My Uninsured Parked Car Was Hit - Can I claim against the insured driver ?

by John
(Orangeville)

I had my car parked on the street, legally, but decided to pull of the insurance as I wasn't using it at the time. An insured driver collided with it while it was parked, pretty much writing it off.


My insurance company understandable will take no responsibility, but can I go after the insured - at fault - drivers company as a 3rd party claim ?

Insurance question: Uninsured, parked car hit by third party



Yes, you can "go after" the insured that hit you. Their liability portion covers property damage.

That said, I doubt that anyone on the other side is going to be very helpful. You will likely have to hire a lawyer and initiate a lawsuit. I doubt it would go to court, once legal proceedings are initiated the other party's insurer will likely want to settle.

If it's not too late, a police report could be very helpful to you. Witnesses and pictures will also help.

Good luck John!

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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