Manitoba Licenced/Insured Driver borrowing Ontario car?

by Jennifer
(Ontario)

I currently hold a Manitoba license and insurance policy and will in Ontario for 8 months for school. While in Ontario I plan to borrow my parents vehicle. I will not be living with them and I will be keeping my primary address in Manitoba, and will be keeping my Manitoba licence and insurance. Do I need to be added to my parents insurance policy or am I covered under my own?


Manitoba Resident Temporarly Living in Ontario question


Hi Jennifer
Your parents insurance company must be notified. They will likely insist that you be added to the policy. This will require that you get an Ontario Drivers license.

Good luck in school!

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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