How long does an accident stay on record?
by Bianca W.
We are shopping around for another insurance company as our rates have tripled and have had no accidents in eight years yet when getting quotes they still are penalizing for a minor no fault accident ! how many years will this stay on record Reply: Years accidents stay on recordHi Bianca An accident that is considered not at fault will not affect your rates at all (i.e. another driver hits you). Read more about that at No fault insurance Ontario when you are done here. If the accident is at fault, it usually affects your rates for 6 years. Some carriers have a 10 year policy. But even so, the rates go down every year. It is very likely that something else has changed. For example, it could be a new driver added to the policy, or very likely a driver has several tickets. You are right to shop around. I recommend that you try here: You will get many quotes there after taking a few minutes answering questions. Hope that helps! -- Ask another question at Ontario Auto Insurance Questions and Answers Visit car insurance in Ontario Canada for more information. Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page. www.canada-insurance-source.com |