how many years of driving record must you need to provide to your insurance? 3, 5, 7, 10?

by M
(Ontario)

i want to get a copy of my driving record for insurance purposes, i live in toronto.

do i need to let thme know about an accident from7 years ago or should it matter?

Driving Record


Hi there,
All insurers look at the past three years for convictions. Most look at the past six years for at fault accidents. Some look at seven, and others ten years.

Once you are six years away from an accident you should be able to get very good rates with most insurers.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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