Insurance Premium After Winter Condition Accident
by Joel
my wife skidded and hit the guard rail, she had been driving at 30kmph and the police did not lay any charges. would the insurance premium go up? Increased Auto Insurance Premium after AccidentHi Joel, Hope she's ok! Yes, your rates are likely to go up as this will be an at fault accident from an insurance rating standpoint. However, if your policy has claims forgiveness the premium should not change. If you are considering paying this out of pocket rather than reporting to insurance, keep in mind that if it turns out that your wife is injured it will be tougher to prove that it was a result of an accident if you had not reported the accident previously. And the damage is likely thousands (most small accidents easily cost more than $1000). Good luck! By the way, are your rates too high? Check here: Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. |