Maximum Ontario Auto Insurance Rate Increase

by Belair Direct customer
(Ontario, Canada)

What is the maximum increase for auto insurance in Ontario for 2010 ?

Belair direct wants to charge me 28% more this year.
No change in policy - no accidents or tickets.

Maximum Rate Increase Answer


Many insurers raised rates in 2009 and in the start of 2010. Belair raised rates three quarters in a row for an average rate increase of 10.84%:

  • 5.10% rate increase approved in the fourth quarter of 2009

  • 3.17% rate increase in the first quarter of 2010

  • 2.57% rate decrease in the second quarter of 2010


For a list of most insurers rate changes in Ontario, check out: auto insurance rates in Ontario

An average increase does not mean everyone's rates increase the same. Some clients may have had a decrease. But it would seem that most had an increase of some sort. Your rate going up so much more than average indicates that you are not Belair Direct's target client.

You might want to shop around to see if you can get lower rates somewhere else. Check here:
FREE Auto Insurance Quotes

Hope that helps.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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