How does my record get affected?
by K
I was driving a friend's car and had an accident (I hit a pole). There is significant damage to the car. If he claims it to his insurance will it affect my driving record? If yes, for how long and to what extent will the consequences be? Also, will my insurance rates increase or will it only be his that increase? Borrowed Car and AccidentYour friend is probably going to be held liable for the accident and it will affect his rates for six years. There is a good chance that it will also be held against you as well. For six years. Yes, this is double punishment, but it happens frequently in cases like this. By the way, are your rates too high? Check here: Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. |