How to improve a poor driver's abstract

by SJ
(Ontario)

I am a 24 year old female driver with one accident, and two speeding tickets. The oldest speeding ticket will not fall of my abstract until Dec 2012. In 2013, I will be 25. In the meantime, is there anything I can do to improve my driving record? Enroll in a Drivers Ed course (I took one in high school) etc? Or who can provide some information about how to ensure that my insurance premiums are low? Thanks!


Improving Driving Record / Insurance Premiums


Hi SJ
Unfortunately time will be your biggest help. The other factors you can control is how far you commute and the type of vehicle you drive. A slightly older vehicle with a good safety record is usually lower on insurance than a newer car. For example, a 2005 minivan will probably be less to insure than a 2012 two door car.

The other thing you can do is shop around. But whether or not you should depends on if the last accident was "forgiven" or not by your insurer.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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