Husband not on insurance policy

by Camilo
(Kitchener, ON)

My Husband had an accident in my car, he was hit by another car, my Husband is not in my insurance policy, my insurance is full cover, is our insurance going to pay for all the damage.


Thank you

Reply: husband not on policy in accident


Hi Camilo,
Most likely, your insurer will pay for the damage.

This is a big area of concern for insurers. Too many people are not reporting all of the drivers in the household. It would not be a surprise if some claims were denied for material misrepresentation in cases like this.

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Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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