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ticket for talking on a cell

by Nadia
(Guelph, Ontario)

hey got a ticket yesterday for talking on my phone. yes my fault, it was $155 and I kind of just want to pay it off, but i dont want to if my insurance goes up alot. anyone know how much it goes up?


Cell Phone Ticket and Insurance Rates


Hi Nadia
This will impact your rates. With many companies it will be small (say 5% if this is your only ticket). There are some carriers that will treat this type of ticket more severely. Unfortunately you won't know for sure until you shop around or until your policy renews.

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