Flooring damage claim

by Spence
(London, Ontario Canada)

Our hardwood flooring was recently damaged by a company installing a drinking water system. They flooded part of the house and damaged some of the hardwood flooring. The house is only one year old but the flooring manufactirer went out of business so there is no flooring available to replace the section of flooring that is damaged. The flooring contractor says that they need to replace all the flooring which is about 1,000 square feet to repair the 100 square feet that is damaged. The insurance company says that they will not replace all the flooring. What do I do?


Damaged Flooring


Hi Spence
That's a frustrating situation to be in. Have you explained this to your insurance company? You might need to put some pressure on them.

All that said, the company installing the drinking water system should assume the liability for this since it was their mistake. You should not have had to claim this with your insurance company.

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May 10, 2011
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by: Anonymous

Time to call your lawyer and have the water system company pay for the damages. thats professional liability right there. they caused a mistake they must fix it. thats what commercial liability isurance is for. first try calling the water company and let them know they are responsible and they might do it without lawyers involved. but if you have to...

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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