Rear ended.

by Kyle
(Ontario)

I was rear ended and pushed into the vehicle in front of me. The vehicle that hit me fled the scene. A police report was done and I wasn't at fault or ticketed. I did have to do a breathalizer and I blew a warning. No charges but I did get a 3 day suspension. My insurance says I may not be covered eventhough I was not at fault, I was hit and I was not considered impaired. Do I have a chance for coverage. I have collision on the car.


Accident and Alcohol


Hi Kyle
Alcohol can be a reason to void a policy. But I believe it is based on 0.8 and up not a warning. You might need legal advice.

FYI, even if you are covered, you may end up being partially at fault for hitting the car in front of you.

I recommend getting legal advice. And Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

FREE Auto Insurance Quotes


Other Pages of Interest
car insurance in Ontario Canada
Car Insurance Canada
Car Insurance Quote Canada
Auto Insurance Questions

Or Ask another question at Ontario Auto Insurance Questions and Answers

Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page.

www.canada-insurance-source.com



Click here to post comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Your Ontario Auto Insurance Questions.

Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

Compare insurance quotes through Kanetix.ca - save time and money!