Experienced Driver... New License

by Gary
(Guelph, ON)

I am a 63 yr old male that has had my driver's license, with a good driving record, from age 16-54 years. I moved to another province in my 30s and was licensed there, until I moved back to Ontario 10 years ago. I was not in the position to change back over to an Ontario drivers license at the time. Once I was finacially able to invest in licensing and the other costs of owning and operating a vehicle, I had to take my license as a new G1 driver, as part of the Graduated Licensing system that had been introduced. I now have my full G license again and am in the market for a vehicle and auto insurance. Will my previous driving experience and insurance policies be taken into consideration or will the insurance companies only be looking at my new licensing information as a base line?


Experienced Driver, New License, and Insurance Rates


Hi Gary,
That's a tough one. Ten years is a long time to go back to look for a driving record. It is most likely that your current information will be the base line. I'd be very surprised if they counted the old information. Heck, it would almost be a surprise if anyone was able to pull up the 10 year old information.

It's not impossible, but highly improbable.

By the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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