Insurance for new driver

by Kathy
(Ottawa)

My son is about to get his G2. He lives with his father and is not currently listed as a driver on any policy. If I lend him my car occasionally do I have to add him as a driver to my policy? Does the requirement change if he is listed as a driver on his father's auto insurance policy?


Son with G2 and Insurance


He should be listed on his fathers insurance policy since he lives there. This is important.

If he drives your car occasionally, say 5-10 times per year, then he's probably okay to not be listed on your policy since he doesn't live with you.

If he drives your car regularly, say every week, or even every other week, he really should be listed on your policy.

Different insurers have different views on this. So it is always best to check with your insurer about your specific situation.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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