G license co-driver
I have a G license and insurance on my own car. My mother's car has a different insurance policy. I was wondering whether it would be permissible for me to drive my mother's car while she is in the vehicle, though I am not listed as a co-driver on her policy. If not, should I become listed?
Driving Mom's Car
You can drive your mom's car, with her permission. And she can drive yours, with your permission.
Any insured vehicle owner in Ontario can loan their car to a licensed driver. Problems occur if there is a claim ... the insured is responsible for the driver who they loan the car to. So if you drive your mom's car and have an accident, her rates would go up.
If you are driving your moms car on a regular basis, you should be listed on her policy. And if you live with her, you should each inform your insurers of this.
Hope thats all clear and helpful.
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