Not my fault accident
by Johana
If I was in an accident and didn't cause it, does my insurance go up? also, do I have to pay my deductible? Not at fault accident and deductibleHi Johana If you were hit by someone else and it was determined that they were at fault, then you will most likely not have to pay a deductible. A not at fault accident is covered under Direct Compensation Property Damage (DCPD). Many policies have a $0 deductible for this coverage. But some have a deductible. So it depends on what coverage you bought and whether you were truly not at fault. Hope that helps -- Ask another question at Ontario Auto Insurance Questions and Answers Or get Visit car insurance in Ontario Canada for more information. Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page. |