No insurance, and in a 'no-fault' accident
My coverage lapsed (I know it's bad but my former boss owes me pay checks dating back 9 weeks now...), I need to work and my new job isn't on a public transportation route, so I took my car. A lady pulled out in front of me and I T-boned her wrecking the front of my car. The police came and she was charged- it was a 'no-fault' accident for me.
I understand that I face charges for driving with no coverage but will her company still have to cover my car? Or am I out of luck since I have no company to go after her company?
No Fault Insurance in Ontario
The point of no-fault auto insurance in Ontario is that you go to your own company for claims. Since you don't have a company to go after, your only chance is to get legal advice and sue the other party for damages. If that is even possible.
You're in a bad situation that just got way worse. And it's unlikely that you'll get anything. But please consult a lawyer first.
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