Do you have Ontario Auto Insurance Questions?

 

This site strives to share knowledge and experience in the industry. If you ask a question below we’ll do our best to give you a helpful answer. By asking a question you agree to not rely on any of the information on this site. The information on this site is general and the facts that we do not know might very likely change our answer. So get a general understanding here before you speak with a licensed insurance representative and seek out proper legal and financial advice to suit your exact situation.

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Other Questions From Our Visitors
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son got g2 licence starstarstarstarstar
we have 3 vehicle, must son be insured as a primary driver on one if he is not allowed to drive?

Son With G2
Hi Heather

This is a very common …

Car Insurance starstarstarstarstar
Iam a 45 yr old female who needs to get car insurance, but its been at least 15 yr since I had insurance in my name. Is there any thing that I can do so …

car insurance starstarstarstarstar
My son is leaving Toronto for about 6 months and he is going to park his car in my garage. He’s thinking of not buying insurance (he’s okay if the car …

Can you own a Car in Ontario without having a drivers liscense?? starstarstarstarstar
I would like to know: Can you own a car in ontario, but not have a drivers liscense?
My father in law has reaches 80 yrs old – has vision trouble and …

( Father )No , licenced car owner,and (daughter) the primary driver? starstarstarstarstar
Is it possible to transfer my car to my Fathers un-licenced name,as owner, and have me as the primary & ONLY driver?
I am currently going through some …

The garage door closed and hit the roof of my car starstarstarstarstar
While going inside the garage in an apartment building, the garage’s door closed on the roof of my car, on the back end of the roof. It seems that there …

can i stop my auto insurance temporary starstarstarstarstar
can i stop my auto insurance temporary
Stop Insurance Temporarily?
Hi Mizra,
This is something that you need to talk to your insurer about. But the …

Insurance company access to driving record starstarstarstarstar
Do Ontario insurance companies have access to your driving record beyond 3 years?

Insurance Company Access to Driving Record Yes. The records go back …

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auto insurance starstarstarstarstar
Is it possible for me to get auto insurance alone without my husband. my husband is the owner of the car.But in the past 2 years he has 2 at fault accidents …

Speeding ticket 10km over starstarstarstarstar
My daughter is 18 and class G licenced driver.
She has her own car but insured under us her parents but listed as the primary driver.
She just received …

Can I even get a car? I’ve been quoted $5999 to $9999 a year for insurance!! and not a new car-would be my first starstarstarstarstar
Hi,

I am incredibly discouraged. I have started looking into car insurance prices for myself. I am a 39 year old female in Ontario, currently just started …

Removing past accident when 0% at fault. starstarstarstarstar
Nine years ago I lived and worked in Ottawa, Ontario as a Mobile Security Supervisor.
During one shift, another driver ran a red light and totaled the …

Out of province license and car registration starstarstarstarstar
I moved to Toronto, Ontario about 5 years ago. I still have my car and license registered under my out of province Ministry of Transportation Dept. I finally …

Can i get insurance on my car with a G1 license in Ontario Canada starstarstarstarstar
Can I get insurance on my car with a G1 license in Ontario Canada?

Insurance with G1
No, you need to be G2 or G.

FREE Auto Insurance Quotes …

Occassional driver of a different address starstarstarstarstar
As a favor to my 22yr old brother who lives in another city, my father called our insurance broker to get a quote on adding him on as an occasional driver …

cancel for non payment and one accident in 2010 starstarstarstarstar
I have been canceled for non payment in October 2009 by RBC insurance i have also had an accident in 2010..can i receive insurance coverage

Insurance …

Insuring a second Vehicle starstarstarstarstar
If I own two cars and my common-law husband is listed as the primary driver of the second vehicle, will the insurance be higher that if HE owned the second …

Not at Fault Accidents starstarstarstarstar
My friend got into a not at fault accident with my car. I am the only listed driver on my auto policy. Will I have any problems with my insurance company….

Can we get monthly basis for Car Insurance starstarstarstarstar
hey i am planning to get a car for 5 months after that i am moving to back home. looking for monthly basis car insurance. which company will offer me …

When will tickets come off my licence? starstarstarstarstar
I got 2 speeding tickets in one evening in April 2008 (so 3 years ago). When will they no longer appear on license record? Will I still have to refer …

No collision on vehicle starstarstarstarstar
I have a question about a driver with liability insurance but no collision on a vehicle. If the driver with no collision is involved in an accident in …

Do I need to insure my son? starstarstarstarstar
Do I need to add my son (17 yrs who lives with me) or is he covered already under my car insurance as an occasional driver?

17 Year Old and Auto Insurance …

Secondary Insurance on father’s second car starstarstarstarstar
My father owns two cars both of which he is the primary insurance holder on. He lives alone and I don’t have a car. Can I be put as a occasional driver …

G1 driver starstarstarstarstar
I’ve had my G1 for over a year, i got a suspension (i was driving with a person i Thought had a G license, and didn’t they only had a G2 and i got a ticket …

Is there a Grace Period allowed while transferring auto insurance starstarstarstarstar
Is there a grace period while transferring license from Sask. to Ontario. Ontario license has been obtained and waiting for driver abstract info and driving …

My car was hit starstarstarstarstar
Someone hit my car in my parking garage. They did leave a note. If he claims it on his insurance will it affect my rates etc.

Ontario Auto Insurance …

neighbour hits fence in snow starstarstarstarstar
My neighbours kid drove into my fence during a period of snow. I found the post broken when I came home from work.I spoke to the neighbour, who is not …

Passenger with Open Liquor starstarstarstarstar
My daughter was a passenger in a vehicle driven by another girl. The other girl had previous drinking and driving convictions, and had bought a case of …

loaning my car to my son starstarstarstarstar
I live in Ontario, Canada. My son lives in Vancouver, British Columbia, Canada. I am driving my car out to Vancouver and lending the automobile to my …

Insurance Premiums starstarstarstarstar
What is the average amount an insurance premium will go down each year with no claims?

Decrease in Ontario Auto Insurance Premiums
Hi Valerie,
Even …

Maximum yearly increase for Auto Insurance? starstarstarstarstar
Is there a maximum increase that an insurance company can increase insurance from 1 year to the next. My wife’s insurance is up for renewal and it is going …

Speeding Ticket. starstarstarstarstar
I got a speeding ticket a couple of weeks ago. I paid the fine but I haven’t told my insurance company yet. Will this be an issue?

Speeding Ticket …

Insurance Fraud starstarstarstarstar
My boyfriend borrows my car on the odd occassion he is insured under his parents but not under me is this fraud?

Insurance Fraud
Hi there,
It probably …

Non Payment on Insurance Record starstarstarstarstar
How long do cancellations for non payment stay on your insurance record

Non Payment Cancellation And Insurance Record
A non payment cancellation …

Click here to write your own.

Does my wife need insurance? starstarstarstarstar
Hi,

I have a car and insurance and my wife is getting her G2 license soon. Once she gets it she will occasionally drive this car too.
Does she need …

Is there a waiver form that can be signed to promise not drive a certain vehicle? starstarstarstarstar
My wife and I are currently insured as principal drivers for each of our cars and our son is insured as occasional driver(G2). We recently purchased a …

g2 driver denied insurance starstarstarstarstar
my 17 year old son received his g2 today but my insurance company refuses to insure him because he had his license suspended for 30 days while he was …

What dont you need in Ontario auto insurance? starstarstarstarstar
Do you have to have collision to be able to drive a car?

Collision on Ontario Auto Insurance
Hi Jess
Collision is not mandatory. If you have a loan …

Canadian. car accident in US (Los Angeles, California). Not under my name. I think they’re claiming the fake injuries. starstarstarstarstar
I, 26, drove my mom’s car down to LA, California, with my friend from there, to visit some friends and take a trip; I had just finished school. I was …

BC to Ontario: Insured but not permit owner starstarstarstarstar
I am driving a BC vehicle that is owned (permit) by my father, but I’m the registered (insured) principle operator.

I drove it to Ontario for a 8 month …

Accident and No Insurance starstarstarstarstar
I was stopped at an intersection and was hit from behind, the driver at fault has insurance, but I just recently found out that my insurance was cancelled,…

G1 license got into accident starstarstarstarstar
I have a car and i lent to my gf and got into a big accident where she failed to yield to a traffic and got hit by two cars from left to right, my car …

truck rental starstarstarstarstar
what insurance coverage do i have when renting a truck

Car Insurance on a Rental Vehicle
In general, if you have coverage for rental vehicles in …

Auto Insurance claim denied starstarstarstarstar
My husband and I just lent out our car to a friend of ours. Our friend had an accident in the car and it is totalled. And we found out that he was driving …

Policy Holder starstarstarstarstar
Insurance Question

Can I buy a car in my name and my mother have the insurance in her name as the primary driver and myself as an occasional?

Answer …

Car and Insurance in parents name with primary driver at different address? starstarstarstarstar
If the car is registered and insured under my mother’s name is it possible for me to be listed as the primary driver even if I don’t live at the same address …

Can my child be covered by my insurance if child doesn’t live with us? starstarstarstar
My daughter has a G1 and doesn’t live with us. My insurance company said that they will not cover her because she doesn’t live with us. Is this common …

Insuring a 20 year old car starstarstarstar
My car is a 1991 Acura that is certified and e- tested. an it be insured ?

Insuring a 20 Year old Car in Ontario
Hi Aaron,
For sure! The safety …

Address for Ontario car Insurance and drivers license starstarstarstar
Does your insurance and license have to match addresses?

Ontario car Insurance and drivers license
Hi Angela
Thanks for your question. The answer …

driver abstract info Not rated yet
Do tickets for driving with invalid plate sticker(ont)appear on your driver abstract search,and when you are temporarily suspended because of non payment …

Speeding and Insurance Rates Not rated yet
Hi,
I am a G2 licensed driver, and I just received my first speeding ticket.
I was caught going 86km/h in a 60km/h zone.

First off, I want to know …

insurance Not rated yet
im a 22 year old student. i got my my g2 back in 2007, how much would i approximnatley pay for car insurance in ontario?
Approximate Price?
It depends …

M2 license riding out of province and into the US. Not rated yet
I have my M2 license in Ontario. I am insured as an M2 operator. Is my insurance valid in other provinces and if I travel to the US?
M2 Going Out of …

FAILING TO YIELD TO A PEDESTRIAN IN ONTARIO Not rated yet
IF GET CHARGED WITH THIS OFFENSE, FAILING TO YIELD TO A PEDESTRIAN IN ONTARIO, DO I NEED TO ADVISE MY INSURER?
Advise Insurer?
You should never hold …

FAILING TO YIELD TO A PEDESTRIAN IUB ONTARIO Not rated yet
IF GET CHARGED WITH THIS OFFENSE, FAILING TO YIELD TO A PEDESTRIAN IN ONTARIO, DO I NEED TO ADVISE MY INSURER?

