Single Car Accident in Ontario

by Xhinna
(ontario, ottawa)

I had single car accident on icy road hitting the fence of the road the fence had no damage but just my car the cost of repairing my car is hitting 9,000 How much do my premium will increase and for how long?


Single Car Accident in Ontario


Hi Xhinna
Hope you are okay!

If you have some sort of accident forgiveness in your policy, the premium should not increase much at all. Otherwise it will be substantial, maybe double (this depends on your insurance company and how they set rates). It will affect your record for 6 years or longer. Each year the impact will be less.

Get a quote here, one with an accident on your record, and one without, that will show the difference in rates:


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Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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