How long does a claim stay on my record?

by Andy
(Ontario)

Hi,

I had 3 claims for sewer backup in the last 7 years. How long do they stay on my record?

Thank you

Claims on Record


Hi Andy
Normally claims affect your insurance for three years. However, insurers can pull reports on insurance claims that can go back ten years or even longer.

Insurers that are aware of three claims in such a short time may be hesitant to offer coverage or might not offer sewer back up coverage.

Please be sure to discuss this with a licensed insurance representative. And you can try getting quotes here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

Compare insurance quotes through Kanetix.ca - save time and money!