Insurance and accident

by Byron
(Thornhill, ontario, canada)

I am 18 and i had an accident and i am trying to find out how much my insurance would be after an accident. how much does your insurance go up by after an accident and you are at fault.??


Auto Insurance Rate after an Accident


Hi Byron,
The answer depends on a several factors:


  • What your driving record was already: If you had driver training you could be driving record 3 which could be reduced to 0 due to the accident (the rating you had when you first got licensed (G2). This would be a very substantial increase

  • If you also got a ticket (that will increase the rates)

  • If you have a G or G2 could make a difference

  • If you were at Driving 0 or 1 then the increase won't be as big



Expect a substantial increase and hope for the best. It depends on the circumstances above and your insurance company's rates.

Hope that helps a little.
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Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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