employee (with expired licence) accident in company vehicle

by upset & confused
(Ont. Canada)



I was recently in a car accident with a company vehical. I lost control do to ice and hit a hydro pole. because i was the only vehical involved i was deemed at fault. Never being in an accident before I called my employer who contacted his insurance company and were advised to get the vehical towed, pick up a rental and get the vehical assessed by the them, they later looked into my licence and told them it had expired by eight days (which I didn't get charged for) so they would not cover anything. The question is who is liable for the vehical, hydro repairs, the tows, the compound rent and the rental vehical? My employers company or I???

Accident in Company Vehicle


Hi there,
If insurance won't cover it, then your employer will be liable. I suppose they could sue you. Most likely they will pay the costs and you will be out of a job. Sorry to say it.


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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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