Insurance Policy Cancellation on Record

by gunter k
(calgary alta. canada)

how long does a cancelled policy stay on your record?


Auto Insurance Policy Cancellation


Hi Gunter,

An Ontario Auto Insurance Policy will show on the insurance history reports for years, sometimes decades. And the reason for cancellation is noted in most cases too. I assume that is the case for Alberta insurance records as well.

If you are asking because the cancellation is a negative factor in your insurance rating, expect it to affect your rates for at least three to five years. And most certainly until you have had new coverage for some period of time.

Each insurer may treat a previously auto insurance cancellation differently (some more strictly than others).

Sorry to be a bit vague on this!

Please be sure to discuss this further with a licensed insurance representative.

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Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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