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Reinstating Policy after Cancelation

by Melissa
(Kitchener, Ontario)

If my insurance policy was canceled due to a late payment, will they reinstate me once I send in my payment and any late fees? If I am short but still pay my regular monthly payment, then pay again the late fees, can I still be reinstated? How many letters of cancellation can you get before they deny a reinstatement?

Ontario Auto Insurance Payments


Hi Melissa
I'll try and answer each question:

"If my insurance policy was canceled due to a late payment, will they reinstate me once I send in my payment and any late fees?"

Yes, if you send the payment by the date they requested.

"If I am short but still pay my regular monthly payment, then pay again the late fees, can I still be reinstated?"

If you only pay the regular monthly payment, without including the late fees, you will not be reinstated.

"How many letters of cancellation can you get before they deny a reinstatement?"

Two.

Have a discussion with your Auto Insurance company to confirm.

By the way, are your rates too high? Check here:

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