Name is on the front but not listed as a driver?

by Amanda
(newmarket, ontario, canada)

I have a G1 licence in Ontario and I will be going for my G2 in a few weeks. In the event I pass I have a vehicle lined up. The question is My ex and I bought a van together so I was part owner. He was first insured with State Farm. They cancelled his policy then he went to another company. For this second company Both of our names were on the mail when it came and under applicants name it shows both his and mine, but under driver information it shows only his name. Does this mean I was on the policy too??? The reason I need to know is when I go to get insurance for my new vehicle they will ask if I have been on another policy in the last 2-3 yrs.


Policy Owner? Listed on Policy?


Hi Amanda
It sounds as though you were considered a policy owner, but may not have been listed as an insured driver. The mail is addressed to the policy owners only. And if you only had your G1 they may not have listed you as an insured driver.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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