Fail to Yield to a Pedestrian
Your …

Son has his own policy and we have our own policy Not rated yet
My son is a G2 driver, has his own car and lives with us.
He has insurance with the same broker as us, but under a his own insurance policy.
My husband …

Driving a relatives car Not rated yet
I will be visiting toronto soon and will be staying with my in-laws. I have an ontario driving license but do not own a car. Can I drive my father-in-laws …

Cancelled Insurance Not rated yet
What happens when you are in an accident and then find out your insurance was canceled?

No charges laid and no fault just rear ended someone due to …

Parents insurance Not rated yet
I’m a 23 year old female. If I purchase a car under my name, can I still be put under my parents insurance? I have my G2 and still live at home with my …

everyone in my household need to be insured under my auto insurance Not rated yet
I have been told that my insurance company is demanding that everyone in my household that has a valid Ontario auto license must be covered under my policy …

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How much is Car insurance? Not rated yet
How much is Car Insurance per month as the primary driver?

MORE INFORMATION
REQUIRED! lol

Get a quote here:

FREE Auto Insurance Quotes

It …

My insurance with roommate’s car Not rated yet
I have my G2 but do not own a car. I will be moving into an apartment with a roommate who owns a car. He tells me that I will have to pay to have myself …

Personal Injury Not rated yet
My younger sister was traveling with my parents to Buffalo and was struck by a lady on her cell phone in her car as they walking through the parking lot …

Multiple vehicals Not rated yet
Can a single driver with a g license insure 2 cars

Insure Two Cars
Hi Paul,
Yes. Absolutely. Try here for quotes:

FREE Auto Insurance Quotes …

tickets Not rated yet
hello, i just got a speeding ticket, i was going 137km in a posted 100km on the QEW in ontario.,i have my g2 licence but the car in insured under my girl …

Date of conviction or date of accident? Not rated yet
When does the insurance company start counting the 6 years? Is it from the date of the accident or the date of conviction?

Counting the Years
Neither,…

Invalid Sticker Not rated yet
My car was off the road for a couple of months. When we put it back on the road, I forgot to get a new sticker. And ended up getting in an accident. I …

ownership Not rated yet
i registered a car in my name for a friend and now i would like him to resume ownership but he won’t, what can i do to get him to resume ownership?

Car …

Adding family member to your car insurance Not rated yet
Hi
My brother lives in a different city and owns a car but his insurance rates are very high.
Can I put him under my insurance without any issues for …

High-Risk Insurance Not rated yet
Assuming that we don’t have any claims or tickets going forward, how long on average do people stay “high-risk”? I’ve been considered high-risk insurance …

DUI Not rated yet
will my insurance cover the costs of my totaled vehicle if I have been convicted of DUI? (single car accident)
DUI and Accident
Hi Chris
Assuming …

18 years old daughter Not rated yet
do i have to put my daughter who is 18 with driving licence under my car insurance.

Insuring Daughter
If she lives with you or drives your car,…

Fender-Bender Not rated yet
How does fender-bender affect your insurance? Is there any limit on damage that affect your insurance? Does reporting affect your insurance or if you claim …

Policy holder Not rated yet
2 policy holders on a policy and one no longer resides at the address, how can they be removed?

Two Policy Holders
It’s often as simple as contacting …

g2 driver not a student borrowed car. who’s insurance? Not rated yet
our son who did not go back to college is a g2 occasional driver on our policy. my question is now that he is not a student anymore and is living elsewhere …

Can I be insured under a parent or someone I don’t live with? Not rated yet
Can I be insured under a parent or someone I don’t live with? The car is in their name but I am the primary driver? we have different addresses..

Insured …

How to improve a poor driver’s abstract Not rated yet
I am a 24 year old female driver with one accident, and two speeding tickets. The oldest speeding ticket will not fall of my abstract until Dec 2012….

provincial plates Not rated yet
I am wondering what the length of time is when you move your vehicle from Manitoba to Ontario. Thanks.

Change to Ontario Plates
If memory serves …

My step daughter is about to get her G2 Not rated yet
Hi there
My step daughter is about to get her G2 – she is a good driver, took all the lessons necessary etc.
My question is for her to drive my car she …

Drive Mom’s Car Not rated yet
If I have a valid licence but dont own a car can i drive my moms car. The other question is I sold my car a few years ago and cancelled my insurance so …

not sure Not rated yet
If I have a valid license but don’t own a car can I drive my moms car.

Drive Mom’s Car
You can drive her car with her permission as long as you are …

Moving from BC to Ontario Not rated yet
Will Ontario Insurance Agencies use my proof of insurance from another province to keep my rates low?

Move to Ontario From BC
Hi Peggy,
Yes. They …

Quebec Student/Ontario Resident Not rated yet
Hi,

I am a student in Montreal and rent an apartment there. I am a permnant residant in Ontario (Ottawa), where I also have an apartment. I drive in …

Non-owner, very occasional driver Not rated yet
Until last year, my father had always listed me on his auto insurance because I did drive his car about once per month.

That car has since been disposed …

car insurance/ over 180 days in Florida? Not rated yet
If my car is in Florida more than 180 days, is it still covered by my Ontario car insurance policy ?? Is there some Provincial legislation regarding this …

Driving while on vacation in the usa Not rated yet
We are planning a trip to Myrtle Beach, can someone traveling with us drive my car while in the USA?

USA Driving
If you don’t have the right coverage …

Click here to write your own.

Solo Insurance Not rated yet
SO im a 19 year old guy and i have my G2 and am trying to find car insurance but my father and sister have both been in accidents and it seems that if …

Adding girlfriend to insurance Not rated yet
I was wondering about adding my girlfriend to my insurance policy. We have been together for five years but are not common law. Was wondering if we should …

joint policy holders Not rated yet
can an ex cancel a joint policy without the other’s knowledge thereby causing the other partner to drive without insurance
Joint Policy Cancellation …

joint policy holders Not rated yet
can an ex cancel a joint policy without the other’s knowledge thereby causing the other partner to drive without insurance

Ex Canceled Insurance
The …

Accident coverage Not rated yet
If my son took my car with my permission and had an accident and his license was suspended (he wasn’t aware that it was) would my car still be covered …

cancellation? Not rated yet
My husband has had 2 policies cancelled on him where I was listed as a driver. When I get quotes an I supposed to say that I have had insurance cancelled …

Occasional Driver ???? Not rated yet
My Ex-Husband wants to give my 17 year old twins boys that live with me a car that is insured by him, without them being listed as drivers, he has told …

primary driver on my fathers car Not rated yet
how does it work if my sister (living in Ontario) becomes primary driver on a car that my father leases?

Father Leasing Car, Daughter as Driver
That …

insuring drivers under 25 Not rated yet
i want to add myself to my moms insurance policy, on average how much will her insurance increase. im 21 female, with g2 no tickets or infractions at all….

How Long does the person have to submit a claim? Not rated yet
I was in a car accident about 15 months ago and the person told me that he would be nice and not go through insurance as the damage was minimal. I left …

My license was suspended for medical reasons. Not rated yet
My license was suspended for medical reasons. Unfortunately the doctor who reported me did so with incorrect information. My suspension was reviewed with …

G2 Not rated yet
SO JUST WONDERING I ONLY HAVE A G2 AND MY MOM WANTS ME TO GO ON HER INSURANCE BUT IM THINKIN ABOUT GETTING MY OWN FOR A 82 CAMARO CAN I GET CLASSIC INSURANCE …

Accident made by non-rated driver Not rated yet
Is insurance premium goes up if accident made by non-rated driver ?

Accident and Insurance Premium
Most likely. The answer is yes if the non-rated …

teen insurane Not rated yet
how much would the insurance be for a g2 teenager for a 2002 gmc sierra 1500 pick up truck.

Insurance Quote for Dundalk Ontario
Check here:
FREE …

New insurance policy Not rated yet
I just purchased a new vehicle with just myself listed as the owner.I also opened a new policy with an insurance company under my name only and excluded …

Drivers license Class Not rated yet
Can insurance comp. verify your class of Drivers license?
Class of Drivers License
Hi Nicole,
Yes they can.

Are your rates too high? Check here:…

drinking with g2 Not rated yet
i got pulled over i had drank one beer with my g2 im 27 years old they said i blow o.o1 he said the equivlant of a half beer got a 24hr suspension n 110 …

high risk insurance Not rated yet
I have a friend whose insurance has been cancelled, and he is a high risk driver. He was found 100 percent at fault for an accident where no one was injured …

2 car family, 1 g2 student Not rated yet
We have a 17 year old with his G2. We have a car that if we put him on as occasional, is $2000/year. and a commercial van, that would be $600/yr. Can …

Got my g1 Not rated yet
My question is Im 24 and I finally got my g1 around the end of sept and I was wondering if to learn to drive with my dad do I have to be insured on his …

d licenced driver Not rated yet
i have a d licenced driver working for us but he requires a dz ,if he is in an accident will insurance still cover him ?
D Licensed Driver
Hi Larry

On buying Used Vehicle Not rated yet
If it (the car) was in minor accident could you register it as a new owner or buyer? tnx.
Buying Used Car
As long as the car is safe to drive, you …

DUI at the age of 19 with only G2 licence. Not rated yet
My licence was suspended of july this year, and i know that if u complete the drivers back on track program and purchase the ignition interlock system …

Can I have insurance on a leased vehicle that is not in my name? Not rated yet
My father has a leased Honda that I am an occasional driver on. He is 74 yrs old and is up for mandatory re-testing. I practice with him but he is not …

Why does this affect my premium?? Not rated yet
In 2009, I was involved in an accident which no noticeable damage was done to either vehicle. The person I hit presented me with a fraudulent claim stating …

can i insure a financed vehicle without a valid Ontario license? Not rated yet
I have financing for a vehicle. I do not have a valid driver’s license. Can it be insured to satisfy the financing requirements and not be driven?
Get …

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Ontario resident, in Quebec more than 1/2 the year. Not rated yet
I am a new Ontario resident but work in Quebec.

I was wondering if I can get Quebec car insurance considering the amount of time spent in Quebec.

