Insurance Fraud

My boyfriend borrows my car on the odd occassion he is insured under his parents but not under me is this fraud?


Insurance Fraud


Hi there,
It probably is not fraud. If he doesn't live with you he doesn't have to be on the policy. He just has to have permission to drive (at least with most companies that is the case).

If he lives with you, and you told the insurer that you are the only driver, that might be considered insurance fraud. Be careful.

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Jan 31, 2014
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His father's insurance will incrase?
by: Anonymous

The same case to me. I would like to know if i rolled over my husband's car causing no personal accident but serious damage in the car (i am under his address, i have a valid driver liicense driving with his permission but i am not under his insurance policy) but I do have insurance under my parent's address. How it could affect the incrase or coverage of the insurance. Which one will cover damage and which insurance will be incrased and affected?

Apr 12, 2011
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broker
by: Anonymous

he has his own insurance under his parents, just call your insurance broker and give them his drivers license number and policy number, they will makr it in there file that he is insured elsewhere. its fine,.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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