Partime driver is charged for impaired driving
My son who is listed as a partime driver had an accident with my vehicle and was charged allegedly with impaired driving.The insurance company refuses to pay for damages to my vehicle.Is this legal. Claim Refused due to Impaired Driving ChargesHi there, This is a tough situation for you as a parent. I feel for you. The news is bad. One of the exclusions in your policy is for damage caused by an impaired driver who is driving the insured car (Section 7.2.2). That said, I believe this applies on conviction, not on the allegation. It sounds as though you need proper legal advice. That's not what this site provides... All the best Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. |