Insurance without owning a car

by Lisa
(Brantford, Ontario)

I don't have my own car, I've been borrowing my girlfriends' car that is insured. I am 37yrs old, I've been trying to get my own insurance quotes but they all require me to own a vehicle so how does it work?


Buying Car Insurance


Hi Lisa,
In order to have auto insurance you must have a car.

You can drive your friends car with her permission. Her coverage is in effect and she is responsible for any accident you might have.

If this is a regular occurrence, your friend should talk to her insurer about adding you to her policy.

If you want to buy a car, you can get quotes first. Check here:
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Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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