Hand Held Device, Fight it or not?

by Brian S
(Toronto ontario Canada)

I was stopped by a police officer on his bicycle for having a hand held device. I had it on the couch but he said I picked it up while at a red light. So he gave me a ticket.


I do not have the greatest record and my main charge against me right now is driving without insurance, so I pay an extremely high premium of 500 plus tax a month for being a high "risk driver".

The MTO government lists that if I challange the ticket I will face these consequences.

What is the penalty for using a hand-held device?

A. Drivers caught using a hand-held device will face a set fine of $125 plus a victim surcharge and court fees for a total of $155. Drivers who challenge the ticket in court face fines of up to $500.
The victim surcharge goes to a special fund administered by the Ministry of the Attorney General called the Victim’s Justice Fund. The fund supports programs that provide assistance to victims or witnesses of crimes.


If I challenge the ticket and fail I can face a 500$ charge?

http://www.mto.gov.on.ca/english/safety/distracted-driving/FAQs.pdf

Ticket for Using Hand Held Device


Hi Brian
Looks like you found the answer to your question.

Your insurance rates are likely to go higher with this ticket as well.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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