Two cars in the family by two separate owners

by Mary D
(Ontario, Canada)

A husband has an auto that is insured and then his wife buys her own car. How best to insure her auto? Can she be added to her husband's even though he is not the actual owner or the registered owner OR does the wife need to have her own separate policy? If she can get her husband to insure hers under his policy, the premium may be cheaper. Thank you in advance a


Two Cars


Hi Mary
Your husband's insurer should let him add you and your car to his policy. Or they should give you your own policy but give each of you the multi vehicle discount.

Hope that helps!

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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