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Insurance for new driver

by Kathy
(Ottawa)

My son is about to get his G2. He lives with his father and is not currently listed as a driver on any policy. If I lend him my car occasionally do I have to add him as a driver to my policy? Does the requirement change if he is listed as a driver on his father's auto insurance policy?

Son with G2 and Insurance


He should be listed on his fathers insurance policy since he lives there. This is important.

If he drives your car occasionally, say 5-10 times per year, then he's probably okay to not be listed on your policy since he doesn't live with you.

If he drives your car regularly, say every week, or even every other week, he really should be listed on your policy.

Different insurers have different views on this. So it is always best to check with your insurer about your specific situation.

By the way, are your rates too high? Check here:

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