Secondary Insurance on father's second car

by Joseph
(Toronto, Ontario)

My father owns two cars both of which he is the primary insurance holder on. He lives alone and I don't have a car. Can I be put as a occasional driver on one of his cars?


Secondary Driver On Ontario Car Insurance


Hi Joseph,
If you live with him, his insurer might want to class you as a primary on one vehicle. But if you don't live with him, they should let you be an occasional.

Hope that makes sense?

By the way, are his rates too high? Check here:

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Apr 12, 2011
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reponse to "Broker"
by: Canada Insurance Source

Hey "Broker"

Thanks for your interest and for confirming.


Apr 11, 2011
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Broker
by: Anonymous

2 cars, 2 drivers, 1 must be the Princapal. Unless you are excluded from one car, or dont live in the household. every situation is different, give your broker a call.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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