I …

Failure to stop at a stop sign Not rated yet
I thought I had come to a full stop, but the officer who pulled me over says otherwise, so I got a $110.00 ticket. I believe this means 3 demerit points …

can I insure someone elses car? Not rated yet
can I insure a car that is owned by someone else?

Insure Someone Elses Car
You are supposed to be the registered owner. In certain (rare) circumstances …

Don’t own a vehicle. Do I need insurance? Not rated yet
If you do not own a car, do you need insurance to drive in ontario?
No Vehicle and Insurance
You can not buy insurance unless you have a vehicle to …

cancelled for non payment Not rated yet
I have no insurance and need it, didn’t realize it and it was canceled for non payment, I then moved and didn’t get my mail address changed. So have been …

fleet insurance/ ownership Not rated yet
I am buying a car and I wish to insure it under the company I work for. The company has fleet insurance, the dealership I am buying it from says I can …

can i drive my wifes insureed vehical if i dont insurance myself Not rated yet
can i drive my wifes vrhical if i dont have insurance if she is a passenger
Drive Wife’s Car?
Hi there, you should be listed on your wife’s policy….

Insurance for secondary driver Not rated yet
Hi, i am a university student around 19-20 years old. I live with my uncle in mississauga. He has a car and if he was to add me to his insurance, could …

auto insurance penalties Not rated yet
i went through some financial diffiuclties while awaiting approval on my long term disability .. through this i had two nsf’s on my auto insurance.. i …

My mother-in-law from China wants to drive my my car when we are having a road-trip in us… Not rated yet
Good day!

My mother-in-law is having a vacation here in Toronto and my wife and I are planning a road trip to New York city during the Christmas holiday….

speeding Not rated yet
i got my first speeding ticket, going 15 kmh over the limit in a 100 kmh with no points. i am with Melonch Monex, what can i expect the increase to be?…

price Not rated yet
how much is insurance for a 18 year old women that has taken a drivers ed course?
Price of Insurance That depends on a lot of factors. Check here for …

Short Term Policy Not rated yet
Are there any companies in Ontario that provide short term auto insurance? eg. 1 to 15 days.
Short term Auto Insurance Policy
No.

FREE Auto Insurance …

Is left turn at an intersection always at fault? Not rated yet
Scenario – One driver was about to make a right turn into another lane and at the last minute change his mind and resume going straight. Another driver …

driving with phone Not rated yet
if i get a ticket for pickup my phone while operating my vehicle will it affect my insurance if i already have a speeding ticket from a year ago?

Two …

insurance under different name than ownership Not rated yet
Can you insure a vehicle under a different name than the ownership in Ontario, Canada.

Insure Vehicle Under Different Name?
The correct answer is …

multiple drivers Not rated yet
Hi,
I live in Ontario and I have joint family. there are two cars in our family. I own honda civic and my brother owns honda odyssey. my father and sister …

Can my son drive ny car uninsured, and he has a DUI charge Not rated yet
My son only recently got his licence back from a DUI charge, and a speeding ticket.
(his licence was suspended for a year).
Can he drive my car regularly …

financed car Not rated yet
do you need full coverage on a financed vehical in Ontario?
Financed Vehicle and Full Coverage
Hi Ashley, if you want the financing, the finance co …

Wife’s Accident Not rated yet
MY wife at the time got into a collision, her fault, in a car registered to me. Does my insurance go up because of that and does it follow me after a …

18 year old borrowing Car Not rated yet
My friends and I have permission to borrow a parent’s car to go camping for two nights. The driver would not be the child of that parent. Would insurance …

Other Person CAr Not rated yet
Can you get insurance on a car that is leased and plated by someone else
Nope
Please be sure to discuss this further with a licensed insurance representative….

Car Insurance for an 18 yr old female Not rated yet
How much would it cost for a 18 year old female to have car insurance on a red chrysler dodge neon in ontario, canada?
Insurance Quote
Check here: FREE …

Whose auto insurance will cover you if driving another person’s car Not rated yet
Whose auto insurance will cover you if driving another person’s car
Borrowed Car and Insurance
The insurance of the borrowed car. Please be sure to …

Driving Abstract and Insurance Not rated yet
Recently my step-father was given a pick-up truck by his father, and has been working on transfering the insurance and title into his name. Me and my sister …

invalad driver Not rated yet
my daughter wants me to insure her car in my name.she does not have a full lisence.so my question is,in the case of an accident what can happen to me e,…

Click here to write your own.

ASSISTANCE FOR CAR INS Not rated yet
DO U KNOW OF ANY PEOPLE WHO CAN AND WILL COVER HI RISK PEOPLE?

High Risk
Hi Melanie, have you tried here?
FREE Auto Insurance Quotes

Other …

Canceled Car insurance Not rated yet
How long does a canceled car insurance policy stay on your record?

Insurance Record
It could show on your record for many years. But once it is past …

older vehicles Not rated yet
has insurance rates changed for older vehicles that are mechanically fit?
Insurance for Older Vehicles
This is something that varies widely by insurer….

wife with dui Not rated yet
My wife has a Dui conviction before we met, now we reside in the same home my insurance company wants to have her information, according to them all license …

Daughter going to Alberta to work Not rated yet
My 20 year old daughter has just purchased a used car from us. She is now going to Alberta to work for 6 months. Does her Ontario insurance cover her while …

Lapsed insurance cause I canceled for financial reasons help Not rated yet
I canceled my insurance back in Aug of this year afer being with the company for 4 and 1/2 years with no issues. I have never had anything on my record …

20% down Not rated yet
My question is, ive had my license for 7 years and just got a car. The insurance company is asking for 20% down which is fine but they are asking for it …

refund on policy Not rated yet
My husband has to stop driving. Our car is 10 years old, we’re a senior couple and I am now the only driver. Are we entitled to a refund?

Car Insurance …

Beginners Driving Education Discount in Auto Insurance Not rated yet
Dear Sir or Madam,

Someone takes beginners driving education in Ontario and obtains G license in Ontario but does not purchase car there.

Later he …

Emergency Not rated yet
I only have fire and theft for may car can I drive my car in case of emmergency
Emergency Use
No.

FREE Auto Insurance Quotes

Other Pages …

What due diligence does an insurance company need to do to cancel a policy? Not rated yet
My insurance company cancelled my policy and I had no idea this was done, I was driving literally for months not knowing it was cancelled. They say they …

business owned vehicles Not rated yet
Why do business owners have to pay for HST for vehicle repairs when they are not at fault?
Would there be a link to support this from the ontario government?…

multiple cars Not rated yet
i want to have a second vehicle so i dont do as many kms on one car but was told that my son would have to be a primary driver on one , but he wouldnt …

Claims Not rated yet
My car was boosted, and a fire occurred under the hood. I put the hood down, and left the car in the parking lot.
Next day I had it towed to my home….

Suspended License Not rated yet
I had a severely inflamed iris and went to my local emergency room. The emergency room doctor refered me out to an ophtolmologist and reported my vision …

Do I need insurance? Not rated yet
Do i have to keep insurance on my parked car I’m not using. I have 2 cars the old one I am parking for 6 months or so.
Parked Car and Insurance
If …

Do I need insurance? Not rated yet
Do i have to keep insurance on my parked car I’m not using. I have 2 cars the old one I am parking for 6 months or so.
Parked Car and Insurance
If …

Does a registered owner of a car have to be the principal driver on the insurance Not rated yet
Hi,

I am planning to buy a car for which my mother will be the registered owner. She has a g2 and I have a g license. I was wondering whether I could …

Denied benefits due to stroke? Not rated yet
my father was told by his claims adjuster that he may be denied benefits if they deem his accident was caused by a stroke. First of all, no doctor can …

insurance rates Not rated yet
what tyoes of tickets increase insurance premiums. do carpool lane violations affect rates? $85 no points.
Tickets and Insurance
Hi Steph
All tickets …

abstract Not rated yet
I have a lot of speeding tickets and a careless driving, Those happened from 1999-2003 I’m planning on buying insurance now. How far back do insurance …

INSURANCE GOT REFUSED FOR RENEWAL Not rated yet
SINCE MY HUSBAND HAD ONE AT FAULT ACCIDEN LAST YEAR OUR INSURANCE GOT HIGHER. WHICH IS FINE. BUT ALL THE SUDDEN AT THE END OF THE YEAR THE COMPANY REFUSED …

cost of being added as an occational driver Not rated yet
what is cost of being added to daughters insurance as an occasional driver..I just got an abstract done and have a perfect driving record.I have been …

no demertit points Not rated yet
First i am 68 yrs old i have not had a ticket of any kind in years and years

i received in the mail a ticket saying i went through a red light but i …

removing a secondary driver from policy Not rated yet
If I remove my secondary driver from my policy will my cost be reduced? My insurance is saying it will make no difference.

Remove Second Driver
It …

fix my car!!! Not rated yet
was hit by another vehicle from behind he is 100% at fault, unsure of amount of damage, ???? 1000, i do not have collision insurance on my policy, because …

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auto insurance Not rated yet
I am considered a high risk driver, my current insur. company is not willing to renew my policy. i wanted to know when looking for a new my policy if …

fire & theft Not rated yet
Can you get just fire and theft on a van in ontario?

Fire & Theft
Yes, some company’s will offer this. Most will only do it if you have another vehicle …

2cars 2 different insurance companies Not rated yet
can i have 2 cars insured under 2 different insurance companies?

2 Cars, 2 Insurers
Yes. But that isn’t very practical or cost effective in most …

Using someone elses car Not rated yet
My girlfriend owns a car that is under her name however doesnt have insurance on it. Is it possible to insure her car under my name without changing over …

New to Ontario Not rated yet
I am a new driver and I have G2 licence. I have planned to buy Chevy impala 2011. Please let me know how much insurance ihave to pay in total?

2011 …

what happens to the car if I get stopped driving with only a g1 Not rated yet
does the car get impounded if i drive with only a g1 Driving With A G1 Look Glen, this is against the law, don’t drive if you are in contravention of the …

Personal Injury Not rated yet
Hi I was driving my friends car and i got into an accident and i got injured with bodily pains i was wondering I know that my injury is covered under his …

Children away at school with a different address Not rated yet
If I have a child who is away at school and has my car, do they still have to be on my car insurance even though they aren’t living at home and have a …

Speeding ticket in uncle’s car Not rated yet
Hi, i got a speeding ticket in Markham, Ontario in my uncles car which i am not insured on but the car its self is insure under my uncles name. I am a …

help please!!! Not rated yet
i just got my G2 license 7 months ago and got a car and insurance from belair. and now i got 2 tickets for stop light inraction and 15 km speeding but …

Borrowed vehicle in Ontario Not rated yet
I borrowed a friends car and got into an at fault accident which I reported to my insurance company and she reported to her insurance company.

