Suing for losses

by Robert
(St. Catharines, Ontario)

I was in an accident and was at 0% fault. The other driver was charged. I did not have collision on my car insurance because I bought it for $3000 almost 3 years ago. Can I sue and reclaim the cost of buying another car because my car insurance company says my car is a write off?


Not at fault - no Collision


Hi Robert,
If you're not at fault, then you're still covered under Direct Compensation Property Damage. You need to contact your insurer and put in the claim. Your car might not be worth a lot if you bought it three years ago for $3000. But it's worth a call to your insurer.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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