Wood Heat
by Peter E.
Does it make a difference to my insurance rates if I have a wood cook stove (certified & approved installation) to do a portion of my home heat (in conjunction with solar and propane), as opposed to an airtight parlor stove or equivalent. Wood Stove vs Parlor Stove and Ontario Home InsuranceHi Peter If wood is your primary source of heat, many insurers will not offer coverage. As for an Airtight Parlor Stove vs a Wood Cook Stove, the Parlor would probably be preferred by many carriers (assuming it is ULC, up to code, etc). This is a case where several insurers would have differing rating from each other. Your best bet is to check with the Home insurance company as you get quotes.  Ask another question at House Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. OR visit Canada Home Insurance www.canada-insurance-source.com |