Lending my car and Insurance

by Darren
(Ontario)

Can my uncle from Germany drive my car under my insurance? Can he drive into the United States?


Answer - Lending car and Insurance



Hi Darren
If he has a valid drivers license I see no reason why you can't lend your car to him. But I wouldn't in your case.

If he has an accident it will impact your rates for six years. And things get even more complicated if you factor in driving anywhere out of province.

And outside of the insurance concerns, I imagine it would be a problem crossing the border!

I really don't recommend lending your car out to your uncle. If you decide to, I recommend calling your insurer and letting them know about it.

Sorry to be negative and a little vague about the potential problems.

Best Regards
www.canada-insurance-source.com

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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