No collision on vehicle
by kevin
I have a question about a driver with liability insurance but no collision on a vehicle. If the driver with no collision is involved in an accident in which they are not at fault, will the insurance company fix the vehicle ? No Collision and Claims ProcessHi Kevin, Good question. The answer is yes they will (assuming there is no reason why they shouldn't ie excluded driver in the accident). The key to this is understanding the fault determination rules. There are events that an insured might feel is not at fault, that the insurers say is at fault. For example, people who have single car accidents due to bad weather are often surprised to learn that they are at fault. In which case collision coverage would not apply. Be sure to discuss this when you buy insurance or cancel the coverage. By the way, are your rates too high? Check here: Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page.
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