Sharing one vehicle

by Jason W
(Hamilton, ON, Canada)

My girlfriend and I are moving in together and would like to share one car (hers). Since we don't want to make car payments on mine. Will my insurance company give me coverage on hers while in her name or will we have to change the ownership of the vehicle to my name as I would be doing most of the driving and she would be occasional.


Thanks

Sharing one vehicle and auto insurance


Hi Jason,
In order for you to insure the car, your insurer will want the ownership to be in your name (double check with them before you do that).

Or you could have her take out a policy and list you as the primary driver with her as occasional. Then the ownership could stay in her name.

In either case, be sure to advise the auto insurance company know who the drivers are.
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Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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