What due diligence does an insurance company need to do to cancel a policy?
by Kelly Handler
My insurance company cancelled my policy and I had no idea this was done, I was driving literally for months not knowing it was cancelled. They say they phoned me twice and sent me a registered letter, and also showed me a canada post letter indicating that the letter was returned to them undeliverable. So, the it was clear that I was not notified. The problem now is that I was involved in a very minor accident to which I'm being named as a defendant. I've brought a third party claim against my insurance for them to defend me, but they're fighting this. Did they pursue the proper due diligence to notify me of this cancellation? I appreciate any input you may offer. Notification of Cancelled PolicyThis is something for you to ask a lawyer. Please be sure to get proper legal advice That said ... What are they supposed to do if you haven't provided your up to date contact information and address? And you should have noticed that no payments were coming out of your account. Sorry to be harsh when you're having a tough time, but I don't see what the insurer should be doing. Be sure to hire a lawyer to help you in this. Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. |