getting my own car insurance independent of my husband

by Jayne
(milton, ontario)

My husband has just informed me that our car insurance coverage has been suspended since unfortunately it has been cancelled 3 times in 3 years, one of the cancellations ends on January 1st.

Not driving is not an option for me as I have to drive my kids to and from school as well as myself to and from work.
Since I have a huge trust issue with my husband I am trying to get insurance for just myself. Everywhere I have tried will only consider us as one unit since we are married, which I don't see is fair especially since I had no idea this was happening as he kept everything secret.
please I am desperate to find someone who is able to help me.
Jayne

separate Insurance From Husband


HI Jayne,

You could ask to have him excluded from the policy (OPCF28a). Then the policy would be based only on you AND he could never drive that car.
Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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