No fault
by Norm D
My question is, I was parked in a parking lot legally and I didn't even have the keys in the ignition, car was not running, I just got in it when a guy backed into the drivers side door and caused $1000.00 damage, he admitted fault fully, will my rates go up since I put it through insurance, will I have to pay anything to have my car fixed, I have never used my insurance for anything in a very long time, the last accident wasn't my fault either but didn't put it through my insurance to fix it, it was an older car and wasn't worried about it, this time it happened to my new car, 6 months old. Claim and RatesHi Norm A no fault accident does not affect your rates. If the other driver is on record saying he is at fault and that you weren't driving, then you should have nothing to worry about. Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here: Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. |