parents own three cars, i may drive one occasionally

by Mike
(Toronto, ON)

my parents currently own two cars, i believe they are listed as my mom as primary on one and my dad as leisure on the other,


they are planning on buying another (3rd)vehicle. I am currently uninsured and may be driving this additional vehicle up to once every two weeks, otherwise i use public transit.

can they add me to their policy as a casual driver? or named driver?

i am 33yrs old, donot live with my parents, and haven't been on an insurance policy in several years, i was involved in an accident while driving a friends car i borrowed in Jan 2010.

can this be done? will it raise there policy substantially?

Listed on parent's policy?


It's up to your parents and their insurer. But it should be possible. It will cost your parents extra for sure, probably quite a bit if your accident was at fault.

Be careful that no one misrepresents themselves to the insurance company. Tell the whole truth.


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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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