not insured is this legal? Insurance question from South Porcupine - if anyone is wondering …

Do I have to purchase insurance for a rental car? Not rated yet
I don't own a car, but have a Canadian driver's license (BC). Am I legally *required* to purchase/carry any insurance to rent a car in Ontario? Rental …

Same Address? Not rated yet
I am moving in with my boyfriend, but am currently under my parents insurance. My car is in my fathers name for financial reasons. Is it legal to be insured …

Insurance required or not for daughter? Not rated yet
My daughter just received her G2 license, is she required to be insured under my policy to drive my vehicle? If she is required and does not get put …

I have my g2 license in Ontario. Do i need insurance? Not rated yet
Hi, I live in London Ontario and just got my G2. Do I need to get insurance now? Insurance for G2 license in London Ontario Hi Tyler, no matter where …

Can I drive my Girlfriends car? Not rated yet
I am 20 years old and am insured on my families car insurance policy. I would like to be able to drive my girlfriends car though. Am I insured to do …

Click here to write your own.

Husband not on insurance policy Not rated yet
My Husband had an accident in my car, he was hit by another car, my Husband is not in my insurance policy, my insurance is full cover, is our insurance …

Car insurance - driver fault & car owner fault? Not rated yet
Hi, I own 2 cars & my daughter was insured by my policy as primary driver of one car. She had an accident on icy road & premium went up. Understood. …

Insure my husbands car? Not rated yet
Can I Insure a car that is in my husbands name? Answer The insurance is supposed to be in the name of the registered owner. To have the insurance …

One week car insurance Not rated yet
My daughter wants to rent a car but she is under age 25 and the rental companies want very high fees for her to have insurance, including the underage …

Maximum Ontario Auto Insurance Rate Increase Not rated yet
What is the maximum increase for auto insurance in Ontario for 2010 ? Belair direct wants to charge me 28% more this year. No change in policy - no accidents …

Insurance cancelled Not rated yet
I am looking for am insurance company willing to insure my car as the one i had canceled my policy because of one ticket and one accident. please advise. …

I want to buy a car for use by my sister Not rated yet
I do not want to be insured for this car as I have my own car. We do not live at the same address. The car must be in my name for financial reasons but …

Is it mandatory to add licensed sibling to existing auto policy? Not rated yet
I recently asked my car insurance co to help me understand the cost (quote me) for my recently licensed (g less than one year)daughter to insure her own …

Auto insurance in Ontario and health condition Not rated yet
Will I have to inform my insurance company that I have had a heart attack and will it affect my auto insurance rates? Question about Auto Insurance …

car insurance or driver insurance in Ontario Not rated yet
When I am getting car insurance is it for the car or the driver? If its for the car why should I add any family member that might drive the car and …

My Uninsured Parked Car Was Hit - Can I claim against the insured driver ? Not rated yet
I had my car parked on the street, legally, but decided to pull of the insurance as I wasn't using it at the time. An insured driver collided with it …

Driving experience credit for Insurance Not rated yet
Hi! I moved to Ontario from Europe. I was fully licensed the past 9 years back at home. I took the knowledge test and skipped g2 class and took g test …

Driving Father's insured car Not rated yet
I am not insured on my fathers car, however if my dad gave me permission to drive in his car for the day and say I got into an accident that was not my …

we need insurance  Not rated yet
we cancel our last insurance they said we didn't where can we get insurance. Canceled insurance question I am not 100% I understand the circumstances …

who can drive my vehicles Not rated yet
we have a family friend visiting. Age 23 male. Can he drive our vehicles without insurance. He is not insured at home in Toronto but does have his full …

Lending my car and Insurance Not rated yet
Can my uncle from Germany drive my car under my insurance? Can he drive into the United States? Answer - Lending car and Insurance Hi Darren If …

Have a failing to remain accident with a commercial tow truck Not rated yet
I was at work doing a tow job for my company and was recorded hitting a bumper in a hospital parking lot which I did not see or have any idea it happened. …

insurance for familymember Not rated yet
Does a licensed family member who doesn't and will not drive the car need insurance just because he lives in the same household? Family Members and …

Car insurance without owning a car Not rated yet
Would like to know if a driver aged 19 can insure automobile without owning a car. For instance, to be a second driver for driving other's car. Would …

Repairs after the claim Not rated yet
If the insurance claim was made within the first year from the date of an accident, how long do I have to actually go ahead with the repairs? Is it only …

Appeal againt a claim car accident Not rated yet
I paid for a ticket under "failed to report an accident". I didn't report the accident to my insurance and it was my car who was damaged and nothing happened …

Credit check? Not rated yet
If I am added on my dad's insurance, do they do a credit check on me? Answer: Insurance and Credit If your dad's insurer is doing credit checks, …

Parked car with no insurance Not rated yet
Insurance Question : my car was parked it was uninsured,it was hit in the middle of the night by an insured car,can i go after his insurance to pay for …

Divided households...new drivers and Auto Insurance Not rated yet
We are two separate families. We all live in Caledon, Ontario, but my daughter (18) resides at a separate residence with her mother, common-law partner …

Off highway use of a vehicle Not rated yet
I enrolled in an advanced driver education course given by an automobile club and held at a closed circuit racecourse. Would my vehicle be insured if it …

Click here to write your own.

Premiums increase for accident experience of previous insured? Not rated yet
I held a single auto policy with TDMM from September 2008-September 2009. The policy was under my name. I was insured for the entire term, and my ex-husband …

Driving with no insurance Not rated yet
I was recently stopped with no insurance for my personnel car. I went to court and got 2500 dollar fine. I drive a truck for a living both full-time …

Coverage not required last 5 years Not rated yet
I have had insurance in Ontario Canada for over 30 years but have not required personal auto insurance for last 5 years. Now require auto insurance, …

Car Insurance question Not rated yet
How are rates set on a car? Does the colour matter? -- Answer to your question about car insurance rates: I think you are asking: "which car has …

Cheap insurance for 17 year old Not rated yet
Hi, I am 17 and need cheap insurance? Where can I get cheap insurance. I want to buy a car and have my G2. Thanks Answer Hi Kevin Unfortunately …

Drunk Driving and Insurance Not rated yet
What is the effect of drunk driving on Ontario car insurance? I was caught at a roadside checkpoint and blew .09. Will my rates go up? And how much will …

Click here to write your own.

www.canada-insurance-source.com (leave Ontario Auto Insurance Questions



Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the please read page.


Compare insurance quotes through Kanetix.ca - save time and money!