Home Business Insurance
Home Business Insurance is an essential coverage when there is a home based business. Most, if not all, home insurance companies require it. Most Home Owners Insurance plans include "Incidental Business" use for contents and liability. BUt this is not designed for a business operating from home. Incidental Business coverage is for an individual who has an off premises business location where they primarily work. The Incidental Business wording is added for the business owner who occassionaly brings their work home. Work at home types of small business are becoming very common and as a result insurers have met that need by developing Home based business insurance riders and packages that are very affordable. The packages and riders attached to a home insurance policy cover a wide variety of businesses. Some businesses also require Professional Liability (Errors & Omission) coverage. The following list are some of the more common home based businesses riders. A brief sample of common home based business includes: Finance - Investment Advisors, Mortgage Brokers, Accountants, Insurance Professionals, Book keepers, Realtors Other Professionals - Architechts, Land Surveyors, Appraisers, Paralegal, Professional Counsellors and Engineers Sales - cosmetics, gift baskets, educational books, household products, Lingerie, Kitchen Supplies Advertising, Marketing, Graphic Design and Desk Top Publishing Medical - Audiologist, Dentist, Massage Therapist, Chiropractor, Dermatologist, Naturopath, Optician, Osteopath, Occupational Therapy, Psychologist Bed and Breakfast Repair people - Cameras, Musical Instruments, Electronics, Appliance, shoe repair Crafts people - calligraphers, ceramics, stained glass, Event Related - party planner, Children’s Party Entertainer, Florist, Photographer Hairstylists, Barbers, Manicurists, Beauty Salons Consultants Again, these are just a sample of the many home business insurance plans available. Learn more about home owners insurance (leave home business insurance) Return to Canada Home Insurance Home Based Business Insurance Quotes – Available in St Catharines and the Niagara Region This website is written by an Insurance Broker based in St Catharines. If you are a home owner looking for home insurance quotes Contact me for a Niagara Region Insurance quote I look forward to hearing from you. |
| Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. The Canada Insurance Source website is a free information source provided by an insurance broker from the Niagara Region in Ontario. So use this site to gain a general understanding of insurance with your own area and situation in mind. Even residents of Ontario should keep in mind that this insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page. |
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