Requested improvements

Can my insurer request improvements after an inspection? Do I have to make them? What if they are vague and unrealistic?

We have been insured for our house since 8 months (new purchase). It was inspected by the insurance company 6 months ago and just recently we received a notice that the as a result of the inspection a list of 'recommendations' were made. They are requesting that the 'recommendations' are completed in the a little over a months time, which is about a month away from our renewal date.

While some of the 'recommendations' are reasonable and have been completed since the inspection (e.g. cover plates on unfinished basement eletrical switches, foam insulation covered by drywall), some are either very costly (e.g. repair exterior brick work)or vague and unnecessary(e.g. install some kind of dust collection system in detached garage).

What are my options?

Home Inspection Recommendations

Give them a call and let them know what you have done. Ask for more time on the other items. See if you can't get them to reconsider certain items as well. You could shop around on renewal and hope for a better result ... your current insurer likely won't stop asking for all the improvements.

Re the dust collection system: you must do woodworking in the garage?

Please be sure to discuss this with a licensed insurance representative. And you can try getting quotes here:



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