Her insurance …

Rear ended. Not rated yet
I was rear ended and pushed into the vehicle in front of me. The vehicle that hit me fled the scene. A police report was done and I wasn’t at fault or …

G2 driver paying own insurance Not rated yet
My son got a fine for no seatbelt and also two of the other three in the vehicle were were under 19. He will get 2 demerit points for seatbelts.When or …

i have 2 at fault accidents how can i get insurance Not rated yet
I have 2 at fault accidents. Where can I get insurance?
2 At Fault Accidents
Hi Kasmira, you will have to get high risk auto insurance. Have you tried …

I hit a parked car in a parking lot Not rated yet
I hit a parked car in a parking lot (no damage to my car but damage to other car). I left a note for the owner with my contacts and offered to pay for …

insurance if not the owner of the car Not rated yet
Can I get insurance if the car is not under my name but I will be the only one driving it.

Insurance On Non-Owned Car
Hi Grace,
The owner of the …

coverage for seondary driver with G2 licence living at another address Not rated yet
Hi
my daughter’s common-law spouse just got his G2 licence and asked if I could add him onto my auto insurance policy as a secondary driver to save them …

Failure To Surrender Your License Not rated yet
Does this affect my insurance rates?

Failure to surrender License
Hi Teresa,
All tickets issued under the Highway Traffic Act affect insurance rates….

insurance Not rated yet
i’m 16 I was recently under my moms insurance as a secondary driver, but I now have my own car and would like to be a primary driver on it but apparently …

Minor Ticket Not rated yet
Does getting a ticket for driving on the HOV lane affect your insurance premium? This is the first time the driver has ever gotten a traffic ticket.

Thanks….

cancelled for non payment and have 3 tickets Not rated yet
cancelled for non payment and have 3 tickets which is cheaper insurance

Where to Get Coverage
Hi Joanna
Try here: FREE Auto Insurance Quotes

Other …

factors affecting auto insurance rates Not rated yet
does a four cylinder auto get a lower rate than a six or eight when all other details remain the same?
is gender a factor in calculating a rate?

Factors …

Can one person insure a car that is owned by someone else? Not rated yet
Hi ok I have a problem my insurance is way too high and so I can’t afford insurance so my ex’s father will do it but I need to know if this is allowed?…

Insuring a financed vehicle in husbands name Not rated yet
We are currently buying a new vehicle. I was authorized for financing, but my husband is not on the loan. However, I do not have a license so he would …

car insurance Not rated yet
how much is car insuranse in ontario for single person?

Car Insurance For a Single Person
That depends on the car and several other factors. Get …

Am I covered Not rated yet
If I don’t have my own car or insurance am I covered if I borrow a car from my parents or a friend?

Borrowed Car
If you are properly licensed in …

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can you insure 2 cars in the same name Not rated yet
can you insure 2 cars in the same name.

Insure 2 Cars
yes. Please be sure to discuss this further with a licensed insurance representative. Oh,…

Insurance too high. Is it possible to get insured by a company in Quebec? Not rated yet
Hello,

I am a resident of Toronto, Canada. I have a G class license although my license has been suspended a few times from not paying fees and I do …

parked car Not rated yet
I have a second vehicle parked in my driveway; not being drived. Do I still need to have it insured?
Parked Vehicle and Insurance
You should see if …

drunk driving charges Not rated yet
i was charged in nov 2008 and loose my license for 1 year suspension and another i year under breathlizer.got my license back without the condition of …

police checks Not rated yet
hi i was wondering if police in the GTA are now able to check for valid auto insurance or not?
Police Check Insurance
I believe they can.
FREE …

2nd Driver Accident Not rated yet
I am the second driver on my stepdads insurance policy I had an at fault accident… How will it affect me and how will it affect him ?
Accident in …

transferring insurance to another vehicle Not rated yet
i bought a vehicle this summer, and removed the policy from one vehicle and put it on this one. now that winter is upon us, do i have to get another safety …

bf driving my car, got into accident, fighting ticket, who goes to court? Not rated yet
six months ago my bf was driving my car when we were hit by another car. The officer on scene failed to ask us any questions at all, including if we were …

Rear ended Driving friends car Not rated yet
I am driving my friends car that I have partially purchased and I get rear ended.

My back was sore and I cannot get to work.

How does the insurance …

CLASSIC CAR INSURANCE Not rated yet
CAN YOU GET CLASSIC MOTOR VEHICLE INSURANCE IN ONTARIO?
Classic Car Insurance
Hi Rick,
Yes you can:

FREE Auto Insurance Quotes

Other Pages …

Changing adress to get cheaper insurance??? Not rated yet
I am wondering if I change my Ontario licence and Ontario insurance over to my relatives house in Newfoundland will help my rates. This is complicated …

speeding on 401 Not rated yet
got ticket speeding 401 at 132/km hr.near Brockville last ticket 2008 march for 115 in 100 km similar area of 401. not sure if it will affect insurance …

16 with a G1, but my moms insurance is 25 and up Not rated yet
my sons 16 and got his G1 and is looking to get on the road and drive with me, but my insurance is under 25 and up. How much would it be to change my insurance …

Using own vehicle for work Not rated yet
Is there a mileage threshold for when Business Auto insurance would became necessary?

Ontario Business Auto Insurance
This varies by insurance company….

Will a no insurance conviction effect my insurance rate? Not rated yet
So, I have a no insurance conviction against my record and I’m buying a new car and insuring it for the first time, How will my unsightly conviction effect …

driver coverage Not rated yet
Is a driver’s insurance coverage affected if they are in an accident, are at fault, and have a cast on their arm?

Cast on Arm
ummm yes. Not sure …

no insurance Not rated yet
I had an accident in 2009 other driver charged and didn’t realize that my policy had been cancelled just prior due to non payment, as I was on vacation….

no drivers license Not rated yet
OK so my mother for some reason has been insured to drive my father?s car for the past eleven years yet she has no license and no intent to drive. Does …

ADDRESS AND NUMER OF VEHICLES REGISTERED. Not rated yet
IF 3 OR MORE VEHICLES ARE REGISTERED AT ONE ADDRESS, DOES THIS AFFECT THE INSURANCE RATE AND WHY?

Three or More Vehicles and Insurance
Hi Rebecca,…

mandatory for secondary drivers? Not rated yet
If my mother uses her car for work everyday, and I get my G2 license, is it a law that I must get car insurance even if I will not drive? The car insurance …

License Suspended, insurance impacts? Not rated yet
Received a ticket back in Nov 2007 for not having my license on me and was unable to pay the fine and my license was suspended in Jan 2008. I was able …

Insurance for cars out of Canada more than 59 days Not rated yet
Do you need to get additional coverage if your car is out of Canada for more than 59 days?

Car Out of Canada
Your time period seems very specific….

who legally owns a car Not rated yet
my wife and I separated. I am the owner and paying the insurance. My wife still thinks the car is “her’s and mine”.

In Canada, who is legally the owner …

G1 driver without a full G driver Not rated yet
Hello
*Im a G1 driver and i got a ticket for driving without a Full G driver even tho i thought she did.. the cop said that it wouldnt take any demerit …

cancellation for non payment Not rated yet
my car insurance was cancelled for non payment and my boyfriend’s name appeared on the contract because he co sign for the car.I want to know if he is …

High risk automobile insurance Not rated yet
I had three minor at fault accidents , no injuries at all. I can’t afford the premium and the two month down payment. I have a good salary, work full time …

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with 3 minor tickets Not rated yet
i have 3 tickets on my record do i get a cheap auto insurance to get a car…?

Auto Insurance Rates
3 tickets will make your rates higher. Try
FREE …

experience AND CHILD SUPPORT Not rated yet
I received my license in 1978. I lost my license due to non payment of child support(not drinking and driving ,or killing anyone,or anything you can dream …

insurance rates for revoked licence due to non payment of child support Not rated yet
Are there any Ontario auto insurance company’s that give reasonable rates to drivers that have had their license taken due to non payment of child support?…

Moving within Ontario Not rated yet
I am moving once I retire, but haven’t decided where to make my home base. It will be within Ontario. Where is the cheapest area to live in for car insurance …

Name is on the front but not listed as a driver? Not rated yet
I have a G1 licence in Ontario and I will be going for my G2 in a few weeks. In the event I pass I have a vehicle lined up. The question is My ex and …

Borrowing Car Not rated yet
Hi there,
I borrow my bosses car from time to time. I currently am insured under my moms insurance policy but I do not live with her. If I were to get …

Occasionally, I drive my boyfriend’s car. Not rated yet
Occasionally, I drive my boyfriend’s car. We don’t live together. I own my car and have insurance for it. he owns his car and has insurance for it. We …

licenced but uninsured driver driving uninsured car Not rated yet
My car was left at my daughter’s in order for it to be repaired by boyfriend. There was no insurance on the vehicle and without permission he and a friend …

Living in Quebec and planning to move permanently to Ontario. Not rated yet
Living in Quebec and planning to move permanently to Ontario.I had a DUI in 2006 provincial court and a second DUI early 2007 in a federal court. I was …

Motorcycle insurance and license plates for 17 year old. Not rated yet
Hello I’m 17 years old and I want to buy a motorcycle.
I just want to know if I can insure the vehicle and get plates all under my name.
Thanks

Motorcycle …

policy cancellation and extremely high monthly premiums Not rated yet
My son had his insurance policy cancelled due to non payment (he became unemployed ) He’s now working and wanted to re-instate his policy but was told …

can’t get insurance Not rated yet
My car insurance got cancelled last year, and I have a ticket from 2010 and another from 2008 on my record. I am trying to get insurance but everyone keeps …

car registered to business Not rated yet
I have a personal car on my name. I have a incorporated business and bought a car on business name. Planning to give the car to drive to someone else who …

teen with G1 Not rated yet
If my 16 year old granddaughter gets her G1, do I have to insure her to enable her to drive my car with a licensed driver?

G1 Driver
You should notify …

driving someonE elses car Not rated yet
If I have my own insurance on my car and I borrow a friends car that is also insured do I need to get insurance on that vehicle?
Borrowed car When you …

Insurance on cars Not rated yet
Hi,
I currently have a car which I would like to park for Winter and am thinking of purchasing another used car to drive through the winter months.

