licenced but uninsured driver driving uninsured car

by Ron
(Ontario, Canada)

My car was left at my daughter's in order for it to be repaired by boyfriend. There was no insurance on the vehicle and without permission he and a friend took the car, drove it and subsequently was stopped by an officer. The friend was licensed but I think he had only a G2 and was not himself insured. I was informed of this when an officer appeared at my door 6 days later. I have not been officially charged yet. Will I be and what affect will this have on my driver's record? What would be my options in a situation like this?


Car Driven Without Permission


If you don't get a ticket and there was no accident, your rates should be unaffected. Consider yourself lucky that they didn't have an accident. Have you considered pressing charges against them? Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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