Help, I want to insure a driver who does not live with me?

by Becky
(Toronto, Ontario, Canada)

My common law husband and I are separated, and he is not living with me, but we both reside in Toronto Ontario Canada.

However, I want to continue to insure him on my vehicle (he does not have one) as he often takes our 3 kids places that require a vehicle.
When we were living together we were both insured on the vehicle, and he was the primary.
Can I legally insure him if he is at a different address?

Insuring Ex Husband On Auto Policy


Hi Becky
You can have him listed on your policy. And you should list him since he is driving the car on a regular basis.

Just be sure to disclose the situation to your insurance company.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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