I …

To own a car in ontario do you need ontario driving license ? Not rated yet
I have my driving license from saskatchwan can i own a car in ontario without having to change my driving license to ontario

Insure a Car In Ontario …

Addtional driver Not rated yet
Can I be added as an occasional driver to a friends car that doesn’t live with me?

Occasional Driver
Hi Mike
Yes, you can be listed as an occassional …

Uninsured driver Not rated yet
Hi,
If our daughter drives our insured vehicle is the vehicle still covered under insurance if she were in an accident?

Daughter Driving Vehicle
Hi …

canadian insurance while in the US Not rated yet
How long Canadian (Ontario) auto insurance cover me while in the US

Ontario Car Insurance in USA
I am not aware of a specific time limit. I do recommend …

Motorcycle Insurance Not rated yet
Can you get insurance for Yamaha r1 1000cc on a monthly basis?

thank you
Gagan

Monthly Payment on Motorcycle Insurance
If it is available, you …

G1 learning driver Not rated yet
My grandson wants to learn to drive. He will take driver education but also will drive with me for practice. Is he insured on my insurance automatically …

6 Month car insurance Not rated yet
I only drive my car for 6 months in Ontario per year. The rest of the year I am out of the country.

Is there a car insurance company that offers a …

secondary driver Not rated yet
i have my g1 will be getting my g2 this november im 30 years old and a single mom. I tried to get insurance but it is over 600 a month i have been driving …

26 yr old with G2..primary driver Not rated yet
I am 26 yrs old. I just got my G2 in August and I had my G1 since 2003. I live in the GTA and we just purchased a 2009n Jeep Patriot I was wondering an …

I only received a ticket for a DUI I didn’t get demaret points or charged or a court date. So why can’t I get innsurance Not rated yet
Hi I received a ticket for driving under some influence. The officer told me that she was going to give me a ticket. I paid it off within two days. I never …

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getting my own car insurance independent of my husband Not rated yet
My husband has just informed me that our car insurance coverage has been suspended since unfortunately it has been cancelled 3 times in 3 years, one of …

we want 3 vehicles why do i have to have 3 princpal drivers ontario Not rated yet
if we get a 3rd vehicle can my wife have 2 in her name and i 1 in my name, and have my step daughter as a casual driver on her 2nd vehicle with out haveing …

renewal time frame?? Not rated yet
Hi:
Is there a mandated time frame, prior to renewal in which I should receive this new info from my insurance company for auto and house insurance renewal?…

borrowing a car Not rated yet
My son is a licensed driver in Ontario. He does not own a car, or have his own car insurance. He is not listed as an additional driver on my policy. He …

Car accident without insurance Not rated yet
I got an accident in the parking lot my insurance was expire and we didn’t call the police. And try to make settlement ourself but few days later the other …

re safety Not rated yet
do i need to re safety a car that has sat in my driveway for over 1 year or is the original safety still valid?

Safety Time frame
A safety is generally …

6 month policies Not rated yet
what company does 6 month policies?

6 Month Policy

Hi Yash, you can find several here:

FREE Auto Insurance Quotes

Other Pages of Interest …

Lending my car to a British citizen for a day Not rated yet
If my good friend is visiting from UK, can I lend him my car for a day. He has insurance in UK and my car is fully insured in Ontario.

Lending Car …

occasional driver Not rated yet
If I added my daughter to my policy as an occasional driver, does she have to be added to her mom’s policy in order to drive her mom’s car? BTW, I am …

will my insurance rate go up after my first at fault accident Not rated yet
Will my insurance rate go up after my first at fault accident in ontarirt.?

At Fault Accident and Ontario Auto Insurance
Yes. Substantially. Unless …

Can someone just report an accident with out a police report…? Not rated yet
My dad hit a car by mistake, my dad gave the person the insurance info and all of that. It was only a small dent so we pay him cash and sort things out….

Insurance for G2 Driver Not rated yet
My son got their G2 about a year ago, but I couldn’t afford to add him to my insurance policy, if I do now what will happen? Will they not allow it?

Thanks….

HAD A NO FAULT ACCIDENT IN A BARROWED UNINSURED CAR AND WAS INJURED AS A RESULT Not rated yet
HAD A NO FAULT ACCIDENT IN A BARROWED UNINSURED CAR AND WAS INJURED AS A RESULT WHAT HAPPENS NEXT HOW DO I GO ABOUT RECOVERY FOR MY INJURIES AND THE COST …

Does the address on insurance and registration have to match? Not rated yet
Does the address on insurance and registration have to match?

Car Registration and Insurance
It is supposed to. Some insurers might not do anything …

Liability Insurance Not rated yet
do i by law have to put liability insurance on a leased vehicle even when it is stored in my house garage over the summer?

Coverage for Leased Vehicle …

Insurance in BC but Ontario License Not rated yet
I have insurance for my car in BC but I still have an Ontairo licence….I have been trying to get it switched for two years but somehow there is always …

3 month term policy Not rated yet
I am looking for short term policy 3 to 6 month term.
3-6 month policy
Hi Jawad
Try this link, you should find several quotes:
FREE Auto Insurance …

DUI someone else driving my vehicle occasionally Not rated yet
I was recently convicted of a DUI and license will be suspended for 3 months(reduced suspension)…I have a friend who has offered to give me a lift in …

why do i have to obtain commercial car insurance policy? Not rated yet
We are a household of one car with 4 drivers.
My husband is the primary driver, I am the secondary driver and my two children (24 years old–G licence,…

moving to bc Not rated yet
my daughter just moved to bc, and after 39 days got into an accident, when she made a claim it was denied, saying she was only covered for 30 days, but …

Temporary Driver Insurance Not rated yet
I’m recently moved to Toronto, and I have had to change my address, thus I had to change my Ministry of Transportation (drivers license) and Ministry of …

Common Law Partner At Fault Accident on my insurance Not rated yet
My common law partner and I shared a lease on a vehicle. We were both listed on lease.

We used my insurance company although, he was listed as primary …

Split time in two provinces Not rated yet
A car will be drive about half the time in one province, and half in another. Is there a need to get insurance from two provinces or is it enough to get …

Borrowing Car Not rated yet
My girlfriend is insured on her car, and I am insured under my parents. We don’t live together, but I occasionally borrow her car. Is this legal?

Borrow …

tickets and convictions Not rated yet
At what point does an insurance co deem an insured high risk and remove that insured to facility?

What combination of charges and at faults.

My record …

Am I Uninsurable? Not rated yet
Our daughter used our car 4 years ago and had a minor accident. The police were not called and no claim was paid out by my insurance company. She shows …

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PRINCIPAL/OCCASSIONAL DRIVERS Not rated yet
My 18 year old son just bought a car. Can i be principal driver on my car and his and he just go on as occassional driver on his car?
Son as Occassional …

how can my son insure his 1979 Chevy K5 Blazer? it is safetied Not rated yet
My son bought a 1979 chevy K5 blazer and im finding it difficult to find a carrier to insure him.
Why?

Insuring a 1979 Blazer
Hi Evelyne,

Thanks …

quote after dui? Not rated yet
i’m an ac-z driver with 4 years of clean drivig abstract ang a few mounths ago i had a dui conviction…no accident but impaired…i was wondering if …

automobile insurance Not rated yet
For 18 year old female living in ontario, what is the average cost of insurance driving a 2008 toyota yaris?
She has formal drivers education classes,…

Occassional Driver age limit Not rated yet
At what age (and/or circumstances – student/no longer a student) can you no longer cover a child living with you as an occassional driver?

Occassional …

non moving violation tickets Not rated yet
i have a fail to surrender insurance ticket on my abstract due to mismatch of address between it and ownership. will this ticket affect rates even though …

Coverage for automobile while out-of-country for 6 months Not rated yet
My husband and I spend the winter months in Florida. Does our automobile retain full coverage while we are out of Canada for six months?

Ontario …

Deciding to stop driving for winter Not rated yet
Hello

I am possibly going to decide to take the bus for the winter here in Ottawa if i decided to just put fire and theft on my vehicle when i decide …

Farad Not rated yet
I am FT student in US as a Canadian citizen. I can drive with my Ontario driver’s license and also Ontario plate in there. I back and forth to visit my …

Auto insurance with two different company Not rated yet
Can I insure my car under two different company , one of them in Canada and the other in US, at the same time?

Two Insurance Policies, One Car
Hi …

New Arrival to Canada Not rated yet
Where can we get affordable insurance as we just arrived from New Zealand with over 10 years driving experience?

New to Canada Car Insurance
Hi Karen,…

Where can i get cheaper insurance Not rated yet
My son has two accidents driving our car. He has been accident free and ticket free for 3 years is there anywhere we can get cheaper coverage.

Gary …

single mom with teenager Not rated yet
My son needs his own car, but as a single mom I can only have one car on my insurance which means he has to pay full insurance. Is there a company that …

Joint Auto Policy with Ex-Spouse Not rated yet
My ex-husband and I live separately but have a joint auto insurance policy that has our two vehicles on it and each of us is a primary driver for one vehicle …

living at home car insurance Not rated yet
If you live at home does your parents car insurance cover you?

Parents Insurance
Hi Lahlah
You need to be listed on their policy. Please be sure …

Car insurance question Not rated yet
I’m 51 years old and have car insurance. i will cancel it soon as i sold my car. How long can i go without insurance before I’m considered a new driver?…

Pink slip has not arrived – new insurance provider Not rated yet
I changed insurance companies last week. My old providers insurance expired today and my new provider started today. I was given a policy # and told …

i lost job can i temporary stop my car insurance and parked insurance only Not rated yet
hi,

i lost job and want to study, currently i have third party coverage.
i want my car on comprehensive parked fire and theft coverage, as i cant pay …

Would my insurance be affected? Not rated yet
My sister borrowed my car for the first time and got into an accident and she is at fault. Whose insurance cover the damage, mine or hers? and would my …

No Insurance Ticket Not rated yet
Can an officer give a no insurance ticket in a parking lot in Canada?

Ticket for No Insurance
Hi Craig,
I’m not sure. But I’m guessing that if it …

drivers education course Not rated yet
Will insurance rate (Ontario) decrease if my teenage daughter takes a driver’s education course?

