Speeding and Insurance Rates

by Justin
(Guelph, Ontario, Canada)

Hi,

I am a G2 licensed driver, and I just received my first speeding ticket.
I was caught going 86km/h in a 60km/h zone.

First off, I want to know how long this ticket will stay on my driving record? I am currently insured as a 'partial driver' under my parents.

Secondly, will my rates go up just on this one offense? Or will it take a second offense for the insurance company to hike my rate up?

And lastly, what are the chances I can fight a ticket like this and get the penalty lowered or even removed?

Thank you in advance

G2 license and Speeding Ticket


Hi Justin
This will increase your rates at renewal. The ticket will be on your record for three years. A second ticket will have a big impact. Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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