Running a business from home

I am interested in running massage therapy from my home. It would only be myself and perhaps in the future, one other therapist working from here. Do you know if this would raise my insurance rates substantially and if so, do you have a ball-park figure? Any advice you could give me would be greatly appreciated.

Thank you.

In House Massage Therapy Business and Canada Insurance


Hi there
This will raise your rates as you will require business insurance coverage, or at least a home business rider on your policy. A home business rider will be $300/yr or more. A stand alone commercial policy will be $750/yr or more. You'll likely need the stand alone policy if you have employees in your home.

Be sure to shop around and get a few quotes. There are many options.

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Aug 22, 2011
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Need some advice
by: Anonymous

I?m planned to buy a small business health plans for my firm and I was thinking to approach PreTax Health but I?m not sure whether its a good idea. Need some advice...

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Your best bet is to shop around with several sources and settle on the one that has the best combination of coverage, price and a good name.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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