Teenage Car Insurance In Ontario
Hi there
If your …

Do I need car insurance if I sell my car? Not rated yet
I would like to understand the implications for car insurance if I sell my car. I may not buy another car for a while, but both my son and I may occasionally …

high risk driver? Not rated yet
My husband and i had auto insurance with a company for 3yrs. recently we decided to switch to another company as the rate was lower. we made the move and …

Using Car of My Ex Whose License in Suspended Not rated yet
My Ex just had his license suspended due to medical conditions and this is expected to last for some time, possibly up to a year. I have a car and I am …

18 yr old son with a 50km over speeding ticket Not rated yet
A couple of questions about this. My son who is 18 received a speeding ticket for 50 k over. Can I wait to tell insurance company at renewal or should …

rate change Not rated yet
After a mini stroke, TIA, I stopped my car insurance leaving only Fire, Theft,and Vandalism on the premium, until I was reinstated and able to drive. Will …

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g2 insurance Not rated yet
if you are a g2 license holder, must you have insurance even if u do not possess a car? if u just have the license, must you still pay?

G2 License …

17 year old speeding 31 over Not rated yet
Hi there,

My daughter is an occasional driver under our policy. She just got charged for driving 31 KM/over. It’s her first speeding ticket. How …

3 vehicles Not rated yet
Hi we are a family of 5 and have three vehicles and 2 g1 drivers and 3G drivers can one of the vehicles be insured by a different ins company to cut down …

Blame game Not rated yet
I was driving west on a 4 lane road. Traffic flow was extreamly light. I was in the left lane preparing to make a left turn. I had my signal on and there …

Rate increase after an Accident Not rated yet
I have rear end someone, There was no damage to their car however about $5000 to mine. I was charged with Careless (Which I will fight). I just wanted …

Insurance slip Not rated yet
Is it legal to carry a photo copy of the insurance in the vehicle?

Photocopy of Insurance Slip
Hi Dave
It’s supposed to be the original pink slip….

not on the insurance yet.. just wondering Not rated yet
i have just received my g2 licence, i am 17 years old.
i have not yet been put onto the insurance yet, so i was just wondering, what would happen if i …

Drivers ratings in Ontario Not rated yet
My insurance company told me I have a 9 star class 2 driver rating. What does that mean?

Insurance Rating Question
Hi Mary

Thanks for your question….

Can a privately owned but not to be used car without insurance Not rated yet
I live in Ontario. For some reasons I intend to discontinue the insurance of a car which I am not going to use for several months. Can I legally do that?…

Speeding tiket Not rated yet
Hi,
I live in Ontario, I just got a speeding ticket in Quebec.
My friend lives in Quebec and informed me that she never got affected on her insurance …

insurance for grandson Not rated yet
my 18 year old grandson does not live with me but needs to drive my car to school. Can I add him to my insurance.

18 Year Old Grandson Borrowing Car …

Drinking and driving Not rated yet
hi. i got 3 fines for drinking and driving (all at once). one for consuming alcohol under the age of 19, one for drinking with a class G2 license, and …

daughter Not rated yet
under the law if my daughter drives my car that is insured for me and my wife will she be covered if not named as an occasional driver and will she be …

Cost of Car Insurance Not rated yet
HI I just came from India about 8 months back .
and I want to know how much a car insurance will cost me
My age is 19 years and i live in Toronto.

New …

Can insurance companies check all drivers in houehold Not rated yet
Is it LAW in Ontario that auto insurance brokers can check ALL driving records of resudents of a home living under the SAME roof, and have ONE persons’…

G2 speeding ticket Not rated yet
I’m a G2 driver and I just got a speeding ticket for going 20 over, how badly will it affect my insurance?

G2 Driver and Ticket
Hi Mandee,

One …

ticketed in another province Not rated yet
I got a ticket four years ago in another province. It was for going 20km over the speed limit, but in that province they automatically suspend your license …

commercial vehicle insurance Not rated yet
How old do you need to be to be insured to drive a commercial light duty vehicle? For example, a company owned passenger vehicle?

Commercial Auto …

history of auto insurance Not rated yet
inception of auto policies

History of Auto Insurance
Hi Nia
Thanks for visiting Canada Insurance Source. A quick internet search leads me to believe …

car insurance Not rated yet
i got a ticket on my ebike for no helmet it was put into the system as improper breaks wrong code act my car insurance has been raised cause of it now …

Borrow Not rated yet
Can i borrow my mothers vehicle as a full licensed driver but do not have insurance. My mother is insured on the vehicle.

Borrow Mothers Car
Hi there,…

suspened for child support Not rated yet
my ex-husband is driving with a suspended license for non-payment of support..will he still have insurance coverage??

Ex With Suspended License
Hi …

driving my friends car Not rated yet
My friend told me to drive her car for an errand. Would I be able to drive the car? If I get stopped by a police enforcer, could I use the insurance of …

My husband has died and his son is driving his car under his name Not rated yet
My husband has died and his son is driving his car under his name.

Deceased Husband, Son Driving
Hi there,
I am sorry for your loss. I’d like to …

Charges for violating law Not rated yet
Driving with a G1, without an experienced driver, and without insurance. What are the consequences?

G1 Driver Without Experienced Driver in Car
Hi …

Hand Held Device, Fight it or not? Not rated yet
I was stopped by a police officer on his bicycle for having a hand held device. I had it on the couch but he said I picked it up while at a red light. So …

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Father is financing car. Not rated yet
Hello my father wants to buy and finance a car for me and my wife, can we put the insurance in our names.

Car Financed by Family
Hi John
Your dad …

g2 14 day insurance Not rated yet
is it legal to drive without insurance for 14 days after you get your g2

Driving Without Insurance
Hi Emily
It is never legal to drive without insurance….

Two motorcycle drivers in one house Not rated yet
My husband has insurance for his Harley. I am going to get my bike license and a bike of my own that will be insured in my name. Will this affect my husband’…

will my insurance replace my personalized plate damaged in the accident? Not rated yet
will my insurance replace my personalized plate damaged in the accident?

Personalized Plate
Hi Syed
No. Try asking though …

Please be sure …

teen insurance Not rated yet
approximatly how much is car insurance for a 18 year old female living in ontario

18 year old and Insurance
Too many unknown variables here: license,…

Do I need to change my car insurance information Not rated yet
My daughter is on my car insurance as a primary driver. If she moves to another address and continues to drive the same car can she remain on my insurance?…

2 insurance cancellation for non-payement Not rated yet
my insurance has been cancelled twice for non- payement with 2 different companies.Does it mean i a can no longer be insured again?
2 Non-Pay Cancelations …

obtaing insurance while under suspension Not rated yet
can you still get insurance if your licence is suspended for a month
Insurance Suspension
You will have to wait until your license is reinstated. Please …

Common-law has DUI Not rated yet
I have 2 vehicles and want to insure them both. A few of the companies that I contacted tells me I must put my boyfriend on my policy because he does have …

Insurance quote Not rated yet
I want to buy a car
1997 Chrysler Sebring Convertible
and i am a visitor in Canada want to know how much would be the insurance I pay every month

renters and car insurance Not rated yet
a relative is staying with me and is looking for car insurance. the application has requested a list of liscenced drivers in the house. since she is …

Should I Collect my License Plates while negotiating settlement offer Not rated yet
My car was totalled by someone and the insurance company wants me to collect my license plates from the auto shop while I negiotiate a settlement offer …

Cancel for son at fault accident Not rated yet
Our son was added to coverage in 2007. He had at fault accident in 2011 and one no seat bealt ticket. We are canceled. can,t get even high risk insurance….

Can I insure a vehicle in someone elses name? Not rated yet
I want to know if I can insure a vehicle if it is in Someone elses name?

Insure car In Someone Else Name?
Hi Debbie,

You are supposed to own the …

Car accident at parking lot Not rated yet
Somebody parked at curb side of a plaza. I backed into it. Would that increase my premium? We have reported to the police.
Thanks.

At Fault Accident …

Rear ended another vehicle ontario insurance but in quebec Not rated yet
I am from ontario. i was travelling to quebec and ended up rear ending someone in a rental car it was due to my brakes failing and i couldnt stop it was …

Temporary stay in USA Not rated yet
Hi am a medical student and I’m going on a 4 month educational seminal in Ohio. I’m planning of taking my Ontario plated car with me. Will my ontario car …

1995/1996 Nissan Skyline Not rated yet
Are these vehicles insurable in the province of ontario?

Nissan Skyline
Maybe not with all insurance companies. But you should be able to find coverage …

How will a 3 day dui suspension for my 18 yr old daughter affect my insurance Not rated yet
My 18 yr old daughter was charged for blowing over 50mg and charged $110 dui with a 3 day suspension on Aug 4. Being afraid of the repercussions she did …

Is the Premium for Occasional Drivers mandatory in Ontario’s new law? Not rated yet
I am the only driver of my car–no one else because I am a single.

Is the Premium for Occasional Drivers mandatory in Ontario’s new law?
Thanks
FREE …

Insuring multiple cars in Ontario Not rated yet
We now have 3 cars. I’m looking for the cheapest method of insuring them.
Do I :

a) put me as primary driver on all and my wife and son as 2ndary …

Need car insurance for 6 months only. Not rated yet
I need car insurance for 6 months. Is there a company that provides this service.

6 Month Car Insurance in Ontario
Get 6 month quotes here:

FREE …

running a red light Not rated yet
i was driving my brothers car just to go to the bank and i think i accidental ran a red light. I’m not insured, so what will happen to me and/or my brother?…

Older woman needs to use her parents car occasionally? Not rated yet
I am a 49 year old woman who recently had surgery and moved in with her parents for recuperation. Do I have to be added to their insurance policy to occasionally …

Insurance company not renewing my policy, is this the same as cancellation, and do I need to declare it when getting quotes Not rated yet
Over 2 years ago, before my present insurer I had a weather related accident in a company vehicle and a minor speeding ticket 10KM over posted limit, I …

paying Not rated yet
Does a g2 driver have to pay insurance?

G2 and Insurance in Ontario
That depends Dallas. If the G2 driver owns a car, then yes. If the G2 driver …

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Different address of insured parties Not rated yet
I am the registered owner of two cars and I have an existing policy that covers me, my mom and my brother. I am residing separately in one location whereas …

first days after G2 Not rated yet
how many days can i drive without insurance after i first recieve my G2
Driving without Insurance?
Zero. You can not drive without insurance.
Please …

auto accident Not rated yet
I borrow my nephew car I got into a accident can I make a claim for my injuries on his car insurance since it was his car.

Borrowed Car and Injured …

Insurance hike Not rated yet
Young girl involved in 2 accidents but they were aquitted in court so she has NO convictions…..should insurance go up?

2 Accidents, No Convictions …

Double coverage Not rated yet
Do you need to have insurance on a tow vehicle as well as the vehicle being towed?

Tow Vehicle
The vehicle doing the towing must be properly insured….

