Insurance while a spouse is DWI and unlicensed

by Eric
(Hamilton, Ontario, Canada)

I lost my license (driver's) and arranged to change my life so I don't require driving anymore. My wife uses our van to go to work and drive the kids to school.


I don't intend to be driving for the foreseeable future and need to find insurance so my wife can continue on with her life as best as possible.

Since I am no longer a driver, will my wife's insurance still be higher because of my conviction as long as we are living together?

DWI impact on Spouse's Policy


If you are unlicensed, your wife should be able to get a policy without you affecting her rates. The moment you have a license, you will be added to the policy which will impact rates (for the foreseeable future).

Hope that helps. Why don't you and your wife check out rates here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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