Ontario Belair Insurance Premium Increase
(Toronto, ON)
Just got a speeding ticket for 27km/h over (worth 3 demerits) first time offence. Currently have a G2 liscence, driving for year and a half now. If I plea guilty but the judge reduces the ticket and eliminates the demerits will my insurance premium increase? If so by how much? Thanks
First Speeding Ticket and Insurance
Hi there,
One minor ticket is usually not going to raise your rates much at all. maybe 5%. The demerit points don't factor in. But being 27 over vs 20 over can make a difference (most companies its 30 over where it makes a big difference). But again, one ticket should not be too bad.
Hope that helps. You can always get a quote here with the ticket just to see the impact:
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