How to insure an out of province car? Not rated yet
I will be borrowing my Mom’s car for two months while she is away on vacation, but her car is registered in Quebec and I live in Ontario. How do I insure …

licence suspended till court ordered payment paid Not rated yet
my grandfather was in an accident 25 years ago he was making a left turn when the driver behind pulled out to pass him and hit him. my grandfather was …

Claim coverage Not rated yet
My son got into a car accident and only has a G1 licence. Does my car insurance cover a claim if I have $500 deductable on collision. The damage was about …

car insurance for only two months Not rated yet
Can I find car insurance for only two months in Ontario Canada???

2 Month Insurance
Hi there,

The shortest policy period that I am aware of is …

Question about g1 Not rated yet
Hi, I have a g1 license.

I want to drive with my dad, who has a full g license.

He is the one with the insurance on the car.

Does my name have …

My 17 yr and insurance on his dads second vehicle Not rated yet
My 17 needs insurance on his dads second vehicle but he does not reside with him. Can he be considered an occasional driver because he does not live with …

A car backed into mine in a parking lot. Not rated yet
I was sitting in my car waiting for another car to finish backing up when she hit my car despite my many warning honks. My car sustained obvious damage …

Friends Car Not rated yet
I just got my license and I dont have insurance whatsoever can I borrow my friends car and drive it?

Borrow Friends Car
In Ontario, you can borrow …

Weekend vehicle insurance Not rated yet
I just used my vehicle on the weekends, I was wondering if there is a vehicle insurance for just weekends.
Thanks.

Insurance for Weekends
Hi Hong,…

30 day policy Not rated yet
Is there any insurance companies that offers a 30-day policy?

30 Day Policy
Not that I know of. The shortest with most insurers is six months. There …

speeding ticket 137 in 100k zone Not rated yet
I got a speeding ticket 137 in 100k zone, a couple of months ago and have hired a firm to fight it. I have one other seat belt ticket on my record that …

Driving someone else’s car Not rated yet
If i get into an accident in another person’s vehicle, and i’m not at fault, would it affect my own policy?
Accident in Borrowed Car
If it was not …

temporary driver Not rated yet
Does my car insurance cover another driver while using my car for a two week period. This is a fully licensed driver who does not have their own vehicle?…

At fault accident but do not need to file a claim on my car Not rated yet
If I’m at fault, but have no damage to my car so will not need to file a claim, will my premiums still go up as the other driver wil be placing a claim …

Do I have to be on my wifes auto insurance policy Not rated yet
My wife is looking to buy a brand new car. Right now I have a company car and she does not have a car. I have had one 3 month license suspension almost …

does a DUI affect my auto insurance Not rated yet
does a DUI affect my auto insurance

DUI and Auto Insurance
Yes.

Most insurers will not offer coverage. Leaving you with high risk coverage.

Please …

Car owner as a secondary driver Not rated yet
My boyfriend was recently bankrupt so i am getting the car financing under my name. Unfortunately i am a newcomer to Ontario so my insurance premium is …

Insurance Not rated yet
My husband borrowed my car and totalled it and recieved a dui. We had 2 different policies. He had his own I had mine. Insurance didnt cover us, didnt …

No fault Not rated yet
My question is, I was parked in a parking lot legally and I didn’t even have the keys in the ignition, car was not running, I just got in it when a guy …

Can I have 2 cars insured under one name Not rated yet
Good Afternoon,

I wonder can I gat two cars insured under my name and add my wife on one as the second driver, or I can have both cars under my name,…

80 year female car insurance increase Not rated yet
Is it generally the case that car insurance for an 80 year old female living in Toronto increase by a significant amount?

80 Year Old Car Insurance …

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House or Auto Not rated yet
If my vehicle was hit in my driveway do I go through my house or auto insurance?

Auto Insurance Claim or House Insurance Claim
Hi Paula,

Auto …

Rates for someone with 2 at fault accidents Not rated yet
22 year old has had 2 at fault accidents in under 6 months. Located in Hamilton. What approximate auto insurance rates could he be facing now?

22 …

Cancellation of policy due to nonpayment Not rated yet
I have not been driving for about 4 years. I had a policy cancellation because of nonpayment, husband was on policy and when we broke up he would not sign …

Adding son to policy Not rated yet
My 32 yr old son is living with us for a while. My insurance company is saying that I have to add him to the policy because he has a driver’s license….

Occasional use vehicle Not rated yet
I know that you can insure a second driver on a vehicle as an occasional driver. Is it possible to have a vehicle which is occasional use?

For instance …

Principal driver – two cars Not rated yet
Can there be one principal driver for two cars?

One Driver, Two Cars
Yes.

Please be sure to discuss this further with a licensed insurance representative….

University Student Car Insurance Not rated yet
Do you have to pay car insurance for your child while away in University residence in Ontario Canada

Child Away at University
Many insurers will …

insuring 2nd vehicle for my daughter Not rated yet
My daughter recently got her licence and is looking to buy a used car.
Would it be cheaper on insurance for me to buy the car (as a 2nd vehicle) and insure …

rent a car, do I need car insurance Not rated yet
I would like to rent a car from a company for a day or 2. Do I need personnal car insurances or I can buy their coverage if they offer it?
Rental Car …

Student-Confused about how to purchase a car.. Not rated yet
I was just wondering if it would be possible to buy a vehicle and it be in my name, but still be under my parents policy. We all (mother, father, me) have …

Help, I want to insure a driver who does not live with me? Not rated yet
My common law husband and I are separated, and he is not living with me, but we both reside in Toronto Ontario Canada.
However, I want to continue to …

50% at fault and no ticket Not rated yet
I had an accident where I did not receive a ticket, but my insurance company charged me 50% at fault! what am i supposed to do?

50% at Fault
This …

occasional driver Not rated yet
I am a fully licensed driver in Ontario and I have my own vehicle… I borrow my dads truck occasionally with his permission. Do I need to keep his insurance …

2nd speeding ticket Not rated yet
how much of a rate increase can i expect with a 2nd speeding ticket

2 Speeding Tickets and Insurance
It varies widely depending on the insurance …

forgot to renew insurance Not rated yet
i accidently forgot to renew my insurance. what should i do

Car Insurance Renewal
Call your insurer right away and see if they have a grace period …

how long does dui conviction reflect on ontario drivers abstract Not rated yet
I was charged with driving while disqualified and imposed an Interlock until Nov 2011. My rates have skyrocketed as i checked.
I am planning to wait 2 …

how long does dui conviction reflect on ontario drivers abstract Not rated yet
how long does dui conviction reflect on ontario drivers abstract

DUI and Abstract
It will show on the abstract for years. I have seen 5 years and …

Non-Resident Family Member Not rated yet
Can I add a non-resident family member to my insurance policy so they can drive my second vehicle in another province?

Adding Other drivers
If you …

Owner and insurance in PROV. of Ontario. CAnada Not rated yet
Can my wife and I be registered owner’s of the same car which we have insured ?

Two Owners of Car?
Hi Harry.

Yes, you can.Please be sure to discuss …

M licence affecting insurance rate Not rated yet
Hello,
I’m listed under my parent’s car insurance policy and would like to know if getting an M2 or M licence, BUT NOT purchasing a motorbike, will affect …

NSF Cancellation Not rated yet
How long a NSF cancellation stays on the record?
Does NSF cancellation is subject to increase the rates on re-issue of policy?
What is the impact of …

Insuring a three wheeled car. Not rated yet
Currently have a 1987 lomax registered as fit/un-plated.
Am having problems now getting insurance, any suggestions?

Insuring a 1987 Lomax
You will …

Non-resident auto insurance Not rated yet
I am a Canadian citizen living abroad, my Ontario drivers expired about 25 years ago, I have a Swiss drivers licence. I have a cottage in Ontario, I own …

Claims Forgiveness for Trivial Fender-Bender Not rated yet
The other day my wife was involved in a minor fender-bender. She was turning left on an amber and a southbound car passed through the intersection and …

family member intoxicated after borrowing vehicle Not rated yet
A family member asked to borrow our vehicle. He was sober when he picked up the vehicle, however, without us knowing, he then went home, had a few drinks …

Ownership of two cars…. Not rated yet
As I am already a primary driver of my old pick up truck, can I also be a primary driver of a car that will be transferred to me by the death of my parents?…

Click here to write your own.

impaired charge vehicle damage Not rated yet
If charged with impaired after an accident in Ontario- will the driver’s insurance company pay for damage to his vehicle?

DUI and Accident
It is …

Ownership of car different from person taking out the loan Not rated yet
My son is taking out a loan to buy a car, that he and I will both be using. My husband and I also have a van, currently in my husband’s name. If I put …

My insurer refuses to remove my son who has a G2 from my insurance Not rated yet
This morning I called my insurance broker to remove my son from my insurance, as he is moving away and therefore he will not have access to my car. He …

g1 insurance Not rated yet
do i have to put my son on my insurance, who just got his g1?

G1 Driver
You need to inform your insurer. But it does not affect your rates until …

Moving from BC to ONT Not rated yet
hi,
my friend moved from BC to Ont ,he had two accident in BC ,one with fault and another without fault ,do my friend need to inform the Insurance companies …

Insurance Not rated yet
My bf had to move his new car from a parking spot to another parking spot, and he hit another car. He doesnt have insurance yet as the car is brand new …

Insurance on someone else’s vehicle Not rated yet
In Ontario is it possible to insure a vehicle that someone else owns? The situation with the vehicles is that the owner has two vehicles, a Jeep Liberty …

Insurance Premium Not rated yet
Will my insurance premium go up after getting a speeding ticket over 10km/k.

Speeding over 10km/hr
If this is your only ticket the increase should …

22 year old car Not rated yet
where can i get insurance on a 22 year old car

22 Year Old Car and Insurance
Hi Jenn
It will be tough. Check the link below as well as calling around …

Occasional Driver Not rated yet
I have a 17 year old ready to get his G2. He lives with me but his father is going to buy a second car. (different address). Can he be listed as occasional …

Buying a car with no license. Not rated yet
Can I own a car and my wife with a G2 get insurance on the car I own?

Buying a Car With No License
Hi Randy
A lot of the insurers will want the …

insurance Not rated yet
can i insure a car in someone else’s name in Ontario

Insuring a Car in Someone Else Name
Hi Ford
Usually no. But some insurers allow it if the people …

Insurance coverage for G2 driver over 25 in Ontario Not rated yet
Is a person over 25 holding a class G2 license automatically covered by your insurance the same as a class G driver?

