Off highway use of a vehicle

by Diane P
(montreal, quebec, canada)

I enrolled in an advanced driver education course given by an automobile club and held at a closed circuit racecourse. Would my vehicle be insured if it was damaged due to a mishap.

Answer re: Driver Education Course

Hi Diane,

If the automobile club is offering an accredited course then your insurer would probably cover a claim that would normally be covered under your policy.

I do have some cause for concern because I know the Ontario Auto Policy has an exclusion for racing on a closed circuit race track. I know you are not racing ...

If I were you I would call the insurer to advise them of what you are doing. Then you know for sure.

www.canada-insurance-source.com

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