high risk driver?

by asha
(toronto)

My husband and i had auto insurance with a company for 3yrs. recently we decided to switch to another company as the rate was lower. we made the move and 4 days later our broker called to say the other company refused to take us as my husband has 2 tickets 1 for speeding?(2009) and second for improper turn(2010). our old insurance company refused to take us back and now we are stuck. Our broker found us a company that would take us but off course the insurance is higher than our previous one. My husband has a 3rd ticket now(rolling stop) should we inform our broker or wait till my husband has a court date on it? Am afraid we wont be able to get insurance.


Third Ticket in Three Years


Most insurers will refuse coverage if someone has three tickets in a three year period. That will leave you with even higher rates. If you and your husband are very lucky, he will get out of the ticket.

Please be sure to discuss this further with a licensed insurance representative.
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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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