G2 vs G
Hi Brian
You have to …

geting insured under another person’s insurance Not rated yet
I bought a car in my name but was wondering if I can get insured under a friends insurance who has her own car?
We will be driving our cars separately …

Licence Suspencion Affecting Renewal Not rated yet
Hello,

If I was convicted of driving without insurance well over three years ago, and my licence is suspended this year because of failure to pay, will …

what should I do after a minor accident? Not rated yet
I just had a minor accident this morning. My car hit the car in front of me when her car suddenly stopped while making a right turn. The her cars’ rear …

Someone dropped a basketball net on my car Not rated yet
I was parked in a “friend’s” driveway – he went to move a basketball net that was in his driveway and he dropped it on the hood of my car – he told me …

Motorcycle insurance Not rated yet
Can I insure my son under my car insurance as he wants to get a motorcycle? He is 18 years old.

Motorcycle Insurance for Son
Hi Nancy,

It depends …

The law stating that you cannot hit a parked car. Not rated yet
Where can I find the legal document that states a person cannot hit a parked car?

Legal Document Stating That You Can Not Hit a Parked Car
Hi Cynthia

Can my insurance company stop covering me? Not rated yet
I’ve been driving with a G2 license and I’ve been in two accidents over the last six months, in the first accident I lost control of my vehicle during …

Expired license while out of country Not rated yet
I received my Ontario driver’s license in 1999 and while I was out of the country, it expired. I was away for 6 years as a non-resident and upon return …

OCCASIONAL DRIVER Not rated yet
Can the same person be listed as an occasional driver on 2 different policies?

Occassional on Two Policies?
Yes, they can and should be if that is …

Occasional Drivers more than 1 car in family Not rated yet
Son is 22 drives his own 2001 Chev under my insurance, while I drove 1993 Acclaim if I buy a 2007 car is he insured under his or does he have to drive …

waiver Not rated yet
can my insurance company request that my common law spouse sign a waiver to not drive my car because of his driving record

Excluding Common Law Spouse …

Insurance Not rated yet
Hi, My mother recently past away, I am insured under her insurance, but not sure how this works… Can I still drive her van legally until I get the money …

changing my ontario licence to a BC licence Not rated yet
I got a DUI 3 years ago in ontario, and i did my back on track course, and paid my fine. I have had my licence back since august of 2010. and i just recently …

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Collision Not rated yet
We have a second car that is only insured for fire and theft. Can we still drive this car if it is not insured for collision??

Second Car, No Collision …

19 year old female Not rated yet
Hi,
My 19 year old daughter had a fender bender several months ago. She’s an occasional driver on our (mum and dad)’s insurance. Our renewal is coming …

Driving a relative’s car with whom i don’t live with Not rated yet
Hi, I am 18 and my family doesn’t own or a car or never did since the time we arrived at Canada. My aunt has been driving in Canada for 5 years now and …

Motorcycles and adding extra drivers to an auto policy Not rated yet
My question is our daughter is considered an occasional driver on our auto policy. My husband and I have 2 vehicles so she is just occasional. If my …

Lost Auto Insurance Record Not rated yet
Recently I decided to change my auto insurance provider and they ask me how long I was insured in Canada? I told them from 1986 to present. The agent called …

Secondary Drivers Not rated yet
Can the secondary driver on one of your vehicles live in a different City from the Primary driver and keep the car at their residence?

Secondary Driver …

cancelled insurance Not rated yet
I live in Quebec. I just called my insurance to make a claim and was told that my ex, who was secondary on my insurance, cancelled my policy without my …

ticket for expired auto Not rated yet
going to court for expired auto insurance. officer made mistake on ticket. i am poor. do i have a chance?

Mistake on Ticket
Hi Emily
I will be interested …

is car insurance cheap if ownership is in parents name? Not rated yet
is car insurance cheap if ownership is in parents name?

Car Ownership
Hi Britt
What matters is who the drivers are.

By the way, are your rates …

G1 ontario licence Not rated yet
My son got his G1 licence. Can I insure him on my car (mother) as an occasional driver? He is 19 and a full-time student at the U of T.

G1 as Occasional …

Suspension Not rated yet
I am very close to getting my license back from a medical suspension and am looking at getting a car… Will this affect my insurance rate?

Medical …

One driver – two cars Not rated yet
Wanted to buy another car. Just received a quote from my broker: $1400 (my current car), getting rid of current car and buying the other one – $1700 (although …

Non Insured Not rated yet
I was co-signer on a lease for a car. The car was involved in a accident, it was rear ended (not at fault) but the person that leased the car let the insurance …

Insurance Not rated yet
I recently got a speeding ticket and I’m secondary driver will this impact the primary driver on the insurance

Secondary Driver Getting a Ticket
It …

High risk driver Not rated yet
Hi, my wife was dropped from her insurer because of 3 tickets convictions, she was the owner and primary driver and I was the occasional(clean record) on …

Insurance with no licence Not rated yet
Can you insure a vehicle without having a driver’s licence?

Insuring a Vehicle With No Drivers License
No, you need a license.

Please be sure …

Private vs Commercial Car insurance, ON Not rated yet
Hi, I am operating a Carpet Cleaning business from my home. My activities are both at home and with customers. I am driving a 2011 Ford Edge which is currently …

does my 17 year olds dui affect my rating Not rated yet
My 17 year old had a DUI and blew over .80 when driving just before I could list him as an occasional on my policy does it affect my insurance?

17 …

one owner with 2 cars,auto insurance for each Not rated yet
can one owner with 2 cars insure each car with separate insurance company i.e. one insurance company for 1 car another company for the next

2 Cars,…

Over 25 years driving, a couple mishaps equals being a high risk? Not rated yet
I have been driving since I was about 18 years old, also drove school bus and currently have a class D licence. Most of my family and friends consider …

Oldie but goodie Not rated yet
We are purchasing a 1977 Chevy Silverado pickup truck from Alberta and so far the insurance quotes are unbelievable in Ontario. All we want is to get PL …

insurance Not rated yet
Is there any car insurance company in kingston Ontario who gives a break to a driver with a blowing over charge not impaired?

Canada Insurance Source …

Will my son have trouble getting insurance Not rated yet
Hi There,

About a year ago my son was working on his car and drove it around the block. He didn’t have insurance yet and got stopped and fined for not …

minor accident Not rated yet
My car’s door made a small dent on the car door next to mine. The owner of the car got in contact and I suggested paintless dent repair for his car which …

Ticket forgiveness Not rated yet
If I get a speeding ticket (say going 140 in a 100 zone) and I have first claim forgiveness on my policy will my rates go up or does this only apply to …

teen insurance question Not rated yet
hi,
I am a student have my g2 currently, i was wondering if i can have a car under my name, but my insurance under a family members name?

Teenage …

Click here to write your own.

Primary Insurance Holder Not rated yet
Can I be the primary insurance holder on a vehicle that is not mine, but have the vehicle owner as my occasional driver or secondary driver? My friend …

Estate of deceased owns the car Not rated yet
My uncle died. In his will, he left his car to my uncle. Can my uncle just take the car and drive it?
Doesn’t the ownership of the car have to be legally …

only 17 Not rated yet
I’m seventeen years old, and i want a vehicle from ’66 to present, something like a ’79 trans am, or ’66 firebird, a camaro would be cool, maybe even the …

Father driving my car Not rated yet
Is it o.k. for my father to drive my car on occasion? Say an emergency? I live with him and he already has his own coverage for his own car?

Father …

No Insurance Of My Own Not rated yet
My friend’s auto insurance is not up for renewal until August 2011. Back in February (2011) he received a DUI and was completely discharged except that …

Laws around Permissive Driver Not rated yet
If I have full insurance coverage of my vehicle and my sister who is 30 and does not live with me wants to borrow my car every now and then maybe once …

Insurance after G2 Not rated yet
What is needed to get insurance after receiving my G2?

Insurance With G2
You just need to know what car you are going to buy and go for quotes on …

principal driver Not rated yet
If I go on my husbands auto policy with my vehicle, will I lose my status of how long I have been insured on my own policy.

Listed on Husband’s Policy …

Three cars, two parents, one young driver Not rated yet
Hello,
If we have three cars in one household, can one parent have two cars under their name and the other have the third car or does each licensed driver …

Drink Driving Conviction Not rated yet
Is it mandatory for me to inform my insurance of a drink driving conviction and that I have had an ignition interlock installed. If I don’t tell them …

Impact of changing companies after a not-at-fault accident with health issues Not rated yet
My wife was hit from behind while sitting at a red light and has not worked since. She is a nurse – a job requiring heavy lifting – and it may take her …

Does G2 licence holder needs his own insurance Not rated yet
I have a son who is turning 19 years old and have a G2 licence for a year now. My questions would he be allowed to drive by himself in highway or even …

Old, Modified Jeep Not rated yet
I have a 1988 Jeep YJ with a 2″ lift (springs) and 31″ tires. I went to an ‘expert’ broker and she couldn’t find a single insurer. She really tried.
I’…

do i phone my insurance if someone hits me gave me there information for there insurance what do i do with it. Not rated yet
what do i do with information on insurance given to me by the lady who hit my car do i phone my insurance or phone theres.

Insurance Claim
Because …

I have G2, can I drive my dads car, but I am not on the insurance? Not rated yet
I am going to Ottawa from Toronto on the weekend and I wanted to take my dads car. I have a G2 licence. Can I take my dads car (which is insured) but I …

speeding ticket Not rated yet
i received a speeding ticket last night in the province of quebec and it states i’ve lost 2 demerit points. do i need to call my car insurance to advice …

G2 driver 2 speeding tickets/ no demerits Not rated yet
How will my sons insurance be affected with two speeding tickets in one year… he has a G2 license and the tickets were for going 10 km over the limit….

demirit points and how does it affect insurance premiums Not rated yet
Driving Under the Influence. Police knocked on my door after I was in my house and brought in my groceries. I had had 2 beers at a friend’s home 5 minutes …

Car insured in BC moved to Ontario Not rated yet
I gifted and shipped a car from BC to my step son in Ontario. It had to be insured for the shipment and so it remained in my name. How long has he got …

ontario registered car without driving licence Not rated yet
i have ontario registered car insured in ontario, i moved to bc and got bc driving licence. I left this car in ontario and my father drive it. i keep ontario …

outrageous insurance rates Not rated yet
I was pulled over and charged with driving while under suspension and thus dropped from my insurance company as of the end of my term. I have been shopping …

teenage driver Not rated yet
Does my friends 19 year old son have to be automatically insured with their insurance if he will not be driving their car?

Teenaged Driver and Insurance …

1978 Pontiac Trans Am Not rat